Loan Shark Harassment and how to stop it

Status
Not open for further replies.

Vimo Novo

Junior Member
Joined
Feb 18, 2019
Messages
39
Reaction score
0
Do you realised after you chose to brave it and it’s all so much better? No need to be scared with those screaming over the phone. Physically they can’t do anything to you also. Just ignore all the harassment and explain to NOK involved

Hello all! Its been while..but i still come here for updates! Anyway,for my case.Exactly one week after amount tranferres to my acoount,the AL called for payment.My husband was the one answering the call.Two different men.Some shouting and vulgarities can be heard.The first men was quite fierce.My husband didnt gave in thats when he hung up.mins later another man called up which is more 'educated' heehee.
After all the heated convo,we decided to transfer back the amount as both parties agreed.
No harrasment after that.
Except two days ago someone whatsapp me asking if i needed a loan.other than that so far so good.
I have had two CCTV installed..one day aftee things happened my husband quickly got it fixed just in case.I hope it will rest forever.
To those who is still in the mess,please be strong.Fight back.Family support is very very important.To family members of said,please give support.Dont leave them alone to face all these.Do what you can to help!

Please eat and drink well to replenish your energy to fight back all the calls or harassment.for my case i didnt touch any food for 4 days straight.Only sips of plain water.i survived but i looked like zombie.Thanks to my family my sons and husband.

5hank you to this forum too! I read up alot to make me feel better.some even advises me to eat and stay strong.I still come here every day for updates.I wish everyone who is still in the mess well.Be strong and never give in! Fight till the end.hopefully things will end amicably and most importantly is to get back your life safely and happy!
 
Joined
Dec 1, 2018
Messages
461
Reaction score
2
Hello all! Its been while..but i still come here for updates! Anyway,for my case.Exactly one week after amount tranferres to my acoount,the AL called for payment.My husband was the one answering the call.Two different men.Some shouting and vulgarities can be heard.The first men was quite fierce.My husband didnt gave in thats when he hung up.mins later another man called up which is more 'educated' heehee.
After all the heated convo,we decided to transfer back the amount as both parties agreed.
No harrasment after that.
Except two days ago someone whatsapp me asking if i needed a loan.other than that so far so good.
I have had two CCTV installed..one day aftee things happened my husband quickly got it fixed just in case.I hope it will rest forever.
To those who is still in the mess,please be strong.Fight back.Family support is very very important.To family members of said,please give support.Dont leave them alone to face all these.Do what you can to help!

Please eat and drink well to replenish your energy to fight back all the calls or harassment.for my case i didnt touch any food for 4 days straight.Only sips of plain water.i survived but i looked like zombie.Thanks to my family my sons and husband.

5hank you to this forum too! I read up alot to make me feel better.some even advises me to eat and stay strong.I still come here every day for updates.I wish everyone who is still in the mess well.Be strong and never give in! Fight till the end.hopefully things will end amicably and most importantly is to get back your life safely and happy!

Good to hear you are in better shape. Pls share your story to prevent others from falling into the same trap and support the new victims who come here. Let's pay it forward and eradicate this loan scams.
 

Makminah

Member
Joined
Nov 28, 2018
Messages
287
Reaction score
0
Hello bros and sis. It's been awhile. I hope all is well for eveyone. I am glad that many have step forward to help out those in need here. Please do keep on sharing your stories so others wont fall into the vicious trap. It's almost 3 months now, I hope I am off their radar soon.

Keep on fighting and stay strong okay? Things may be hard now but eventually everything is going to be okay. Have a little faith and may god protect us all.

Jiayou! 💪💪
 

Ma1983

Junior Member
Joined
Mar 7, 2019
Messages
5
Reaction score
0
Do you realised after you chose to brave it and it’s all so much better? No need to be scared with those screaming over the phone. Physically they can’t do anything to you also. Just ignore all the harassment and explain to NOK involved

I agree!!! I heck care already. First few days, i was so scared. Lock myself and kids in the room. Everytym sum1 knock on our door, i gt panic. I even run away from home with my kids. After much thinking and reading from this forum. I heck care. Y shld i be scared of em . I installed cctv already. Blocked all numbers and even get telco to change my house number. Eventhou my husband just manage to pay the defer money. I told him to stop paying the more you pay the more hungry they get.
 

green72

Senior Member
Joined
Feb 10, 2016
Messages
576
Reaction score
4
I agree!!! I heck care already. First few days, i was so scared. Lock myself and kids in the room. Everytym sum1 knock on our door, i gt panic. I even run away from home with my kids. After much thinking and reading from this forum. I heck care. Y shld i be scared of em . I installed cctv already. Blocked all numbers and even get telco to change my house number. Eventhou my husband just manage to pay the defer money. I told him to stop paying the more you pay the more hungry they get.

I believe I felt and behave the same as you. Was very jumpy and stress out at every call or phone notification or when knock on door.

And yes, feeling of wanting to disappear into thin did occur.

Not paying, band together to endure the initial harassment is the right step forward and stop ALL contact is the only move.

My advice is for you to install a CCTV before their first visit, catch them in the act. Sis, you already made a police report? If not, please do so. Call 999 everytime your family is harassed. SPF will respond very quickly.
 
Last edited:

CloudClau

Member
Joined
Oct 16, 2018
Messages
131
Reaction score
0
After Investigation

Hi all

Just wanna ask if anyone being called up for investigation for allowing Ls to use your account for transfer , previous i was called up , then ytd my io called me ask me to report early , he need to talk to me then can extent my bail .

