Loan Shark Harassment and how to stop it

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JamieJimmyNg

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I think it’s only fair you explain to your neighbors as well. It’s their home too. What you could do maybe offer to pay for cctv for them to install. And maybe together you all can catch any suspicious character wandering around? 1 cctv only about less than $50.

Not scare la. Just ps if they disturb my neighbour
 

cheesebuurger

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s.e collector never be nice. Die also have to pay yesterday spoken to a rude lady it doesn't give a concern of how you explain they ended up said wasting their time to hear nonsense and excuses.

I don't have much friends. Those friend of mine only came up to me when they need something or else when I try to contact it can never be that easy when they forever left my message on read unless when they need help.

at this point, I only can relay to myself. Non of the people could help me. Not trying to look pathetic I have been working blindly for nearly a year and I realised I don't keep my relative contact at all. It would need sometime to contact time in a hardest way but anything I will give a try at least it might help with less stress against with moneylender.

This year is really a size of rock hitting on my toe. After payment settled I need to love my money and spend wise is most important.

I think you have to ask some close friends or relatives to help. Yes, they will scold, they will be mad. But which is worse? Having the LML to keep hounding you and you living in fear and stress?

Yours only Licensed Moneylender? Then still can negotiate. Tell them you have every intention to pay. Just that you need time. You no money then how to squeeze out from you?
 
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JamieJimmyNg

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They can’t threaten you much as they still need to abide by the IPTO regulations. Just try and arrange with them or just tell them to do whatever they want. By the end of the day, they want their money back.

s.e collector never be nice. Die also have to pay yesterday spoken to a rude lady it doesn't give a concern of how you explain they ended up said wasting their time to hear nonsense and excuses.

I don't have much friends. Those friend of mine only came up to me when they need something or else when I try to contact it can never be that easy when they forever left my message on read unless when they need help.

at this point, I only can relay to myself. Non of the people could help me. Not trying to look pathetic I have been working blindly for nearly a year and I realised I don't keep my relative contact at all. It would need sometime to contact time in a hardest way but anything I will give a try at least it might help with less stress against with moneylender.

This year is really a size of rock hitting on my toe. After payment settled I need to love my money and spend wise is most important.
 

cheesebuurger

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A little update : collector told me to return a $100 first the rest can wait for pay day. But still not sure if I can keep my job. That will have to wait on Monday.

They can’t threaten you much as they still need to abide by the IPTO regulations. Just try and arrange with them or just tell them to do whatever they want. By the end of the day, they want their money back.
 

JamieJimmyNg

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That’s good to hear. That’s always a way to resolve it. For your job wise, maybe start looking for new one? Unless your boss is understanding enough on your situation. Your licensed one not so bad. My buddy no choice had to leave his job cos those AL harassed until office phone ringing off the hook. Now he is doing some free lance and still able to survive.

A little update : collector told me to return a $100 first the rest can wait for pay day. But still not sure if I can keep my job. That will have to wait on Monday.
 

Takeshii

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I got scammed by uml, now they demanding money from me, blocked all of them, they threatened to make a fb post with my face, did anyone here experienced the fb post threat before and did it happen? Deleted all my social media tho
 

JamieJimmyNg

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How they scam you? Tsf money to your bank account? Best to lodge a police report and inform your friends about the scam.

They can easily obtain photo on Facebook just to make a threat. Do not give in to their stupid stunts. Those pusśy are nothing.

I got scammed by uml, now they demanding money from me, blocked all of them, they threatened to make a fb post with my face, did anyone here experienced the fb post threat before and did it happen? Deleted all my social media tho
 

Headached

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Best is dont take from any lenders. I approached silver lining for help with my license one. So far they still call me and chase me for payment but there is nothing i can do but let them chase. Keep sending collector to my house every now and then.
Just call the ml tell u not effort to pay..tell them u want monthly plan ur budget every month 150-300.. they will installment until 8-16month ( depend ur loan)...my case 7ml i settle my own call them..
 

Takeshii

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How they scam you? Tsf money to your bank account? Best to lodge a police report and inform your friends about the scam.

They can easily obtain photo on Facebook just to make a threat. Do not give in to their stupid stunts. Those pusśy are nothing.

Yes, they xfer money to my bank account without telling me and demand more money in return, xfer me 600, I return the 600 but now they demanding 900 so I block all of them. Threatening to burn my house and post on fb.
 

JCKH0380

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I’m just curious how they got your company/your boss number...then in the end you changed your job?

When u take loan they sure ask one.office number nok number etc.
Yes i resign, no face to stay on also.
 

JCKH0380

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Just call the ml tell u not effort to pay..tell them u want monthly plan ur budget every month 150-300.. they will installment until 8-16month ( depend ur loan)...my case 7ml i settle my own call them..

My ML got few good and few fxxk up one. Anyway all had send letter of demand to me liao. Some send 2 to 3 liao. Some guai lan one everyday call me even i told them i need some time to clear. But no money mean no money. Everyday call me also no use
 

JamieJimmyNg

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How did they get your bank account in the first place? You can just tell them you will report the account for the transaction.

Most people here don’t even want to return and thank them for the free money instead. Hahaha.

But just ignore them. They are trying their luck as well.

Yes, they xfer money to my bank account without telling me and demand more money in return, xfer me 600, I return the 600 but now they demanding 900 so I block all of them. Threatening to burn my house and post on fb.
 

cheesebuurger

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I'm curious at one point, will they be asking you to pay full amount if they keep on send letter to your house?

My ML got few good and few fxxk up one. Anyway all had send letter of demand to me liao. Some send 2 to 3 liao. Some guai lan one everyday call me even i told them i need some time to clear. But no money mean no money. Everyday call me also no use
 

cheesebuurger

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actually one of the ml call my colleague for once after they denied mention they did not call any of my work place people. I believe the collector isn't only just one which is pretty freak out.

I have been looking for new job to mentally prepare if anything happen on Monday at least I have a new job to slide out my next payment.

That’s good to hear. That’s always a way to resolve it. For your job wise, maybe start looking for new one? Unless your boss is understanding enough on your situation. Your licensed one not so bad. My buddy no choice had to leave his job cos those AL harassed until office phone ringing off the hook. Now he is doing some free lance and still able to survive.
 

testingabc

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I think it’s only fair you explain to your neighbors as well. It’s their home too. What you could do maybe offer to pay for cctv for them to install. And maybe together you all can catch any suspicious character wandering around? 1 cctv only about less than $50.

Yeah get a cctv camera and a recorder, put a harddisk and linked to router can remote monitoring. i got still have an unused analog camera and a second hand dvr, you want pm me :)
 

JamieJimmyNg

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Erm.. I don’t need it. Hahaha. It was my buddy who got into the whole AL thingy. Hahaha

Yeah get a cctv camera and a recorder, put a harddisk and linked to router can remote monitoring. i got still have an unused analog camera and a second hand dvr, you want pm me :)
 
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