Loan Shark Harassment and how to stop it - Part 2

[SIM37_]

Thank you for the encouragement and comfort. I do feel better as time goes by. Hope it’s just an empty threat.

Its all empty threats, they want your money thats all, remember that. They're "fierce" cause thats all they can do

 

[n2nq_beanie]

Just wondering if they are very quiet will they still come? I've did all the steps changing my no. But still feeling anxious that they could turn up at anytime

 

[soyabeana]

Just wondering if they are very quiet will they still come? I've did all the steps changing my no. But still feeling anxious that they could turn up at anytime

you can ask learningmylesson for her experience since she has encountered it first hand.

But what I have always shared with all the victims here are:

1. deactivate all social media
2. change phone number
3. dont reply or answer or see any of their text (even if they send to your NOK)
4. set up CCTV (get town council approval)

After you have done this then do this next for your well being:

1. eat and sleep well
2. do something to distract your thought away from thinking
3. call hotline, there are anti loan shark hotline, debt counselling hotline etc
4. share your feelings with your family, they need to know that right now you need emotional support from them. Your family should always be the first one to know

 

[n2nq_beanie]

you can ask learningmylesson for her experience since she has encountered it first hand.

But what I have always shared with all the victims here are:

1. deactivate all social media
2. change phone number
3. dont reply or answer or see any of their text (even if they send to your NOK)
4. set up CCTV (get town council approval)

After you have done this then do this next for your well being:

1. eat and sleep well
2. do something to distract your thought away from thinking
3. call hotline, there are anti loan shark hotline, debt counselling hotline etc
4. share your feelings with your family, they need to know that right now you need emotional support from them. Your family should always be the first one to know

I've did all 1 to 4.

Just wondering if few days very quiet will they still come and do something. Coz first few days was very active. Altho they are using new tactics of harassment, just made me wonder if they are finally leaving me alone and moved on or they are planning these coming school holiday. Anyone can share if they have experience activity after a few days of quiet or months maybe?

 

[SIM37_]

I've did all 1 to 4.

Just wondering if few days very quiet will they still come and do something. Coz first few days was very active. Altho they are using new tactics of harassment, just made me wonder if they are finally leaving me alone and moved on or they are planning these coming school holiday. Anyone can share if they have experience activity after a few days of quiet or months maybe?

Nobody knows theses scumbags schedule. If we know where they are trust me. their harressment by me is gonna be MUCH worse!


Don't bother to worry about it anymore. Just ignore them. You'll be fine. Remember what can they do? Just ask another hapless victim to take pic of your house thats about it. And at most. some paint, nothing that some rags and thinner can't fix.

 

[txnxsix]

Hi, im new here. Would like to get some advice.
Same old thing, borrowed small amount, able to clear..was allowed to take a bigger loan, and then as months goes by, realised that the deferred payment that i made is more than the loan i owe.
Thus decided to stop all contact with the UML person, that claims to be 'Jayden'.
First the threatening message was on fb comments, there was my picture, details asking me to O$P$.
I told my husband about it, decided to close down our social media.
Then comes the Lalamove delivery, claiming that there's parcel to collect from me. But indeed there isnt.
I made a police report about it, and it was silent... for about 3/4 months.
And the horror starts again last week.
I received a parcel address to me, and there was a dead rat and a picture of me with the o$p$ sign, and apparently my parents also received a parcel which have a live spider inside with the same message. (When i first liaise with this guy a few years back i wasnt married so i use my parents address).
I then lodge a police report both for my house, and my parents house incident. Was advice to put up cctv, which i put up immediately the next day and thus far.. there isnt any 'parcel'.
However, today on one of my aunt fb post, the person commented again with the o$p$ and now there's a video, pictures of my family members including my kids.
So I am very worried. I have already informed my IO about the fb post as well, but according to her there is nothing much she can do.

Now, what do i Do? how do i move forward? I cannot contact the 'person' again as i hv blocked and then change my telco number.
And i cannot ask all my family members to delete their social media accounts as well.
🥹 please help, so I can at least sleep a lil tonight.

 

[SIM37_]

Hi, im new here. Would like to get some advice.
Same old thing, borrowed small amount, able to clear..was allowed to take a bigger loan, and then as months goes by, realised that the deferred payment that i made is more than the loan i owe.
Thus decided to stop all contact with the UML person, that claims to be 'Jayden'.
First the threatening message was on fb comments, there was my picture, details asking me to O$P$.
I told my husband about it, decided to close down our social media.
Then comes the Lalamove delivery, claiming that there's parcel to collect from me. But indeed there isnt.
I made a police report about it, and it was silent... for about 3/4 months.
And the horror starts again last week.
I received a parcel address to me, and there was a dead rat and a picture of me with the o$p$ sign, and apparently my parents also received a parcel which have a live spider inside with the same message. (When i first liaise with this guy a few years back i wasnt married so i use my parents address).
I then lodge a police report both for my house, and my parents house incident. Was advice to put up cctv, which i put up immediately the next day and thus far.. there isnt any 'parcel'.
However, today on one of my aunt fb post, the person commented again with the o$p$ and now there's a video, pictures of my family members including my kids.
So I am very worried. I have already informed my IO about the fb post as well, but according to her there is nothing much she can do.

