Did they still harass you these few days? Mine only called the very same day I ghost them. So far 2 days already, I haven't receieve any harassment. However, I'm not sure when next week supposed 'due date' comes, will they harass me again. I've alr made clear to them 2 days ago that I will make my remaining payment and will not do any payment again.
Phone call: No as I have changed my number as advised. My NOK also install app blockers.
"House Visit": Stopped after installing CCTVs and informed police of any suspicious characters lurking along my corridor.
"Letterbox Hoax Mail": Received one and immediately reported to police. Informed neighbours as well. SPF taken letter as evidence and maybe do forensic testing and check CCTV.
Social Media Harassment: Ongoing but reported to the relevant social media authotiies of fake acc etc and also forwarded them police report so that maybe they can trace source of IP address. Also informed my contact list about the situation and most of them are already aware and understanding. Informed them to report and block any new unknown messages
I do not know what else will happen but have full trust on SPF to handle the matters and abide by the advise given by the kind people here and SPF.