Anyone experience this before ?
 

nf2

Supremacy Member
Joined
Dec 2, 2003
Messages
5,255
Reaction score
0
Hi all

Just wanna ask if anyone being called up for investigation for allowing Ls to use your account for transfer , previous i was called up , then ytd my io called me ask me to report early , he need to talk to me then can extent my bail .

Anyone experience this before ?

Allowing account to transfer means you pased atm card and pin to UML.

https://www.straitstimes.com/singapore/courts-crime/man-jailed-and-fined-for-handing-over-atm-cards-to-help-loanshark-in-his
 

Vimo Novo

Junior Member
Joined
Feb 18, 2019
Messages
39
Reaction score
0
Did you pass atm card to anyone? If it’s borrower and they transfer money to your account when you borrowed then no issue. But if you give them atm card, then good luck.

Hi all

Just wanna ask if anyone being called up for investigation for allowing Ls to use your account for transfer , previous i was called up , then ytd my io called me ask me to report early , he need to talk to me then can extent my bail .

Anyone experience this before ?
 

Vimo Novo

Junior Member
Joined
Feb 18, 2019
Messages
39
Reaction score
0
Then you have nothing to worry. They just wanted to make sure. I went down before and they also need to investigate. Detained for 16 hours and get ready a bailor. And monthly report to station until they discharge the investigation.

No did not pass any card to them
 

CloudClau

Member
Joined
Oct 16, 2018
Messages
131
Reaction score
0
Then you have nothing to worry. They just wanted to make sure. I went down before and they also need to investigate. Detained for 16 hours and get ready a bailor. And monthly report to station until they discharge the investigation.

how long did they discharged the investigation ? but the io said , he need to talk to me then extend bail again , does this mean they going to take the case to court ?
 

Vimo Novo

Junior Member
Joined
Feb 18, 2019
Messages
39
Reaction score
0
As long as you are not their runner, I don’t think they will charge you with anything. If your transactions involved a lot of money coming in then one of the borrower might report your bank account

how long did they discharged the investigation ? but the io said , he need to talk to me then extend bail again , does this mean they going to take the case to court ?
 

delceer

High Supremacy Member
Joined
Sep 6, 2016
Messages
46,397
Reaction score
18
Hi all

Just wanna ask if anyone being called up for investigation for allowing Ls to use your account for transfer , previous i was called up , then ytd my io called me ask me to report early , he need to talk to me then can extent my bail .

Anyone experience this before ?

Under the Moneylenders’ Act (revised edition 2010), when a bank account or ATM card of a person is used to facilitate moneylending by an unlicensed moneylender, that person is presumed to have assisted in carrying on the business of unlicensed moneylending.

First-time offenders found guilty of assisting in the business of unlicensed moneylending may be fined between S$30,000 and S$300,000, jailed up to four years and shall also be liable to be punished with caning of up to six strokes.

First-time offenders found guilty of acting on behalf of an unlicensed moneylender, committing or attempting to commit any acts of harassment shall be jailed up to five years, fined between S$5,000 and S$50,000, and shall also be liable to caning of between three and six strokes.


https://www.todayonline.com/singapo...-be-involved-loansharking-activities-arrested
 

delceer

High Supremacy Member
Joined
Sep 6, 2016
Messages
46,397
Reaction score
18
As long as you are not their runner, I don’t think they will charge you with anything. If your transactions involved a lot of money coming in then one of the borrower might report your bank account

Please refer to post #7994.
 

delceer

High Supremacy Member
Joined
Sep 6, 2016
Messages
46,397
Reaction score
18
how long did they discharged the investigation ? but the io said , he need to talk to me then extend bail again , does this mean they going to take the case to court ?

The remaining 109 suspects are believed to have opened bank accounts and given away their ATM cards and Personal Identification Numbers (PINs) to loansharks to facilitate their unlicensed moneylending businesses.

https://www.todayonline.com/singapo...-be-involved-loansharking-activities-arrested

I think you fall inside the category assisting in the business of unlicensed moneylending.

Please refer to post #7994.
 

CloudClau

Member
Joined
Oct 16, 2018
Messages
131
Reaction score
0
even never pass atm card n pin to them ...... never get a single cent from them , still have to pay then , when their money got frozen in my account they came n splash n lock my gate ... end up still get this from spf .... just not my day ....:(:(:(
 

Messup

Member
Joined
Dec 30, 2018
Messages
168
Reaction score
0
even never pass atm card n pin to them ...... never get a single cent from them , still have to pay then , when their money got frozen in my account they came n splash n lock my gate ... end up still get this from spf .... just not my day ....:(:(:(

When are you supposed to report to IO?

And when you say “their money got frozen in your account” means? They had did a lot of transfers into your account? Or you used your account to transfer a lot to other account/s?
 

CloudClau

Member
Joined
Oct 16, 2018
Messages
131
Reaction score
0
When are you supposed to report to IO?

And when you say “their money got frozen in your account” means? They had did a lot of transfers into your account? Or you used your account to transfer a lot to other account/s?

Suppose to report on 28 March , they transfer money to my account amt to $4k before i can report to SPF the bank froze the account , then they come after me for the money .

I only took a $1k loan , so i was puzzle why there is $4k in my account then they called me as k me to help transfer the money out , before i could that the account got frozen
 

Messup

Member
Joined
Dec 30, 2018
Messages
168
Reaction score
0
Suppose to report on 28 March , they transfer money to my account amt to $4k before i can report to SPF the bank froze the account , then they come after me for the money .

I only took a $1k loan , so i was puzzle why there is $4k in my account then they called me as k me to help transfer the money out , before i could that the account got frozen

That explains why SPF suspects you.

Did you report this $4k (multiple transactions?) to SPF when you do the report?
 
Status
Not open for further replies.
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.
Top