Now, what do i Do? how do i move forward? I cannot contact the 'person' again as i hv blocked and then change my telco number.
And i cannot ask all my family members to delete their social media accounts as well.
🥹 please help, so I can at least sleep a lil tonight.

Keep blocking and backup all your CCTV recording if u see anyone doing funny shiet around your house.

Again, DO NOT bother to HIU or even read their messages, ignore these packages, report to lalamove about false requests.

Again. chill, don't bother to even respond and don't even read, move forward. and NEVER EVER PAY THEM EVER AGAIN!

SS those offending posts and bo hiu them. They're only "remotely" harressing you cause they have no balls to come up to your face. Remember the people they fear are actually you and SPF

Let SPF deal with them.

 

[soyabeana]

Hi, im new here. Would like to get some advice.
Same old thing, borrowed small amount, able to clear..was allowed to take a bigger loan, and then as months goes by, realised that the deferred payment that i made is more than the loan i owe.
Thus decided to stop all contact with the UML person, that claims to be 'Jayden'.
First the threatening message was on fb comments, there was my picture, details asking me to O$P$.
I told my husband about it, decided to close down our social media.
Then comes the Lalamove delivery, claiming that there's parcel to collect from me. But indeed there isnt.
I made a police report about it, and it was silent... for about 3/4 months.
And the horror starts again last week.
I received a parcel address to me, and there was a dead rat and a picture of me with the o$p$ sign, and apparently my parents also received a parcel which have a live spider inside with the same message. (When i first liaise with this guy a few years back i wasnt married so i use my parents address).
I then lodge a police report both for my house, and my parents house incident. Was advice to put up cctv, which i put up immediately the next day and thus far.. there isnt any 'parcel'.
However, today on one of my aunt fb post, the person commented again with the o$p$ and now there's a video, pictures of my family members including my kids.
So I am very worried. I have already informed my IO about the fb post as well, but according to her there is nothing much she can do.

Now, what do i Do? how do i move forward? I cannot contact the 'person' again as i hv blocked and then change my telco number.
And i cannot ask all my family members to delete their social media accounts as well.
🥹 please help, so I can at least sleep a lil tonight.

So sorry that hear that you are going through this. It must be incredibly stressful to have them resurface after months of silence. It’s understandable to feel overwhelmed, but please know that you’re not alone in this.

For your peace of mind, I recommend taking some precautions regarding social media.

1. If you don’t want to deactivate your accounts, at the very least, ask your family members to enable profile locking on Facebook. You can search online for “how to turn on profile lock on Facebook” for step-by-step instructions. This will help prevent anyone outside their friend list from accessing personal information or using their posts against you.
2. Also, encourage your family members to keep personal photos and videos private and avoid sharing them on social media for now. This will minimize any risk of unwanted attention.

You have already come so far, and just continue to keep moving forward. There’s no need to contact them or confront them—it won’t change their actions, and it could reopen the door for more threats or intimidation. The best thing you can do is focus on your life and not give them any power over you.

If your family members see any posts about you, tell them to ignore, delete, and block—do not engage in any way. The less attention they get, the quicker they will lose interest.

Stay strong, and remember, you are in control of your own life. You have overcome so much, and you will get through this too.

 

[txnxsix]

Keep blocking and backup all your CCTV recording if u see anyone doing funny shiet around your house.

Again, DO NOT bother to HIU or even read their messages, ignore these packages, report to lalamove about false requests.

Again. chill, don't bother to even respond and don't even read, move forward. and NEVER EVER PAY THEM EVER AGAIN!

SS those offending posts and bo hiu them. They're only "remotely" harressing you cause they have no balls to come up to your face. Remember the people they fear are actually you and SPF

Let SPF deal with them.l

Keep blocking and backup all your CCTV recording if u see anyone doing funny shiet around your house.

Again, DO NOT bother to HIU or even read their messages, ignore these packages, report to lalamove about false requests.

Again. chill, don't bother to even respond and don't even read, move forward. and NEVER EVER PAY THEM EVER AGAIN!

SS those offending posts and bo hiu them. They're only "remotely" harressing you cause they have no balls to come up to your face. Remember the people they fear are actually you and SPF

Let SPF deal with them.

