Loan Shark Harassment and how to stop it - Part 2

green72

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New update... UML using mailbox to send hoax story to get neighbours to get me to contact the given number. I immediately send to IO the letter and ignored. Right now I am not bothered about my neighbours and get thia over.... Any suggestion on what else to do... Now, no surprise visits as CCTVs are installed. NOK also installed number blockers.
Another old tactic. 1 more old tactic is to find your neighbours home line and harassed them to ask you to pay.

They have no new tactics. All recycle ones.
 

green72

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Hi, when did that happen to you? Also, did you still owe them any money? Or you have alr paid up?

As I mentioned before, no difference if paid up or still owe. As long as victims starts paying the 1st installment, they are hooked.

So the best is keep the initial money and ghost. The hell raised by them is the same. Paid or not.

Just remember the 1st sms they advertise? Looks good like $150×24mths. Suddenly first $$$ transfer have to give back more in a week. Where is the affordable installment promise? Then further followed by defer after defer to increase late payment fee.

They are cheating you.
 
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green72

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Just recently... Never paid up. Police instructed not to

I believe this is the move all victims must do. On top of not losing money, victims prevent themselves from breaking the law by being money mule.

Same with me. Never returned the 4 digit sum back to the UML. Initial harassment for 2 weeks and none for more than a year until now. Still have sort of PTSD but a lot less now, maybe 5% of the time still anxious if hear foot steps outside but since last year, sleep like a rock at night.

Yes, initially new victims might still be harassed but SPF will protect you.
 
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green72

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So should i do... Need to inform my neighbours?

I did. But they are not targeted. It's up to you. Mine was a good neighbourly spirit. We look out for each other. My cctv also help surveillance their shoes/bicycle kept at corridor.

I felt better after informing them so that they don't have misconceptions.
 
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green72

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I still remember the time my son woke me up from my fear and anxiety by shouting at me that it's the UML tactic to crawl under my skin.

He never saw I was that scared in the whole of his life. Good that he did that. Sort of slap me into reality.
 

InADilemma01

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I did. But they are not targeted. It's up to you. Mine was a good neighbourly spirit. We look out for each other. My cctv also help surveillance their shoes/bicycle kept at corridor.

I felt better after informing them so that they don't have misconceptions.

Now they used a new number and threatened my NOK to leak all my details on social media. I have informed my IO via email and sent him the attachments as well. Right now preparing to face the brunt of massages from social media and tell the truth. Not bothered by the threats anymore. But mentally draining
 

InADilemma01

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I did. But they are not targeted. It's up to you. Mine was a good neighbourly spirit. We look out for each other. My cctv also help surveillance their shoes/bicycle kept at corridor.

I felt better after informing them so that they don't have misconceptions.

I will just inform them if they approach me regarding this
 
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InADilemma01

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I did. But they are not targeted. It's up to you. Mine was a good neighbourly spirit. We look out for each other. My cctv also help surveillance their shoes/bicycle kept at corridor.

I felt better after informing them so that they don't have misconceptions.

How did you inform them
 

green72

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Now they used a new number and threatened my NOK to leak all my details on social media. I have informed my IO via email and sent him the attachments as well. Right now preparing to face the brunt of massages from social media and tell the truth. Not bothered by the threats anymore. But mentally draining
Just hang on bro. You and your NOK just continue to ignore. If whatsapp or sms, just block and report. It's just mind games. I hope you have shut your social media accounts.

If any colleagues where to ask, just say you are scammed and police is investigating. No need to add more.

They will give up. I never heard yet UML will continue try for months if they don't get a single cent. They know it just waste their time.

We know, it is draining to the head. It will soon be over.
 

Gerrard171192

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Just hang on bro. You and your NOK just continue to ignore. If whatsapp or sms, just block and report. It's just mind games. I hope you have shut your social media accounts.

If any colleagues where to ask, just say you are scammed and police is investigating. No need to add more.

They will give up. I never heard yet UML will continue try for months if they don't get a single cent. They know it just waste their time.

We know, it is draining to the head. It will soon be over.


Hi Green, today is the second day I have ghost them. Weird. I didn't receive any WhatsApp or calls from them already so far for today. Buy my NOK received just one call from a Singapore residential number. Didn't pick up, not sure wheather is it the UML.
 

InADilemma01

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Just hang on bro. You and your NOK just continue to ignore. If whatsapp or sms, just block and report. It's just mind games. I hope you have shut your social media accounts.

