Loan Shark Harassment and how to stop it

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Super lost

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Debtor is me la bro. I failed to pay 1 installments payment and delayed less than a month due to my Father hospitalised & passed on. They came over my place to chase me for the installment payment I wasn’t around. Nxt morning I called to discuss with them regarding my payment and ask me to shown them proof of my Father death cert(bcos I can’t make payment in that one month). Requested me to pay them one lump sum of the remaining amt + late fee. I insisted bcos I no money. Next day send his man down again to the funeral wake which is at my void deck to collect payment. Mess things around, asked my relatives if I’m around. Then told my relatives whom is at the wake I owe them $ and I won 4d lottery but never pay them. Anyhow twist their words like their lj.

Then u ask them to go fxxx spider... where got LML do this kind of **** ...
 

Fear Less

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If I am not wrong , there is a cancellation clause which gives the lender every fxxking right to cancel the contract due to default. Usually 3 months owing then lender invoked the clause. Our friend owing 1 month coming to 2 . Strange.

All lenders becomes muther fxxkers when we cant pay up .



Then u ask them to go fxxx spider... where got LML do this kind of **** ...
 

Makminah

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Usually I will do save their num and look at their DP. If its suspicious I will block their number. Just in case its someone I know. But lately the calls I get are dont have any Whatsapp link to it. So abit hard to know who called me up exactly.
They stop contacting me abt more than a month already.
My suggestion is try to save their number. Then you go to whats app and see their contact info. From there is usually a couple photo. They will usually be online from 2pm till 2am. If you see they are online but you call them through normal phone and the line says its not in service, high chance its them. How long has your LS stop contacting you and suddenly you getting calls from this unknown number? Mind sharring?
 

DigOwnGrave

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Usually I will do save their num and look at their DP. If its suspicious I will block their number. Just in case its someone I know. But lately the calls I get are dont have any Whatsapp link to it. So abit hard to know who called me up exactly.
They stop contacting me abt more than a month already.

Alright. Mine already stop for almost 3 weeks already. Hopefully it stays that way. I didnt block their latest number cos atleast i know if they were to call, they would use the number which i didnt block to contact me, which gives me a heads up.
 

Makminah

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Same. I didnt block their numbers that I contacy to take the loan. I only block all the other numbers that call or text me. Me too, I want this to end soon but we gotta stay positive.


Alright. Mine already stop for almost 3 weeks already. Hopefully it stays that way. I didnt block their latest number cos atleast i know if they were to call, they would use the number which i didnt block to contact me, which gives me a heads up.
 

hungryllama

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So any of u know anyone dat can really negotiate wif lml?


@Dean38 Do you have a budget and repayment plan drawn up? It's best to have a plan first before you start negotiating - otherwise even if the negotiations work out, you may not be able continue paying within your means.
 

Headached

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Headached any betters solution or sumthing?
Bro..u just call them ask installment plan...just tell them how much u want pay them per month...if they talk so much dun pay them. Next time they call again than u say u want installment...they just want their money back..
 

Dazues

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Anyone please help.. what should I do now ? I borrowed from Illegal moneylenders first of all I tot they are legal. And once I borrowed he send me 1000 and says defer payment 300 and clear all is 1500 , defer payment need to pay for each 5days after and What they promised me to let me clear my debt was on last two weeks ago. But when the time comes by they just said their boss not allow any of their customer to clear the debt. Need pay 600 and wait until after CNY. So now after CNY I paid him around 1100 then they suddenly told me need to pay my defer payment 300. I was so mad and angry so I questioned them , you promised me to let me clear and now come up with stories ? Kidding me ? Then they mad at me , re run the whole debt back to 1500. And just happened last few days I very struggled to borrowed from one of my colleague and pay that. At first he didn't said cannot bank in all into the account and force me to fast pay them before 7pm. Then I double confirm if I pay then clear all they said yes. Once I bank in they call me and scold who tell you bank in all into this account . But he didn't notify me at all before that and bank in how much then he said his boss will come and check with me if I bank in all into that account , the bank account will get freezed ? Is this real ? Then he forced me to said I only pay my defer payment if not the boss will come to my house ask for 10k sgd amount for the losses in the freeze axcount. Then I was stupid I told him I only pay defer. After the call, the guy which is not the boss say I need to re pay all my debt 1500 again and today need pay defer payment if not they threaten me that will come and let me 4ever remember this debt so on. And burn house , paint all the wall with I didn't pay them and kill me
. With evil laugh ,he said I didn't know who I deal with and don't know who are them how much power they have. He said if cannot pay then prepare yrself if not work for them to be a stupid guy bring oil and burn house down or paint wall. He keep calling me now and asking me to call back with deep voice like wanted to eat me..
 
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Anyone please help.. what should I do now ? I borrowed from Illegal moneylenders first of all I tot they are legal. And once I borrowed he send me 1000 and says defer payment 300 and clear all is 1500 , defer payment need to pay for each 5days after and What they promised me to let me clear my debt was on last two weeks ago. But when the time comes by they just said their boss not allow any of their customer to clear the debt. Need pay 600 and wait until after CNY. So now after CNY I paid him around 1100 then they suddenly told me need to pay my defer payment 300. I was so mad and angry so I questioned them , you promised me to let me clear and now come up with stories ? Kidding me ? Then they mad at me , re run the whole debt back to 1500. And just happened last few days I very struggled to borrowed from one of my colleague and pay that. At first he didn't said cannot bank in all into the account and force me to fast pay them before 7pm. Then I double confirm if I pay then clear all they said yes. Once I bank in they call me and scold who tell you bank in all into this account . But he didn't notify me at all before that and bank in how much then he said his boss will come and check with me if I bank in all into that account , the bank account will get freezed ? Is this real ? Then he forced me to said I only pay my defer payment if not the boss will come to my house ask for 10k sgd amount for the losses in the freeze axcount. Then I was stupid I told him I only pay defer. After the call, the guy which is not the boss say I need to re pay all my debt 1500 again and today need pay defer payment if not they threaten me that will come and let me 4ever remember this debt so on. And burn house , paint all the wall with I didn't pay them and kill me
. With evil laugh ,he said I didn't know who I deal with and don't know who are them how much power they have. He said if cannot pay then prepare yrself if not work for them to be a stupid guy bring oil and burn house down or paint wall. He keep calling me now and asking me to call back with deep voice like wanted to eat me..

Sorry to hear of your situation. Stay calm and refer to the info here. PM if clueless. All the bros and sis are here for you.

FIGHT LOAN SCAMS - http://bit.ly/fightloanscams
 

Dazues

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I'm unable to PM .. cus new account.. I'm afraid they come after the landlord or do something to us.
 

Messup

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Haiz... another victim to scammers.

Stay calm.
-File police report (tell police the whole truth, seek their advices about “upcoming” harassments)
-Block their numbers
-Inform your next of kin (those that you had given their numbers to these scammers) very important, don’t let them have a shock when these scums can’t reach you and calls them.
-Inform your office (if you had given them your office number)
-Be vigilant
-install CCTV (if you want)

All the best to you, stay strong
 

Dazues

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I didn't reply that person at all.. he keep calling .. is it the best way ? I mean if I blocked, they will be rage and do something else to us ?
 

Dazues

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I'm so dead... I given all the information including my office to them...
 

Messup

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I didn't reply that person at all.. he keep calling .. is it the best way ? I mean if I blocked, they will be rage and do something else to us ?

It depends if they will do anything to you if they can’t reach you.

But how much have you paid them in total already?
 
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