Loan Shark Harassment and how to stop it - Part 2

Adrian87Chua

Member
Joined
Nov 21, 2003
Messages
437
Reaction score
0
Correct. Just wait it out for their harassment tactic. The faster you take control of the situation the better.

Let them know you know their tactics by ghosting. Not a single thing they can do beyond those phone calls to your office.

Please disable your social media accounts if you have not done so. Other than that consider installing CCTV. Otherwise, you have covered your bases. Just need to ride the storm and your are done.
I informed my office I fall into a scam. So should be fine. CCTV not at the moment as my house have dog so if stranger walk past they will bark
 

Adrian87Chua

Member
Joined
Nov 21, 2003
Messages
437
Reaction score
0
Correct. Just wait it out for their harassment tactic. The faster you take control of the situation the better.

Let them know you know their tactics by ghosting. Not a single thing they can do beyond those phone calls to your office.

Please disable your social media accounts if you have not done so. Other than that consider installing CCTV. Otherwise, you have covered your bases. Just need to ride the storm and your are done.
But 1 thing is, when they transferred that time they don’t even call me for the next few days. So eventually they want to wait for a week to start the crap ah ?
 

green72

Senior Member
Joined
Feb 10, 2016
Messages
573
Reaction score
1
But 1 thing is, when they transferred that time they don’t even call me for the next few days. So eventually they want to wait for a week to start the crap ah ?

That's the issue here. But it's in your favor. After they transfer you the amount you didn't give them any time to stipulate a date/time to payback because you very fast ghost them.

Either way, they will react probably soon. How soon? no idea but soon enough I guess.

Your dog is a good deterrent. Those runners are as skittish as a squirrel. Your dog barking will make them disappear fast.

The situation seems to be in your favor. Anyway it's "only" a small amount. I wonder if they really want to spend the effort to recover from a victim that's impossible to contact for a small amount.

Don't lose sleep over it. Just be ready.
 
Last edited:
Joined
Dec 1, 2018
Messages
456
Reaction score
0
But 1 thing is, when they transferred that time they don’t even call me for the next few days. So eventually they want to wait for a week to start the crap ah ?

They are not an organized groups, they are a crime organisation, taking every opportunity to squeeze money using fear and harassment techniques.

Don't let them get to you, when harassed, file report asap. Their runner will be nailed soon enough..

Get on with you life, don't spend time thinking about it, it's not worth your time.
 
Joined
Oct 21, 2019
Messages
223
Reaction score
0
But 1 thing is, when they transferred that time they don’t even call me for the next few days. So eventually they want to wait for a week to start the crap ah ?

The golden rule here:
1) GHOST THEM. ( for new victims, what it mean is be uncontactable, blocked their call/watsapp/sms. If possible, change your numbers.

2) DO NOT PAY A SINGLE CENT. ( for new victims, if you are thinking of paying them to solve the problem? You are at risk as you are giving them the hints that u r an “ big fish”. More problems will come)

3) REPORT POLICE IMMEDIATELY. ( for new victims, we cannot do anything to prevent them from harassment so let the police do their jobs)

4) GO ON WITH YOUR LIFE. ( Do not spend your time worry about what gonna happen next. What will happen will happen. Just ignore them and endure abit and very soon, your life will back to normal.)
 

Adrian87Chua

Member
Joined
Nov 21, 2003
Messages
437
Reaction score
0
The golden rule here:
1) GHOST THEM. ( for new victims, what it mean is be uncontactable, blocked their call/watsapp/sms. If possible, change your numbers.

2) DO NOT PAY A SINGLE CENT. ( for new victims, if you are thinking of paying them to solve the problem? You are at risk as you are giving them the hints that u r an “ big fish”. More problems will come)

3) REPORT POLICE IMMEDIATELY. ( for new victims, we cannot do anything to prevent them from harassment so let the police do their jobs)

4) GO ON WITH YOUR LIFE. ( Do not spend your time worry about what gonna happen next. What will happen will happen. Just ignore them and endure abit and very soon, your life will back to normal.)

Yeahhh ~ I follow your 4 golden points. Can’t be bother with them. As I informed all the parties. My company included. Just hate their crap. Dumb of me never check properly. But well.
 

Adrian87Chua

Member
Joined
Nov 21, 2003
Messages
437
Reaction score
0
The golden rule here:
1) GHOST THEM. ( for new victims, what it mean is be uncontactable, blocked their call/watsapp/sms. If possible, change your numbers.

2) DO NOT PAY A SINGLE CENT. ( for new victims, if you are thinking of paying them to solve the problem? You are at risk as you are giving them the hints that u r an “ big fish”. More problems will come)

3) REPORT POLICE IMMEDIATELY. ( for new victims, we cannot do anything to prevent them from harassment so let the police do their jobs)

4) GO ON WITH YOUR LIFE. ( Do not spend your time worry about what gonna happen next. What will happen will happen. Just ignore them and endure abit and very soon, your life will back to normal.)

