Loan Shark Harassment and how to stop it

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mahjong saint

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Hi everyone. i think I'm messed up.
recently jus 1 month ago. I was in need of cash. I'm sure you guys have heard this story. I was asking a loan of 3k. then this guy say I have to pay the defer crap. and i did it anyway. the 1st week I have to pay 400 so that I able to open account and administration fee then I pay. then after that this guy say I have to wait for 2 days. and then I wait. on that day i try to contact him all day until night around 11pm++ he call back me and say he was sorry because house happen something so rush back home. and still got the ball to ask me my payment is consider late already and i have to pay another 400. but he was saying all the money I pay will return me plus the money i loan. so now total 800 i have paid. after this i thought that maybe it is time already. then he suddenly say I have to clear a 490 to clear my black mark due to late payment and was told if never give this money my account will be on hold and all the money I pay this far will be on hold too. so I call him and for some f@k reason I decide to trust him again. and i pay the 490. after that he say why I transfer him thru ibanking but not by atm bank transfer. and we argue. and finally come to a conclusion that he can pay me back my money but ask me if I ok to let them use my bank account to do money transfer and in the same time they will pay me weekly and add in say if I'm scare i can stop anytime. i know this sounds too illegal but I still ask them. is all this illegal and ask about the company name etc and he say that his company is a legal money loan company.
and I have done something very wrong now. I decide to let them use my account for transaction hope that maybe i can get back the money I throw in.
after 3 weeks which is yestheday. my bank account was frozen and call my bank help center. the bank center give me a number to call and end up the one who frozen my account is actualy a police inspector. after that i know that im in deep sh!ts. if any bros or sis experience my situation pls give me some tips on what to do. I'm scare right now and unable to sleep becoz of the mess I in right now. I was thinking just let my account got frozen all the way I don really care becoz I don have alot of money inside anyway only have the money from them in right now. and i don't really scare of them if they want to threaten me. but then I scare if I never report to police due to suspect of illegal transaction from my account. the police will charge me or come to my house. the thing is. the inspector who I call never really demand i have to go down and do a investigation with them just tell me if coming down find him at the police station. but in the same time I wish to report to the police but scare of being charge or worst jail. pls anyone that have the knowledge provide helps for me...

The police may suspect ur account is being used for money laundering
 

cmlim3

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hi all

may i know, besides facebook, which other social media platforms should i suspend to safeguard myself and my family?
 

valavos

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Hi everyone. i think I'm messed up.

recently jus 1 month ago. I was in need of cash. I'm sure you guys have heard this story. I was asking a loan of 3k. then this guy say I have to pay the defer crap. and i did it anyway. the 1st week I have to pay $400 so that I able to open account and administration fee then I pay. then after that this guy say I have to wait for 2 days. and I wait. on that day i try to contact him all day until night around 11pm++ he call back me and say he was sorry because house happen something so rush back home. and still got the ball to ask me my payment is consider late already and i have to pay another $400 deferment. but he was saying all the money I pay will return me plus the money i loan. so now total $800 i have paid. after this i thought that maybe it is time already. then he suddenly say I have to clear a $490 to clear my black mark due to late payment and was told if never give this money my account will be on hold and all the money I pay this far will be on hold too. so I call him and for some f@k reason I decide to trust him again. and i pay the $490. after that he say why I transfer him thru ibanking but not by atm bank transfer. and we argue. and finally come to a conclusion that he can pay me back my money but ask me if I ok to let them use my bank account to do money transfer and in the same time they will pay me weekly and add in say if I'm scare i can stop anytime. i know this sounds too illegal but I still ask them. is all this illegal and ask about the company name etc and he say that his company is a legal money loan company.
and I have done something very wrong now. I decide to let them use my account for transaction hope that maybe i can get back the money I throw in.
after 3 weeks which is yestheday. my bank account was frozen and call my bank help center. the bank center give me a number to call and end up the one who frozen my account is actualy a police inspector. after that i know that im in deep sh!ts. if any bros or sis experience my situation pls give me some tips on what to do. I'm scare right now and unable to sleep becoz of the mess I in right now. I was thinking just let my account got frozen all the way I don really care becoz I don have alot of money inside anyway only have the money from them in right now. and i don't really scare of them if they want to threaten me. but then I scare if I never report to police due to suspect of illegal transaction from my account. the police will charge me or come to my house. the thing is. the inspector who I call never really demand i have to go down and do a investigation with them just tell me if coming down find him at the police station. but in the same time I wish to report to the police but scare of being charge or worst jail. pls anyone that have the knowledge provide helps for me...

Have no fear.Its a loan scam. Go make a police report immediately. Show them all the evidence of text msg you received and inform police you have been used and you are innocent.They froze your account beleiving that you are one of the scammers.Come clean with the police and they will not arrest or charge you if you tell them the truth.
 

valavos

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hi all

may i know, besides facebook, which other social media platforms should i suspend to safeguard myself and my family?

