Loan Shark Harassment and how to stop it - Part 2

ForBetterDays

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Hi, there hasn’t been an update here recently, but I’d like to ask for some advise please.

i did borrow from these uml, but I always defer without issues. Im planning to clear one day, and i feel like its my responsibility, no matter what, i did borrow anyway, only right that i return.

Question is: after clear, u reckon they will leave me alone? Should clear or shouldnt clear or how?
If you have been clearing diligently, you might be implicated in assisting the UML. Most advises from previous thread is to stop paying. I think it will be better to follow their advise.
 

acehzl

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If you have been clearing diligently, you might be implicated in assisting the UML. Most advises from previous thread is to stop paying. I think it will be better to follow their advise.
Hi thank you so much for responding. I have managed to clear some, but i was stupid enough to go borrow from a new one to clear the other one. I got scared reading how I might be implicated when i provide account number or when i transfer to another account. Now I have one UML that is new, just took, havent pay. After reading all the advises here, I'm inclined to not pay. But at the same time, I havent paid this one a single cent. Unlike the rest which I have been deferring for quite a while. Would it be okay to just not pay? :(
 

Hulkeyee2020

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Hi thank you so much for responding. I have managed to clear some, but i was stupid enough to go borrow from a new one to clear the other one. I got scared reading how I might be implicated when i provide account number or when i transfer to another account. Now I have one UML that is new, just took, havent pay. After reading all the advises here, I'm inclined to not pay. But at the same time, I havent paid this one a single cent. Unlike the rest which I have been deferring for quite a while. Would it be okay to just not pay? :(
U pay full or never pay at all is all same thing, they won't stop.
Stop while your bank acct haven't implicated yet otherwise police will come for you which is more jialat.
I never paid 15+ stalls 2 years ago, they came one time splashed my door then that's it. We have to face the consequences.
Lucky if they won't come but crossed finger..
Good luck
 

acehzl

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I have 4 UML now in my belt. And after much thought and will power, I have decided that I will stop paying. Very fast, the harassment have started. All my friends in fb have received images of my name and ic all that. I have deactivated all social media account and block all their numbers. So i have no idea what they will do and say now. Going to brave through this, pray for me
 

m0n0n0ke

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I have 4 UML now in my belt. And after much thought and will power, I have decided that I will stop paying. Very fast, the harassment have started. All my friends in fb have received images of my name and ic all that. I have deactivated all social media account and block all their numbers. So i have no idea what they will do and say now. Going to brave through this, pray for me
Wow...do keep us update. How long was this since?
 

acehzl

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Wow...do keep us update. How long was this since?
It's only been 4 months actually. I only took 2 loans initially, and then I keep deferring both. So i wanted to clear, I go borrow from another 2 to clear the 2. Then the first 2 came back ask me still need, I go take again because i stupid. So now I got 4. I try not to defer but instead i clear and retake each time. clear and reloan. clear and reloan.

Wah I see now why its best to make a fresh start because they will always come back and tempt you and money is super evil and the biggest temptation of all.

so now that i've decided to block them, all 4 is kind of "new loans" because i didnt do deferment. i just clear and then retake. which means to them, i didnt pay at all. which will probably make them kinda mad. total the four loans with repayment is 5 digit.

I kinda feel guilty because I do believe money taken must be returned. And I indeed took the money from them. Which is why I've never defaulted on payment. But from all the post here, i realised that the money i returned wasn't gonna go back to them anyway, its just going to another debtor like myself. and yes, i also realise how i may have been "helping" them in that sense.

the money i have planned on paying them back, i shall donate to charity or give the church or something. hope maybe this will give me some kind of stronger will power to stop myself from going back to them.

as of yesterday - its day 1 of harassment, and i believe from one UML only. they have send my images and IC to all my friends in FB. And they send grabfood to my house. I still waiting to see what the other 3 is gonna do.
 
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acehzl

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U pay full or never pay at all is all same thing, they won't stop.
Stop while your bank acct haven't implicated yet otherwise police will come for you which is more jialat.
I never paid 15+ stalls 2 years ago, they came one time splashed my door then that's it. We have to face the consequences.
Lucky if they won't come but crossed finger..
Good luck
Wow 15. That's an amazing fall to get back up on. Kudos to you for braving through. I was thinking if 1 uml will have a certain harassment done...so if you have 15, all 15 will send then your harassment will be 15 times more crazy. Was it like that?
 

Hulkeyee2020

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After the splashed i quickly installed cctv until now. If their runners were brave enough they should come again.
Im not sure if all those 15+ were actually one company so i don't bother at all, when i decided to stop i changed hp no., closed bank acct.
But im not proud of what i had done, i actually regret it, dealing with these criminals.
Guys take note these UML are illegal they cannot do anything if you refuse to pay all, what they can do is harass you.
If there are people here who are still hesitant and scared with these criminals, until when and how much can you pay? These people will not stop as long as they can get money from you.
 

m0n0n0ke

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After the splashed i quickly installed cctv until now. If their runners were brave enough they should come again.
Im not sure if all those 15+ were actually one company so i don't bother at all, when i decided to stop i changed hp no., closed bank acct.
But im not proud of what i had done, i actually regret it, dealing with these criminals.
Guys take note these UML are illegal they cannot do anything if you refuse to pay all, what they can do is harass you.
If there are people here who are still hesitant and scared with these criminals, until when and how much can you pay? These people will not stop as long as they can get money from you.
U need to apply permit to install CCTV.?
How much?
 
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