Hi ! thank you so much for replying. Feel a bit more reassured, because I am very close to actually messaging the person again to ask about the payment plans.
But seeing the other replies makes me think that even if i have made payment what are the odds they will 'leave me alone'. 🥹 Im scared they will get bolder as well. they already send a dead rat and a live tarantula to my house n my parents respectively, so i dont know what they will do next.
But then again, since they already shamed me on social media..i was thinking whats the point of paying them. But I hate to live always looking over my back thinking what they might do next‍.

 

[txnxsix]

So sorry that hear that you are going through this. It must be incredibly stressful to have them resurface after months of silence. It’s understandable to feel overwhelmed, but please know that you’re not alone in this.

For your peace of mind, I recommend taking some precautions regarding social media.

1. If you don’t want to deactivate your accounts, at the very least, ask your family members to enable profile locking on Facebook. You can search online for “how to turn on profile lock on Facebook” for step-by-step instructions. This will help prevent anyone outside their friend list from accessing personal information or using their posts against you.
2. Also, encourage your family members to keep personal photos and videos private and avoid sharing them on social media for now. This will minimize any risk of unwanted attention.

You have already come so far, and just continue to keep moving forward. There’s no need to contact them or confront them—it won’t change their actions, and it could reopen the door for more threats or intimidation. The best thing you can do is focus on your life and not give them any power over you.

If your family members see any posts about you, tell them to ignore, delete, and block—do not engage in any way. The less attention they get, the quicker they will lose interest.

Stay strong, and remember, you are in control of your own life. You have overcome so much, and you will get through this too.

Hi , thank you for your reply and words of encouragement. I have already deactivated my social media account and have already asked my parents and siblings to lock their fb account as well.
But Im worried they might just you know post on my other friends/ extended family fb comments. My husband have already told them that I was involved in a scam instead, and thus the posts. So they understood, and they reported and asked me to take care. So i know my support is there.
But it does gets overwhelming, and im very very worried about my kids and their threats will get worst. But yet again, to give in ... they have already face-shame me anyway, so i think i throw my shame far far and let this issue eventually die down n just ignore.
Nevertheless, I just hope that they will move on from me soon enough.

 

[soyabeana]

Hi , thank you for your reply and words of encouragement. I have already deactivated my social media account and have already asked my parents and siblings to lock their fb account as well.
But Im worried they might just you know post on my other friends/ extended family fb comments. My husband have already told them that I was involved in a scam instead, and thus the posts. So they understood, and they reported and asked me to take care. So i know my support is there.
But it does gets overwhelming, and im very very worried about my kids and their threats will get worst. But yet again, to give in ... they have already face-shame me anyway, so i think i throw my shame far far and let this issue eventually die down n just ignore.
Nevertheless, I just hope that they will move on from me soon enough.

Stay strong and keep living your life as per normal, alright? Just a gentle reminder, never, under any circumstances, try to contact those LS again. Don’t even let them get hold of your new number. Reaching out to them will only reopen the door to more harassment, trapping you in an endless cycle you don’t want to go through again.

I know they have tried to shame you on social media, but take a step back and think, how much do people really care? Most won’t even pay attention, and those who do will forget about it soon enough. It’s not their problem, and it’s not worth their time. The people who truly matter are the ones supporting you through this.

Time heals all wounds, so be patient. This will eventually pass, and you’ll come out of it stronger.

One more thing, let this be a lesson as well. If you or your family ever receive a parcel that no one ordered, do not open it. I know curiosity is natural, but there’s no point in taking unnecessary risks. Just leave it sealed and let the police handle it. They have ways to trace where it came from, so let them do their job and keep yourself safe.

You’ve come a long way, and you’re doing your best. Keep focusing on moving forward. You’ve got this.

 

[txnxsix]

Stay strong and keep living your life as per normal, alright? Just a gentle reminder, never, under any circumstances, try to contact those LS again. Don’t even let them get hold of your new number. Reaching out to them will only reopen the door to more harassment, trapping you in an endless cycle you don’t want to go through again.

I know they have tried to shame you on social media, but take a step back and think, how much do people really care? Most won’t even pay attention, and those who do will forget about it soon enough. It’s not their problem, and it’s not worth their time. The people who truly matter are the ones supporting you through this.

Time heals all wounds, so be patient. This will eventually pass, and you’ll come out of it stronger.

One more thing, let this be a lesson as well. If you or your family ever receive a parcel that no one ordered, do not open it. I know curiosity is natural, but there’s no point in taking unnecessary risks. Just leave it sealed and let the police handle it. They have ways to trace where it came from, so let them do their job and keep yourself safe.

You’ve come a long way, and you’re doing your best. Keep focusing on moving forward. You’ve got this.

Hi! I could not thank you enough for whatever that you have said, it does lift a little of my worry.
In the end of the day im thankful that i live in Singapore, and it is one of the safest place to be in. But i cant help feeling very worried for my kids, and i dont know how long this will last? months, years or what.

if you have gone through this, how long does all this threats and intimidation actually last?