They started their spam call liao. All blocked. Good got 1 runner screenshot me the bank transfer with his contact number can make another police report already ~
 

green72

Senior Member
Joined
Feb 10, 2016
Messages
573
Reaction score
1
4c06335b9d.jpg


Just take a look at this recent UML SMS received.

Since recently, our Govt has implemented local numbers without the +65 prefix when texting or calling local to local numbers.

The number used to SMS clearly shows it's a spoof or overseas number. That's why the UML add his local number in the message.

For those who are oblivious to local law, No banks or Licensed Money Lender can advertised their business via social media, advertisement, whatsapp or sms messages.

If you receive, just block and report. The more people block and report, the less number they can use to bait and scam the financially challenged or oblivious public.
 
Joined
Oct 21, 2019
Messages
223
Reaction score
0
4c06335b9d.jpg


Just take a look at this recent UML SMS received.

Since recently, our Govt has implemented local numbers without the +65 prefix when texting or calling local to local numbers.

The number used to SMS clearly shows it's a spoof or overseas number. That's why the UML add his local number in the message.

For those who are oblivious to local law, No banks or Licensed Money Lender can advertised their business via social media, advertisement, whatsapp or sms messages.

If you receive, just block and report. The more people block and report, the less number they can use to bait and scam the financially challenged or oblivious public.

I just dont understand why people nowadays still thinking those sms loan are from bank or licensed moneylender? It had been reported since 10 years ago that sms loan are either UML or loan scam. I believed most of the victims here know they are UML, they are just desperate or no way out ( bank and LML dont want to lend) thats why they fall in the trap.
 
Last edited:

green72

Senior Member
Joined
Feb 10, 2016
Messages
573
Reaction score
1
I just dont understand why people nowadays still thinking those sms loan are from bank or licensed moneylender? It had been reported since 10 years ago that sms loan are either UML or loan scam. I believed most of the victims here know they are UML, they are just desperate or no way out ( bank and LML dont want to lend) thats why they fall in the trap.

It shouldn't be difficult to understand.

Persons in desperation financially and all avenues to borrow from family and legal financial institution is exhausted, will find such advertisement very attractive.

Many of these victims have never engaged loansharks. Their beliefs might think these adverts are from freelance businesses. Look at the advert I shown, $10k at $180/mth for 60mths. Looks affordable. They will try.

They might have seen episodes of Crimewatch on tv regarding this b4 but at that point of time are not financially stressed.

Many would have honoured the deal if it's really as advertised. But once they provided all their details, the nonsense starts.

IMDA must stop the root of the problem. Eliminate such SMS.
 

green72

Senior Member
Joined
Feb 10, 2016
Messages
573
Reaction score
1
Can anyone advise me.. out of desperation i loaned from LS and got the money transferred to my account i drew out to settle my issues and after 2 days i realised my account had been freeze by police.

Nothing good will come from borrowing from LS as you are experiencing now.

My advise is to cooperate with the police. I also advise you to make a police report when LS start to harass you.

Since you borrow out of desperation, I believe you financially stressed.

There are legal ways to settle your financial problems if it's related to banks. Do not borrow from Licensed Money Lenders too as they are the legal cousins of LS.

Stop communicating with the LS. Do not deal with them anymore. LS harassment is nothing compare to Police investigation.
 

THEMIKOS

Senior Member
Joined
Nov 19, 2007
Messages
587
Reaction score
0
I have been receiving many such msgs. Not sure how my number got to these moneylenders but i believe its becoz i bought this line from someone who became a bankrupt so must be related to that. Anyways i wanna know if:
1) i receive such texts and just delete them/block etc, can the moneylender still transfer to me and pull me into the scam? Asking because the number Is registered to paynow. Of course i wont return but i am just asking can they do that and bind the person like that? If thats the case won’t many people get into trouble or even wont electronic transfers be the source of our problems?

2) is there no other way to prevent these kind of texts? Usually they whatsapp and sms me. Getting annoyed though i have never replied to any of them nor do i need the money, and even if i do they will never be considered as an avenue to borrow from. Haha

3) wont these moneylenders lose lots of money if they anyhow pulll this kind of scam and start paynow to everyone?

4c06335b9d.jpg


Just take a look at this recent UML SMS received.

Since recently, our Govt has implemented local numbers without the +65 prefix when texting or calling local to local numbers.

The number used to SMS clearly shows it's a spoof or overseas number. That's why the UML add his local number in the message.

For those who are oblivious to local law, No banks or Licensed Money Lender can advertised their business via social media, advertisement, whatsapp or sms messages.

