Loan Shark Harassment and how to stop it

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Boo_lady

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I used this too, saying being call by io to investigate. Bank acct freeze n will keep him (the LS) update which i wont.
So far so good coast quiet.

That's good. I will be reporting the number to WhatsApp within these few days time. Not sure will they ban it permanently but hopefully. So they will loss every conversations that they have. Their only communication platform is WhatsApp.
 

sgbachelor

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For yr case since yr work & family know abt it can ignore them (LS).
Stop yr payment n use on family better.
Install cctv n u can sleep like a log.

Once any physical harassment, spf will be more on.
My case - i receive flower basket from LS, report spf n they install police cctv at my corridor.

Don worry too much.
Just keep low profile in yr social media n be alert.

Thank you for the advise. I did not pay them anything at all cos never take any loan from them and they can't transfer also as no account information given.
I've delink my PayNow and paylah as well.
So far quiet as I've blocked their number.
No disturbance to workplace or NOK.
Hopefully it stays that way but thank you for the tips and advise 🙏
 

gastank

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i have been reading this thread for awhile.

I borrowed for 8 LS and total to a 5 figure loan. have been paying them more than i shld.

before cny i manage to "settle" payment with all of them.

no one called or text or wad for 2 weeks during cny period

den suddenly one fine saturday.
8 of them texted and called me saying the amount i "settled" was for interests. seriously the LS are mutherF.

have been 1 mth since i block/ignore them.

to all new victims.

be prepared for harrassment (they came my hse and gave me money to use in hell) haha!

change mobile (which i did not due to work.
block them.
tell your NOK / bosses that u r scammed.(i am very truthful to my boss. saying i did borrow and i did return in full and even more. they call my office and tio kan by my supportive boss)

remember. ignore them and move on in life.
report to the police. now most of the lift lobby have police cctv. those runners can hide unless they climb up your place or jump down.

cheers to everyone!

its really good advise that you ppl are giving to victims like me.
 

Jjlin1205

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If you have money, keep paying .
When you stop paying then come back tell your story here. We want to hear how rich you are.

Bro JJlin said " they like cow that has milk "
Many bulls here , me too, no tits.
Ya loanshark will be always milking cash cow ...I was once their cash cow.coz I work in civil service..scare paiseh scare lose my job..now they send love letter I also don't care...threaten to send to few blocks around my neighbourhood..go ahead lo
 

Mike-2806

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To all victims,

7 years ago..i had more than 30 to 40 uml & lml..had max out my credit card with more $120k.my debts is close to half a million.
I had lost all my friends, my fiancee left me and i even try to end my life. Im lucky that the bottle of bleach i drank dint kill me.

There are solutions to all problems.Be optimistic and positive. I had been through all.Im still struggling but at least im turning around.

I will try to share how i turn my life around shortly.
 

Lostmoment

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To all victims,

7 years ago..i had more than 30 to 40 uml & lml..had max out my credit card with more $120k.my debts is close to half a million.
I had lost all my friends, my fiancee left me and i even try to end my life. Im lucky that the bottle of bleach i drank dint kill me.

There are solutions to all problems.Be optimistic and positive. I had been through all.Im still struggling but at least im turning around.

I will try to share how i turn my life around shortly.
I face problems with LML too, the amouth is just few hundred left from $2000 I take from them and can't pay sine I lost job and just start working this month.

How can I handle this, because after a answer phone call they just say must pay now, must pay today, can't wait any longer. What can l do? And how you settle? Pls advice.

My loan just few hundred left now but my heart look like got burn inside, can't imagine how you pass hard time.
 

delceer

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I face problems with LML too, the amouth is just few hundred left from $2000 I take from them and can't pay sine I lost job and just start working this month.

How can I handle this, because after a answer phone call they just say must pay now, must pay today, can't wait any longer. What can l do? And how you settle? Pls advice.

My loan just few hundred left now but my heart look like got burn inside, can't imagine how you pass hard time.


