My spouse got into a loan scam. Wanted to clear some loan and replied to this advert via WhatsApp. Person said can take, so he said he will transfer $700 but after 5 days must transfer back. Something like test loan.
So, after that we decided no to proceed and we want to return back the money that was deposited. When we ask for the account number, he kept delaying said he's busy.
So we panicked and went to make a police report immediately. Police said just ignore. We also call the bank to reverse back the transaction.
Then next day after not replying to any of the messages, that's when all the harassment starts.
1. AL WhatsApp call us non-stop, threatening us with messages, send us pictures door being splashed with paint, door being burnt.
2. Start to screenshots our family photos.
3. Since my spouse listed me as NOK, the AL start to WhatsApp me the same thing!
I broke down real hard. Got a panic attack. After we managed to maintain our composure, we did the following.
1. Made a police report. One at a police post, one via online (coz panic after receiving threats about our family), call 999 after receiving a photo of our front door. (AL already sent a runner) Police came to take down statement and we show them all the messages and pictures being sent via WhatsApp.
2. Call the bank to reverse the amount back. Then we will close the account. (Still pending!!)
3. Installing CCTV today
4. Already blocked all their numbers
5. Change number
6. Already informed workplace since my spouse gave his office number
7. Already deleted social media account
8. Already informed my next door neighbor
Am I on the right track?? Anything else that I need to do? I'm still worried and a bit scared Coz the money is still in the bank, pending for a reversed transfer. Will they call my spouse office since we're already ghost them. They have my spouse NRIC details.
Still having sleepless nights.