And with regards to the social media, yes I have decided to ignore, But i guess my family members just become fearful as there's pictures of them as well.🥹 thus why my husband just told them that im involved in a loan scam instead just to minimise the questions ill get from them.

 

[txnxsix]

Hi, by any chance so far they have done the above.. will they by any chance go to my workplace?
They know where I am working, but thankfully they dont have the direct numbers of my superiors.

Im working in a semi government place, and security is indeed quite tight, but im not sure what this people are capable of.

Will they actually try to yknw cause ruckus at my workplace and i eventually lost my job? Im actually worried that my husband is affected as well because we work in the same place.

 

[soyabeana]

Hi, by any chance so far they have done the above.. will they by any chance go to my workplace?
They know where I am working, but thankfully they dont have the direct numbers of my superiors.

Im working in a semi government place, and security is indeed quite tight, but im not sure what this people are capable of.

Will they actually try to yknw cause ruckus at my workplace and i eventually lost my job? Im actually worried that my husband is affected as well because we work in the same place.

If your payslip did not reveal the company phone number, high likely they wont contact your workplace.
But like you mentioned before previously, this was like many months ago when you started ghosting them correct?

Usually they will start harassing your workplace within 1-2 weeks of ghosting them. But so far if they have not contacted your workplace, you do not need to worry about it.

 

[txnxsix]

If your payslip did not reveal the company phone number, high likely they wont contact your workplace.
But like you mentioned before previously, this was like many months ago when you started ghosting them correct?

Usually they will start harassing your workplace within 1-2 weeks of ghosting them. But so far if they have not contacted your workplace, you do not need to worry about it.

I dont remember sending them my payslip even. But i might have mentioned to the LS where i work. But not exactly which area/department.
So during the first fb post they did they mentioned my name, and also the place i work in.
This was in December/January.

If your payslip did not reveal the company phone number, high likely they wont contact your workplace.
But like you mentioned before previously, this was like many months ago when you started ghosting them correct?

Usually they will start harassing your workplace within 1-2 weeks of ghosting them. But so far if they have not contacted your workplace, you do not need to worry about it.

 

[txnxsix]

And from what i see my payslip does not have my workplace number.

But im scared that they might go to my organisation website, and see the numbers listed there actually.

 

[SIM37_]

And from what i see my payslip does not have my workplace number.

But im scared that they might go to my organisation website, and see the numbers listed there actually.

They won't dare to hoot workplace one, cause of security camera/building etc.

Again ah. Fugging DO NOT CARE to even read their messages, the more resources they spend to send u items or people they fooled to find you, the worse it gets for them. They are INTIMIDATING you, if they can't anymore..... U WIN!

Remember, the police is on YOUR side. NEVER EVER These fugheads!

 

[SIM37_]

And from what i see my payslip does not have my workplace number.

But im scared that they might go to my organisation website, and see the numbers listed there actually.

Tell your boss and co-workers, that you've been a victim or intimidation from such idiots.

1. You've never borrowed money
2. They've been threatening you
3. They for some reason found out where you worked
4. You've made police report and police has told you to inform your colleagues.

You might be suprised at how supportive how they might be.

I told my boss I kena the same shiet he say, "Let them come, we got many many cameras".

And I ghosted all of them!

You will prevail! Remember that!

 

[SIM37_]

thus why my husband just told them that im involved in a loan scam instead just to minimise the questions ill get from them.

YEs you ARE involved in a scam, their role is to simply shake money from you via intimidation thats all, the moment you ghost them, their efforts will be in vain.

Thats where you want to be. We've all been through that. We've told you what you can do and we will be encouraging.

Again. You will prevail!

 

[SIM37_]

Stay Strong, Stay Focused – You Will Prevail!


To anyone facing threats, intimidation, or harassment from loan scammers and loan sharks—know this: you are not alone, and you WILL get through this.


These cowards rely on fear to control you. They send threats, spread lies, and even resort to disgusting intimidation tactics like sending dead animals or asking lalamove/food delivery to your house. DO NOT fall for their tricks. DO NOT give them a single cent.


Ignore them. Their words have no power over you.
Block them. Cut off their access to you completely.
Report them. Let the authorities and platforms handle these criminals.


Many of us in this group have been exactly where you are now—feeling overwhelmed, scared, and uncertain. But we stood strong, and guess what? We prevailed. And so will you.


Their threats are empty. Their power is an illusion. Every time you refuse to engage, you take back control. You are stronger than them.


Stay focused. Stay positive. Stay safe. You've got this, and we’ve got your back.


#StayStrong #BlockReportIgnore #YouAreNotAlone

PS: Limpeh spent a lot of time to type this post and put nice nice emoji... if u all ownself go contact the Baby sharks and scammers, they sure will latch on to you like leeches.

So... Pls bochup them and no hiu them k! You will win! I know one!