Loan Shark Harassment and how to stop it - Part 2

green72

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But just last week he already send runner to splash paint on my unit. That's why now my family and I are scared he will send runner to burn or splash paint again.
They are masters at wreaking havoc of victims mind.

Let's not fill in the blanks for them with a lot of "what ifs". What you need to do is to plan for every thing imaginable that you can think of that they might do to you.

If they want to burn, buy an extinguisher. If they want to create a ruckus outside your door, buy a loud hailer to scare them off. If they want to lock your gate, buy a bolt cutter. If they want splash again, buy paint remover or thinner.

The only thing you shouldn't do is dwell on it and continue to live in fear. They will eat you for breakfast.

I bought all those plus a metal baseball bat and an "anti-crime" keychain that produces high pitch sound for each of my family members. I was paranoid too back then.

None of the tools was required for use as my CCTV might have deterred them.

Don't just sit back and hide, be prepared to go on the offensive.
 
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STUDITY LADY

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Nowadays they dont burn down unit.
They will send photo and videos of it to you to instill fear.

For mine they locked my gate and thats all.
They stopped harrassment after i reported to police and installed cctv
Really??? I am so worry that they will come burn my house and my neighbour house which they keep repeating in the harassment messages. After they splash, I had already make police report and install CCTV.

They keep demanding me to pay the loan cancellation fees (I refused to pay and block them when they start requesting when i thought i am requiring thru a LML). They gave me a deadline to make payment. Saying if i do not pay by then, they will come burn my house and my neighbour house.

Living in stress now. Police officer had help to install a sensor alarm when people passby my house. And with the CCTV, I just hope everything will be over soon. I am sleeping in the living room everyday now, just to be alert when the sensor alarm sound.

Hoping that they will just stop at one splash. I had been blocking and ignoring their messages.
 
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green72

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Really??? I am so sorry that they will come burn my house and my neighbour house which they keep repeating in the harassment messages. After they splash, I had already make police report and install CCTV.

They keep demanding me to pay the loan cancellation fees (I refused to pay and block them when they start requesting when i thought i am requiring thru a LML). They gave me a deadline to make payment. Saying if i do not pay by then, they will come burn my house and my neighbour house.

Living in stress now. Police officer had help to install a sensor alarm when people passby my house. And with the CCTV, I just hope everything will be over soon. I am sleeping in the living room everyday now, just to be alert when the sensor alarm sound.

Hoping that they will just stop at one splash. I had been blocking and ignoring their messages.

It's an old bluff to burn your house. Have been repeated hundreds or thousands of times to previous victims. They know even how old this tactic is, new victims sure believe. I think 100years from now, this tactic might still work for new victims.

Don't need to fear. Just remember the police and fire service is a phone call away.

And please stop replying or even reading their messages. Just block their number if changing number is not possible.

Totally zero harassment you read, the more peaceful you will be.
 
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xtreme36

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Unless u owe a big amount or more than 1 stall, i have yet to read about victims bring splashed more than once by the same stall.

Most of the stalls belongs to the same syndicate, they sometimes will wait for each other... see if any stall takes action n if it is effective in making the victim pay again.

My advice is if u decide to stop paying, stop paying ALL stalls. Change your phone number if possible cos it sends a message to the stalls that u r firm in not paying.
 

STUDITY LADY

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It's an old bluff to burn your house. Have been repeated hundreds or thousands of times to previous victims. They know even how old this tactic is, new victims sure believe. I think 100years from now, this tactic might still work for new victims.

Don't need to fear. Just remember the police and fire service is a phone call away.

And please stop replying or even reading their messages. Just block their number if changing number is not possible.

Totally zero harassment you read, the more peaceful you will be.
Thank you for your advise. I will continue to brace myself and to be strong.

I will continue to block them and ignore their messages though reading them make my heart jump faster.

Pray hard that all these will be over soon.
 

STUDITY LADY

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Unless u owe a big amount or more than 1 stall, i have yet to read about victims bring splashed more than once by the same stall.

Most of the stalls belongs to the same syndicate, they sometimes will wait for each other... see if any stall takes action n if it is effective in making the victim pay again.

My advice is if u decide to stop paying, stop paying ALL stalls. Change your phone number if possible cos it sends a message to the stalls that u r firm in not paying.
I didnt owe any stall.

I wanted to enquire a loan thru a LML but ended up at the impersonate website which i literally thought it's the LML (the logo and address is all the same)until they ask for a 1k insurance payment for the loan. From there then i knew it's a scam and stop immediately. I checked back then i realised there are two website.

I block them immediately. Then they uses different phone numbers to text me sending me threatening messages that i need to pay the 1k and if i cancel now i need to pay 3k cancellation fees. I continue to block them. However, feeling unsafe, i log a police report too.