Instergram,twitter,frienster and whatever social media that is exposed to public view, deactivate it for the time being.
 

Luke2000

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thank you valavos and all the brothers who are helping me so very much for your encouragement and support guys...so ok.. summer up everything. I need to make a police report asap. and come clean from the 1st time until yestheday.... and tell them i was being cheated by them and use my account unknowing my account is being use for illegal transaction correct? i feel very angry at myself and at the same time scare in my current situation about will I got charge or send to jail for this things happen... being cheated money is one thing. now being used by them to do their dirty transaction... im just sad that why all this Criminals is still outside scamming us and making our life so hard...
 

Makminah

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thank you valavos and all the brothers who are helping me so very much for your encouragement and support guys...so ok.. summer up everything. I need to make a police report asap. and come clean from the 1st time until yestheday.... and tell them i was being cheated by them and use my account unknowing my account is being use for illegal transaction correct? i feel very angry at myself and at the same time scare in my current situation about will I got charge or send to jail for this things happen... being cheated money is one thing. now being used by them to do their dirty transaction... im just sad that why all this Criminals is still outside scamming us and making our life so hard...

Glad you already make the report. Now just brace yourself for what to come. This a*sholes wont let you off the hook easily but you gotta stay strong and fight them off. Guard your hard earn money.

I pray that all will end well for you okay! Goodluck! 💪💪
 
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thank you valavos and all the brothers who are helping me so very much for your encouragement and support guys...so ok.. summer up everything. I need to make a police report asap. and come clean from the 1st time until yestheday.... and tell them i was being cheated by them and use my account unknowing my account is being use for illegal transaction correct? i feel very angry at myself and at the same time scare in my current situation about will I got charge or send to jail for this things happen... being cheated money is one thing. now being used by them to do their dirty transaction... im just sad that why all this Criminals is still outside scamming us and making our life so hard...

Luke2000 - we understand exactly how you feel and how they used fear tactics to pressure you and drive you to such actions. Stay strong and hope all goes well with time. Take care!
 

Luke2000

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Luke2000 - we understand exactly how you feel and how they used fear tactics to pressure you and drive you to such actions. Stay strong and hope all goes well with time. Take care!
I haven't make a police report becoz i have to go to my office to explain to my boss. after lunch time then go do the report just cross my finger I don't get any sh!t from this..thanks again guys
 
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I haven't make a police report becoz i have to go to my office to explain to my boss. after lunch time then go do the report just cross my finger I don't get any sh!t from this..thanks again guys

Yes, inform all NOK so they don't get a shock from the scammers.

You can do e-police report online too.
 

hungryllama

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I haven't make a police report becoz i have to go to my office to explain to my boss. after lunch time then go do the report just cross my finger I don't get any sh!t from this..thanks again guys

Luke2000 - sorry to hear about your situation, sounds rough. It's good advice to make a police report. Do explain the entire situation, otherwise when they investigate it won't be good for them to find out that you concealed some facts. You won't be penalised from borrowing from loan sharks (still, don't do it again), but the troublesome part is assisting their activities - like if they use your bank account etc.

Nevertheless, I've encountered cases where the police pardons 1st-timers with just a warning. Do make sure it doesn't happen again.. know people who do it the second time and are not let off.

Jiayou bro! If you need help, shout in this thread.
 

Super lost

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Any one here heard of Mr.Wong Kee Soon the chairman of Adullum Life Counselling.He claims to help debtors negotiate with loan sharks. Might be helpful to those victims in desperate need of counselling and advice including loan scam.It takes a crook to deal with a crook.Read article below link.

Https://www.straitstimes.com/singapore/once-a-loan-shark-now-a-debt-counsellor

Yes .. I went to look for him for help ... so far the method is same as this forum..ignore, change number, make police report ... but seriously if u really need someone to talk to u can look for them ... many ppl there are like us get into this **** b4... u will feel better after u talk to them ..
 

delceer

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Hi everyone. i think I'm messed up.

