Loan Shark Harassment and how to stop it

Status
Not open for further replies.

Nnnlynh

Junior Member
Joined
Sep 27, 2018
Messages
21
Reaction score
0
So he is polite and you are going to pay? Wake up bro. They are stupid enough to send runner in the day. Always remember they are illegal. Runners be it polite or what, that idiot chose his own path. Unless you want to keep entertaining the polite runners.

Yes i know , thats y i found this forum and decided to get advices . Im a female btw . 😒
 

lonewolf909

Junior Member
Joined
Sep 24, 2018
Messages
78
Reaction score
0
Yes , will be gg town council then buy cctv . Yes i will change my number . But still to wait a couple of days cos they wont soo fast change number . (M1) . So later he call n text me i just ignore n dont reply at all ?
All Telcos can change number within a day . Three working days is for legalities in case .

Use prepaid lor for awhile . Stop contacting them and install CCTV
 

Jjlin1205

Senior Member
Joined
Apr 27, 2018
Messages
730
Reaction score
0
AL and their minions won’t come in the day. They are all sneaky bastàrds who will come at night. Go and read all the advices here. If they dare send runners up, you just call police.
Not really some will do it in late afternoon or late morning..u NVR know one la..
 

rigrig

Junior Member
Joined
Sep 1, 2018
Messages
38
Reaction score
0
Wow. So how yr side disturbance? My side tone down n recent only a "scam like case" call to my nok.
Concern they conserve energy to do big 1 at coming cny.

if they conserve till cny do big 1 to all of us here they also need to spend quite alot. cny lose more money for them
 

Jjlin1205

Senior Member
Joined
Apr 27, 2018
Messages
730
Reaction score
0
So u mean even they catch the debt collector then they will still ask another one to come n harrass me ? Hais ... he ask me pay total $2200 just bcos he paid for the men to come my house . I apps him say why now u find me , u shud find me long time ago , now u no fish then u find me . Then he start w his vulgar , he say i give u what u want then just runaway ? Of cos u nid pay more . I say for what . U ownself ask him come down . 🙄
Standard one la.cos u NVR pay ma.they need to find runner of coz they will charge u for it.u took 1.5k loan and u pay only 330,??
 

Nnnlynh

Junior Member
Joined
Sep 27, 2018
Messages
21
Reaction score
0
Standard one la.cos u NVR pay ma.they need to find runner of coz they will charge u for it.u took 1.5k loan and u pay only 330,??

Ya cos that time i hvent get pay and i only hv $330 so he ask me to pay defer only
 

rigrig

Junior Member
Joined
Sep 1, 2018
Messages
38
Reaction score
0
Yes , will be gg town council then buy cctv . Yes i will change my number . But still to wait a couple of days cos they wont soo fast change number . (M1) . So later he call n text me i just ignore n dont reply at all ?

have to just stop all communication with them ignore everything best change all numbers they know so less stress to see they threatening msg. close all your social media too. if u made police report just install cctv first also can. as long as your neighbors don't complain town council also won't care. till now my town council also never reply me on the approval but my IO say just install never mind 1
 

AISTERU

Junior Member
Joined
Sep 24, 2018
Messages
12
Reaction score
0
have to just stop all communication with them ignore everything best change all numbers they know so less stress to see they threatening msg. close all your social media too. if u made police report just install cctv first also can. as long as your neighbors don't complain town council also won't care. till now my town council also never reply me on the approval but my IO say just install never mind 1
How about the bank account? need to close the account
 

JamieJimmyNg

Master Member
Joined
Aug 18, 2018
Messages
3,158
Reaction score
0
Oops. My bad. But don’t need to be afraid of them. Just need to put a stop on their money supply. How many runners can they afford to keep paying? Hang In there and don’t give in to their threats.

Yes i know , thats y i found this forum and decided to get advices . Im a female btw . 😒
 

Jjlin1205

Senior Member
Joined
Apr 27, 2018
Messages
730
Reaction score
0
Ya cos that time i hvent get pay and i only hv $330 so he ask me to pay defer only

Wah..then u better pray they small time ah long..for my case is different .I paid more than what they have loan out so to them they NVR lose much money...
 

lonewolf909

Junior Member
Joined
Sep 24, 2018
Messages
78
Reaction score
0
Wah..then u better pray they small time ah long..for my case is different .I paid more than what they have loan out so to them they NVR lose much money...