After a week, they came splash my door and leave a note asking for the money of 4k.
 

xtreme36

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Do not worry too much now that the worst possible scenario (paint splashing) has already happened. Their tactics are actually quite predictable.
 

STUDITY LADY

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Do not worry too much now that the worst possible scenario (paint splashing) has already happened. Their tactics are actually quite predictable.
Thank you for your advise.

Just hope that it will be over soon ..... pray hard.
 

green72

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Unless u owe a big amount or more than 1 stall, i have yet to read about victims bring splashed more than once by the same stall.

Most of the stalls belongs to the same syndicate, they sometimes will wait for each other... see if any stall takes action n if it is effective in making the victim pay again.

My advice is if u decide to stop paying, stop paying ALL stalls. Change your phone number if possible cos it sends a message to the stalls that u r firm in not paying.

STUDITY LADY did not receive a single cent. The idea of those borrowing big receives far worse harassment isn't true.

To them, any victim that provides them with personal data and contacts are potential money tree.

They don't follow any code of practice, just the same modus operandi on how to squeeze money out of victims they manage to snag.
 

green72

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Thank you for your advise. I will continue to brace myself and to be strong.

I will continue to block them and ignore their messages though reading them make my heart jump faster.

Pray hard that all these will be over soon.

Have faith, food and lots of rest. It will be over soon enough.

Give it another 4 weeks but take each sunrise and sunset as another new day or night with zero harassment, hopefully forever.

We did it, so can each of you.
 

xtreme36

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I know, wat I m trying to say is.... I dun think they will splash again.... But times has changed as the covid-19 situation has perhaps made them desperate.

CCTV doesn't deter the runners 100% as well nowadays.
 

STUDITY LADY

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STUDITY LADY did not receive a single cent. The idea of those borrowing big receives far worse harassment isn't true.

To them, any victim that provides them with personal data and contacts are potential money tree.

They don't follow any code of practice, just the same modus operandi on how to squeeze money out of victims they manage to snag.
Yes. I didnt receive any money from them. I stop immediately once they ask for the 1k insurance as i knew it's a scam but it's too late.

It's my carelessness for not thinking twice. I can only blame myself for this and causing my family to suffer unwanted harassment. Am really a stupid woman.
 

STUDITY LADY

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Have faith, food and lots of rest. It will be over soon enough.

Give it another 4 weeks but take each sunrise and sunset as another new day or night with zero harassment, hopefully forever.

We did it, so can each of you.
Really appreciate your encouragement and advise. Whenever i feel worried and fear, this forum always give me courage to be strong. Thank you all who give me advises.
 

xtreme36

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I agree with Bro Green72... U MUST move on with your life. Eat, sleep n live as normally as u can. Wats done cannot be undone, no point looking back. We have all been through this.... look.... We r still alive n kicking.

Special thanks to Bro Green72 n many others in this forum. You r the main reason why I managed to ride through the storm.
 
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Suitelife11

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I know, wat I m trying to say is.... I dun think they will splash again.... But times has changed as the covid-19 situation has perhaps made them desperate.

CCTV doesn't deter the runners 100% as well nowadays.

Yeah exactly. I have already install cctv and the runner still splash... but okay uh 2 days later kenna arrested. Hope police can squeeze out alot more information from that bugger. Can only hope...
 

Shoniah

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Yes. I didnt receive any money from them. I stop immediately once they ask for the 1k insurance as i knew it's a scam but it's too late.

It's my carelessness for not thinking twice. I can only blame myself for this and causing my family to suffer unwanted harassment. Am really a stupid woman.


I'm a lady here too. For mine i enquired thru the website which it has been taken down alr cos other victims reported to police too.

Paid several trial loans since mar and reported to police in july. Harrassment lasted for 3-4 weeks. They locked my gate in aug and my neighbour's one. They didnt dare to come after i installed cctv and also police is still patrolling my unit everyday since then.
 

Shoniah

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Yes. I didnt receive any money from them. I stop immediately once they ask for the 1k insurance as i knew it's a scam but it's too late.

It's my carelessness for not thinking twice. I can only blame myself for this and causing my family to suffer unwanted harassment. Am really a stupid woman.

The loan i enquired for was not even credited into my acc after i paid so many trial loans.
 

makiiko

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I kena the so called LML last week. They called my NOK once. Did not call or came to my hse. Yesterday they used a different number to whattsapp me asking if made a police report. If i made , they will only refund me half of it.
 

Shoniah

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I kena the so called LML last week. They called my NOK once. Did not call or came to my hse. Yesterday they used a different number to whattsapp me asking if made a police report. If i made , they will only refund me half of it.

Got such thing as refunding?🤣
Wah the scammer alot of pattern
 

makiiko

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Got such thing as refunding?🤣
Wah the scammer alot of pattern

I also dk. I think he scam too many people until police spam call him or what. I suspect he message alot ppl see who report then wanna threaten ppl again. Crazy people
 
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