recently jus 1 month ago. I was in need of cash. I'm sure you guys have heard this story. I was asking a loan of 3k. then this guy say I have to pay the defer crap. and i did it anyway. the 1st week I have to pay $400 so that I able to open account and administration fee then I pay. then after that this guy say I have to wait for 2 days. and I wait. on that day i try to contact him all day until night around 11pm++ he call back me and say he was sorry because house happen something so rush back home. and still got the ball to ask me my payment is consider late already and i have to pay another $400 deferment. but he was saying all the money I pay will return me plus the money i loan. so now total $800 i have paid. after this i thought that maybe it is time already. then he suddenly say I have to clear a $490 to clear my black mark due to late payment and was told if never give this money my account will be on hold and all the money I pay this far will be on hold too. so I call him and for some f@k reason I decide to trust him again. and i pay the $490. after that he say why I transfer him thru ibanking but not by atm bank transfer. and we argue. and finally come to a conclusion that he can pay me back my money but ask me if I ok to let them use my bank account to do money transfer and in the same time they will pay me weekly and add in say if I'm scare i can stop anytime. i know this sounds too illegal but I still ask them. is all this illegal and ask about the company name etc and he say that his company is a legal money loan company.
and I have done something very wrong now. I decide to let them use my account for transaction hope that maybe i can get back the money I throw in.
after 3 weeks which is yestheday. my bank account was frozen and call my bank help center. the bank center give me a number to call and end up the one who frozen my account is actualy a police inspector. after that i know that im in deep sh!ts. if any bros or sis experience my situation pls give me some tips on what to do. I'm scare right now and unable to sleep becoz of the mess I in right now. I was thinking just let my account got frozen all the way I don really care becoz I don have alot of money inside anyway only have the money from them in right now. and i don't really scare of them if they want to threaten me. but then I scare if I never report to police due to suspect of illegal transaction from my account. the police will charge me or come to my house. the thing is. the inspector who I call never really demand i have to go down and do a investigation with them just tell me if coming down find him at the police station. but in the same time I wish to report to the police but scare of being charge or worst jail. pls anyone that have the knowledge provide helps for me...

"When a bank account of an ATM card of a person is used to facilitate moneylending by an unlicensed moneylender, that person is presumed to have assisted in the carrying on the business of unlicensed moneylending," it added.

First-time offenders found guilty of carrying out or assisting in unlicensed moneylending business may be fined between S$30,000 and S$300,000, jailed up to four years and given up to six strokes of the cane.

Those found guilty of acting on behalf of an unlicensed moneylender, committing or attempting acts of harassment may get up to five years' jail, a fine between S$5,000 and S$50,000 and three to six strokes of the cane.


https://www.channelnewsasia.com/new...students-part-time-work-loansharking-10985108
 

Luke2000

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"When a bank account of an ATM card of a person is used to facilitate moneylending by an unlicensed moneylender, that person is presumed to have assisted in the carrying on the business of unlicensed moneylending," it added.

First-time offenders found guilty of carrying out or assisting in unlicensed moneylending business may be fined between S$30,000 and S$300,000, jailed up to four years and given up to six strokes of the cane.

Those found guilty of acting on behalf of an unlicensed moneylender, committing or attempting acts of harassment may get up to five years' jail, a fine between S$5,000 and S$50,000 and three to six strokes of the cane[/url]

so even if I was scam and am tricked into this while unknown to what they are actly legal i will still get charge and worst jail?
 

Super lost

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Just an update .. the LS called io my offcie and kana F by my boss.. but yet I also kana F by boss ...hahahah
 
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so even if I was scam and am tricked into this while unknown to what they are actly legal i will still get charge and worst jail?

We know you are scammed but the police don't know and everybody can be a suspect so lodge the report and give your story to the police. Yes innocent people can get implicated which is why this whole thing is so problematic.
 

Luke2000

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We know you are scammed but the police don't know and everybody can be a suspect so lodge the report and give your story to the police. Yes innocent people can get implicated which is why this whole thing is so problematic.

if I have a prove that i have got trick into this can that help? i have the conversation from day 1 until the latest will that help? i can show them what happen from my whatsapp conversation becoz when ever i ask that guy weather is his company legal he always say that his company is legal and welcome me to come to their company anytime and from that I trust that maybe his company is really legal so that's why i never investigate this matter more. and even after i got trick so many time until he ask me if his company can use my bank account for transaction so that they can return my money slowly.. even that time i oso did ask them again and again is his company really a legal company and he again say his company is legal company and tell me this is the only way they can return me my money. i feel that I'm really stupid now becoz of this and now i have to be a suspect after being scam and got trick into unwanted illegal activities...this is so mess up and stressful..
 

Messup

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if I have a prove that i have got trick into this can that help? i have the conversation from day 1 until the latest will that help? i can show them what happen from my whatsapp conversation becoz when ever i ask that guy weather is his company legal he always say that his company is legal and welcome me to come to their company anytime and from that I trust that maybe his company is really legal so that's why i never investigate this matter more. and even after i got trick so many time until he ask me if his company can use my bank account for transaction so that they can return my money slowly.. even that time i oso did ask them again and again is his company really a legal company and he again say his company is legal company and tell me this is the only way they can return me my money. i feel that I'm really stupid now becoz of this and now i have to be a suspect after being scam and got trick into unwanted illegal activities...this is so mess up and stressful..

Nobody wants to be in this situation. Listen to bro justiceleague.

Go and lodge a police report and tell the police honestly your situation and show them the proof. Tell them that you are being scammed and “was” hoping to get your $ back.

Are you waiting for the police to conclude that you are an accomplice?
 
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