No problem...ur case small issue..dun tink they will do much..
Dear all, I just created this account to share my story. I am a new victim of these LOAN SCAMS from just past week. Read through many of the messages here and am *SUPER ANGRY* at how so many have been cheated. For all the victims here, we must stand up and stamp out these scammers and crime.
So much harassment is made to the victims and stress created to them and family members, colleagues, workplace. Jobs lost, family lost, friends lost. THIS MUST STOP and victims must unite to make Singapore a safe place and reduce the number of victims to ZERO.
The 2 people I talked to are Chinese Malaysian.
I was promised a loan of 10k for 5 yrs and only need to pay $200 for 60 times. (LIE)
I was asked to send IC, income statement, next of kin contacts for loan approval (DONT EVER DO THIS) [others have been asked for SINGPASS, DON"T EVER DO THIS]
I was told the loan was all legal and can be done online (LIE)
I was told they will make a test transaction to me and I just need to transfer them back before they send me the actual loan amount (LIE)
I was told after the funds transfer to me, then they will send me the Terms and Conditions of the loan (LIE)
I was told that they have a legit company with legit license and got website (LIE) - I later checked and found they gave name of an "expired" company" not on approved LML list
After the test transaction amount transferred to me, they started to harass me for the money, saying I took the loan already and pressured me to transfer by a certain time, if not I will be in trouble. After that they harass 2 of my next of kin with threatening messages. You will get it from your next of kin.
*** Never even touch any of these people EVER, also stay away from LML if you can. *** These are not money lenders, they are LOAN SCAMMERS. ***
Spoke to Police, Spoke to Credit Association.
Advice given is:
1. File Report ASAP
2. Do not do any transactions
3. Close bank account ASAP
4. Change all phone numbers
5. Block all their numbers (spare yourself the harassment)
6. Brace yourself for any harassment online or offline
7. Call 999 immediately if there any suspicious people seen near your home or office
8. Lastly, DO NOT BE AFRAID. (You are not the first victim and will not be the last)
Victims who want to work together to fight this and to share info - PM me. Will pass on as much info so that they can work. This is our Singapore, let us make it SAFE.
If not, pass info to:
Members of the public are also advised not to work with or assist loan sharks in any way and to call the police at 999 or the X-Ah Long hotline at 1800-924-5664 if they suspect anyone of being involved in illegal loan-sharking activities.
Crime does NOT PAY. (Pls google these news, I can't post links as am too new)
Case 1: Police warn students against loan shark jobs as 109 people arrested in 3-day blitz
Case 2: 'Auntie' loan shark runner arrested by police
Case 3: 118 arrested for suspected loan shark activities after four-day police operation
First-time offenders found guilty of carrying out or assisting in unlicensed moneylending business may be fined between S$30,000 and S$300,000, jailed up to four years and given up to six strokes of the cane.
Those found guilty of acting on behalf of an unlicensed moneylender, committing or attempting acts of harassment may get up to five years' jail, a fine between S$5,000 and S$50,000 and three to six strokes of the cane.
Anyone convicted of providing false contact information to obtain loans from loan sharks may be jailed a maximum of 12 months and those guilty of failing to report a change of address may get a maximum S$5,000 fine, up to five years in jail or both.
Those found guilty of instigating a youth to assist in unlicensed moneylending business or carrying out harassment acts on behalf of loan sharks may be jailed up to nine years, fined between S$6,000 and S$300,000 and given a maximum of 12 strokes of the cane.
May I share some tips on how to fight UML/LS. But I am not sure if this is applicable here. Nevertheless, I hope you may find some ideas.
In my home country, UML/LS was a thing of th past. Here’s the reasons why?
1. We have 2 major agencies assigned to combat and eradicate UML/LS and any cyber crime-related matters. Our NBI (Nat’l Bureau of Investigation (counterpat of FBI) and PNP Cyber Crime and Forensic Division (National Police). They can tracked even a prepaid mobile device.
2. They in coordination with the local government and community unit.
3. Every community unit have assigned watchdogs mostly numbering to 4 individuals patrolling every community block assigned to them in off peak hours (1pm-5pm) and (12AM-4AM)
4. These watchdogs have a direct line access to both NBI and PNP hotlines.
5. In case of delay in the arrival of the law enforcement unit. The watchdogs and even the ordinary citizen can arrest a suspect and we called it Citizens Arrest as mandated by law.
It’s a collective effort of both Law Enforcement Agencies, the Community and the people.
That’s interesting. Thanks for sharing. Which country were you from?
HI bro jing, my amount is almost the same as yours, how did you get through I am at the initial stage now of ignoring them.
Hi im new here. need some advice. got involved with 1 ls. keep asking me to defer for 4 weeks already.
just checking have anyone here engage Singapore Anti Loanshark(SALS) services before?
My hse tio splashed at around 10.30pm..i made a mistake by closing the main door back then..nowadays,i open my maindoor wide..seems like it works.
Pls read on the few pages for better advices.
Also, SALS will charge per service. The advices here are free if you want it.
Calm yourself and ready through and you will understand.