If you receive, just block and report. The more people block and report, the less number they can use to bait and scam the financially challenged or oblivious public.
 

green72

Senior Member
Joined
Feb 10, 2016
Messages
573
Reaction score
1
I have been receiving many such msgs. Not sure how my number got to these moneylenders but i believe its becoz i bought this line from someone who became a bankrupt so must be related to that. Anyways i wanna know if:
1) i receive such texts and just delete them/block etc, can the moneylender still transfer to me and pull me into the scam? Asking because the number Is registered to paynow. Of course i wont return but i am just asking can they do that and bind the person like that? If thats the case won’t many people get into trouble or even wont electronic transfers i be the source of our problems?

2) is there no other way to prevent these kind of texts? Usually they whatsapp and sms me. Getting annoyed though i have never replied to any of them nor do i need the money, and even if i do they will never be considered as an avenue to borrow from. Haha

3) wont these moneylenders lose lots of money if they anyhow pulll this kind of scam and start paynow to everyone?

LS won't anyhow paynow transfer. They usually ask victims personal data first like CPF data, family data, addresses and contact numbers before any transfers is made . The datas will be use to coerce and harass victims. That is very important for their "business". Hp number alone won't do for them.

If stupidly they paynow to you, other than your phone number, they won't be able to get their money. Anyways if such transfer occurs, do make police report so as not to implicate yourself against the law.

So, unlikely they will transfer anything to you. The possibility is very, very remote. Think again, why would they bother deal with bankrupts if the former owner of that line is what you claim to be.

Anyway, you can only report and block such messages. I'm personally pissed at this situation. Govt agencies and telcos should do more in this regard.
 
Last edited:

green72

Senior Member
Joined
Feb 10, 2016
Messages
573
Reaction score
1
What will happen during investigation? I dont want to lose my job

There are bros here with similar predicament as you recently. Scroll back this thread. Do read them up.

Maybe if they are still active, can share their experience.
 

THEMIKOS

Senior Member
Joined
Nov 19, 2007
Messages
587
Reaction score
0
Thanks for the clarification. Pretty safe then other than the inconvenience of receiving these kinda msgs every now and then.

LS won't anyhow paynow transfer. They usually ask victims personal data first like CPF data, family data, addresses and contact numbers before any transfers is made . The datas will be use to coerce and harass victims. That is very important for their "business". Hp number alone won't do for them.

If stupidly they paynow to you, other than your phone number, they won't be able to get their money. Anyways if such transfer occurs, do make police report so as not to implicate yourself against the law.

So, unlikely they will transfer anything to you. The possibility is very, very remote. Think again, why would they bother deal with bankrupts if the former owner of that line is what you claim to be.

Anyway, you can only report and block such messages. I'm personally pissed at this situation. Govt agencies and telcos should do more in this regard.
 

zhenghao

Junior Member
Joined
May 19, 2020
Messages
4
Reaction score
0
Hi, I recently got into a moneylender scam and got cheated of $2700, I have alr made a police report. The police advised me to block them and stop paying, but I receive harassment texts thru WhatsApp from other numbers and they start threatening me and showed me videos of burning houses down, I'm scared that my parents would be harassed too and they would look me up at my house or workplace as they have my hse address and parents contact number, Im afraid to let my parents know of this as they will scold me, will the "loan sharks" rlly look me up at my hse and splash paint etc? Can I have some advise as this is the first time I fall for such a scam
 

green72

Senior Member
Joined
Feb 10, 2016
Messages
573
Reaction score
1
Hi, I recently got into a moneylender scam and got cheated of $2700, I have alr made a police report. The police advised me to block them and stop paying, but I receive harassment texts thru WhatsApp from other numbers and they start threatening me and showed me videos of burning houses down, I'm scared that my parents would be harassed too and they would look me up at my house or workplace as they have my hse address and parents contact number, Im afraid to let my parents know of this as they will scold me, will the "loan sharks" rlly look me up at my hse and splash paint etc? Can I have some advise as this is the first time I fall for such a scam

Yes, not trying to stress you but face the reality, LS might and will harass you at your home.

Letting everyone who you gave their details know, like your parents, is a must. They are your parents after all, getting scolded is part of the deal as children. We always make mistakes.

Even the harshest of parents will forgive their children.You NEED them to support you morally now in your darkest hour. Tell them, get scolded and I bet they will provide you support and comfort none of us here are able to. No parents will let or see their children get harass or suffer. Parental instinct will kicking.

My spouse and children gave me the strength when it was my darkest hour. You shouldn't suffer alone.

It's a big move but you MUST tell them before they get to know it themselves.

Regarding what to do next, do read up past few month post by others.

Stay strong.
 
Last edited:

Dr_Robert

Junior Member
Joined
Aug 9, 2018
Messages
4
Reaction score
0
What should I do? My issue is I have Legal lenders and also UML like 6 stalls. Pay defer till it is over the loan amount. I have not defaulted any but I'm stuck in the loop of paying and paying the defer payment. I'm really scare now and not sure if I should report to police. As my legal lenders has my contact and I believe they sold my contact to UML. so if I change my number and give my new number to Legal lender. The UML would be able to get to me too. It like an non ending cycle. I already feel like dying! Please help.
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.
Top