If any colleagues where to ask, just say you are scammed and police is investigating. No need to add more.

They will give up. I never heard yet UML will continue try for months if they don't get a single cent. They know it just waste their time.

We know, it is draining to the head. It will soon be over.

Ok mate... Thanks for the tips... Already deactivated social media.... I have also informed my IO... Butbno updates from SPF side
 

green72

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Hi Green, today is the second day I have ghost them. Weird. I didn't receive any WhatsApp or calls from them already so far for today. Buy my NOK received just one call from a Singapore residential number. Didn't pick up, not sure wheather is it the UML.

Good. For next 3-4 weeks and probably longer, don't pick up any unknown numbers.

Best is to install call-blocker app and enable only numbers in your known call list to go thru.

In this way new, unknown and numbers not in your known call list will automatically be disconnect by the app after 1 ring.

You can still checked these blocked numbers using a site "whocallsme" if it's from banks or other govt office number.

I use the call blocker app by Vlad Lee.
 

InADilemma01

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UML started to take their harrassment online on social media. Told the truth to those who asked... Most were understanding about the situation. Made a police report again. I dunno how long this will last, and what more to expect.
 

green72

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UML started to take their harrassment online on social media. Told the truth to those who asked... Most were understanding about the situation. Made a police report again. I dunno how long this will last, and what more to expect.

When their actions bear no traction or have no effect, it will end.

How long? It depends on how much you can persevere, whatever they throw at you.

Ghost them. It's the only way. Once the harassment tapers down, the end will be in sight. Another week or two, I guess.

They are trying to rattle you. Stay vigilant, stay frosty.
 

InADilemma01

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When their actions bear no traction or have no effect, it will end.

How long? It depends on how much you can persevere, whatever they throw at you.

Ghost them. It's the only way. Once the harassment tapers down, the end will be in sight. Another week or two, I guess.

They are trying to rattle you. Stay vigilant, stay frosty.

Fingers crossed, sooner rather than later I hope... On SPF side what will they do? I guess now the UML are kind of desperate that they resort to social media... I guess now no point to deactiavte social media etc since they have the contacts. Its like fighting fire... Only lf embarassment. I wont relent cos I have had enough. It is great that my family though pissed is backing me up on this crusade. I owe them and you guys here lots of gratitude.
 

Gerrard171192

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Fingers crossed, sooner rather than later I hope... On SPF side what will they do? I guess now the UML are kind of desperate that they resort to social media... I guess now no point to deactiavte social media etc since they have the contacts. Its like fighting fire... Only lf embarassment. I wont relent cos I have had enough. It is great that my family though pissed is backing me up on this crusade. I owe them and you guys here lots of gratitude.


Did they still harass you these few days? Mine only called the very same day I ghost them. So far 2 days already, I haven't receieve any harassment. However, I'm not sure when next week supposed 'due date' comes, will they harass me again. I've alr made clear to them 2 days ago that I will make my remaining payment and will not do any payment again.
 
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Did they still harass you these few days? Mine only called the very same day I ghost them. So far 2 days already, I haven't receieve any harassment. However, I'm not sure when next week supposed 'due date' comes, will they harass me again. I've alr made clear to them 2 days ago that I will make my remaining payment and will not do any payment again.

If you are paying or you keep paying, u r definitely their target. They will definitely harass u as they treat u as their big fish.
The only way to stop is NOT TO PAY A SINGLE CENT EVEN IF U STILL OWE THEM.
 

InADilemma01

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Did they still harass you these few days? Mine only called the very same day I ghost them. So far 2 days already, I haven't receieve any harassment. However, I'm not sure when next week supposed 'due date' comes, will they harass me again. I've alr made clear to them 2 days ago that I will make my remaining payment and will not do any payment again.

Phone call: No as I have changed my number as advised. My NOK also install app blockers.

"House Visit": Stopped after installing CCTVs and informed police of any suspicious characters lurking along my corridor.

"Letterbox Hoax Mail": Received one and immediately reported to police. Informed neighbours as well. SPF taken letter as evidence and maybe do forensic testing and check CCTV.

Social Media Harassment: Ongoing but reported to the relevant social media authotiies of fake acc etc and also forwarded them police report so that maybe they can trace source of IP address. Also informed my contact list about the situation and most of them are already aware and understanding. Informed them to report and block any new unknown messages

I do not know what else will happen but have full trust on SPF to handle the matters and abide by the advise given by the kind people here and SPF.
 
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