Big time Ah long don't transfer you 1000 even lol Big time ah long are smarter and don't wish to be caught and loan big ones to business and kakis. They may however invest in this WhatsApp calls etc ah long and only interested in returns that's all . The ones who kena fire etc all big amount from debtors they know can squeeze and have small business etc and owe them at least several or ten grand and above . They are not so stupid to invest so much plus there's clown who has their own group in telegram that took from LS AL and don't pay , so I'm pretty sure future AL will be more stringent given the fact there's a small movement sabotaging them and don't give a flying fkcc. Owe money pay money no issue but these loan sharks criminals deserves it for hounding and hurting mother's elderly parents etc
 

lonewolf909

Junior Member
Joined
Sep 24, 2018
Messages
78
Reaction score
0
Wah..then u better pray they small time ah long..for my case is different .I paid more than what they have loan out so to them they NVR lose much money...

It all depends also sometimes people take and they know the fella die die won't pay they don't bother and blacklist . But if you're the king of defer they will hunt you for some possibilities of squeezing people since defer people can come out with money . The best is to block them ignore report police install CCTV and don't repeat our mistakes and let the police do their job and we cooperate
 

lapcheongsap

Junior Member
Joined
Sep 26, 2016
Messages
87
Reaction score
0
What shud i do , i think later he will apps me and ask how is the payment , i know i cant show him that im scared cos the more i feel that way the more he clap his hands cos he know i can b eaten easily . Cos my sis’s bf is a police officer . She already tell him , so i shud tell my sis to change number right ?

Yes. Please go report. Also change both numbers, but before change extract your whatsapp and text out and show to SPF. If your sister bf is police, he should be able to advise you better too.
 

Nnnlynh

Junior Member
Joined
Sep 27, 2018
Messages
21
Reaction score
0
Any harassment done?

The runner come my house and ask my sis all my details . So my sis got scared he ask for her contact and mine . Then yesterday he spam call me n my sis ask for the payment . My dad only call the runner , then he say they are ahlong then my dad say whre is yr boss then he say idk is my boss sent me yr details
 

Nnnlynh

Junior Member
Joined
Sep 27, 2018
Messages
21
Reaction score
0
Yes. Please go report. Also change both numbers, but before change extract your whatsapp and text out and show to SPF. If your sister bf is police, he should be able to advise you better too.

Yes , he advise me the same thing too . Right now th al text me ‘today clear or what’
 

Nnnlynh

Junior Member
Joined
Sep 27, 2018
Messages
21
Reaction score
0
Wah..then u better pray they small time ah long..for my case is different .I paid more than what they have loan out so to them they NVR lose much money...

So now they already sent runner come my house so will they do anything else ?
 

Nnnlynh

Junior Member
Joined
Sep 27, 2018
Messages
21
Reaction score
0
have to just stop all communication with them ignore everything best change all numbers they know so less stress to see they threatening msg. close all your social media too. if u made police report just install cctv first also can. as long as your neighbors don't complain town council also won't care. till now my town council also never reply me on the approval but my IO say just install never mind 1

So shud i just install the cctv since u say they hvent get back with you . (The town council)
 

lonewolf909

Junior Member
Joined
Sep 24, 2018
Messages
78
Reaction score
0
Stop paying! Have you spoken to your neighbours? What did the note say? If anything, they would be the best people to chat to about suspicious characters.

Also, I recently went to a Town Council meeting even though my ah longs haven't done anything to me yet (touch wood). I was told there are around 50k debtors in Singapore and thousands of unlicensed money lenders. Statistically, that's about 50 debtors to one UML, so that should give you an idea of the debtor turnover rate. I gathered that the possibility of them terrorizing a debtor has a lot to do with amount owed, and the debtor's likelihood of borrowing again. Because it means that the debtor has cash flow/gambling problem. Otherwise, their attacks appear to be arbitrary in nature. So IN THEORY, without doing anything illegal, people can actually borrow a reasonable sum of money (between 2-4k) with absolutely no recourse to the UML if it is defaulted. And it won't make economical sense for the UML to spend money to harass you if you defaulted on a loan of that amount. IN THEORY, if more people borrowed that amount of money from UMLs and defaulted, we could actually take down that arm of their network. Because life is a Die Hard franchise...

Having said that, I just installed a camera outside my house. You want contact details?

P.S. Obviously, I'm not encouraging people to involve themselves with UML. I like to think people who come to this website are capable of high level thinking even if we were silly enough to borrow from loansharks.

I hope this will shed more light and as I said if you owed below 4k it's a 50-50 chance or none IF they suspect you won't be needing them or find other AL . They are greedy people they want easy big money fast and won't pay runners or use them unnecessarily but don't take chances it can still happened but mostly online harrasment ..So make a police report ,police will handle your case and will tell you change number better, install CCTV if needed and inform Nok , your boss and neighbours and don't repeat mistakes and go re start your life again . To those who hasn't read that yet
 
Last edited:
Status
Not open for further replies.
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.
Top