Just few hundred dollars, go and borrow from relatives or friends lah.
Legal Money Lender is not loan shark or scammer.
You better sit down and talked to them face to face.
Police can't help you.
 

Lostmoment

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Just few hundred dollars, go and borrow from relatives or friends lah.
Legal Money Lender is not loan shark or scammer.
You better sit down and talked to them face to face.
Police can't help you.
Easy? Do you think if somebody can seek help from friends or relatives will borrow from lml or LS mah?
 

Lostmoment

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Just few hundred dollars, go and borrow from relatives or friends lah.
Legal Money Lender is not loan shark or scammer.
You better sit down and talked to them face to face.
Police can't help you.
The member all face same problems with scams or LS, and yes they need help from police.

But LML, yes police can't help and nobody seek help from police too right.

My question is how to handle if already talk but they deny to listen or accept slowly pay. Because they need full amount and if we can't do that shortly. I need advice from person who have face this problem before, is not just simple advice but not easy to do like that.

We face problems and feelings lost enough, we need someone talk too and here is the best place we have.

Anyway thank for your advice.
 

Lostmoment

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Just few hundred dollars, go and borrow from relatives or friends lah.
Legal Money Lender is not loan shark or scammer.
You better sit down and talked to them face to face.
Police can't help you.
Do you still have friends or relatives mah? Lucky you are. If yes pls appreciate. Because after I face problems with LS and scams I lost everything in my life.

I face everything alone and stay strong because I read this forum everyday and I know still have many member here face same problem and heavy than me.

I not good written, sometimes I feel very sad to read all story because I know how they feel. But what can I do is pray and hope them to believe all good addvice here like I did before better than give nonsense advise. Don't you think?

My loan come down from $7000
Now I said left few hundred and I think they can see because they are lml so that why they keep pushing me.

But also not all of them, some lml super nice and understanding, give me time and accept my lowest pay. Super appreciate.
 

delceer

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Do you still have friends or relatives mah? Lucky you are. If yes pls appreciate. Because after I face problems with LS and scams I lost everything in my life.

I face everything alone and stay strong because I read this forum everyday and I know still have many member here face same problem and heavy than me.

I not good written, sometimes I feel very sad to read all story because I know how they feel. But what can I do is pray and hope them to believe all good addvice here like I did before better than give nonsense advise. Don't you think?

My loan come down from $7000
Now I said left few hundred and I think they can see because they are lml so that why they keep pushing me.

But also not all of them, some lml super nice and understanding, give me time and accept my lowest pay. Super appreciate.

Okay.
I never have any loan shark or legal money lender issue because I never borrow from them.
I just drop in from EDMW and try to help.:o
 

Fear Less

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Thats why I called you superman ma .
You can tahan all their nonsense.

Up up and away.

That
Ya loanshark will be always milking cash cow ...I was once their cash cow.coz I work in civil service..scare paiseh scare lose my job..now they send love letter I also don't care...threaten to send to few blocks around my neighbourhood..go ahead lo
 

delceer

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The member all face same problems with scams or LS, and yes they need help from police.

But LML, yes police can't help and nobody seek help from police too right.

My question is how to handle if already talk but they deny to listen or accept slowly pay. Because they need full amount and if we can't do that shortly. I need advice from person who have face this problem before, is not just simple advice but not easy to do like that.

We face problems and feelings lost enough, we need someone talk too and here is the best place we have.

Anyway thank for your advice.



No point to look for those support group talk to the LML.
You may need to pay admin fees before they talk to the LML.
No choice when come to Legal Money Lender.
Since you left few hundred dollars, faster clear it loh.
 

Lostmoment

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Try talk to your boss for advance salary payment ?:s11:
You still don't get what I mean mah?
Read carefully,the people who try to borrow money from LS or UML or lml that mean they can't seek help from anybody already. Who want to pay so high interest? Who want to busy with LS? But because they can't find anybody help already so simple.

My cases too, I lost everything, lost job, lost family, lost friend. And now just start new life with new friends new boss new environment.

I feel very sad sometimes when I read addvice that said ask we all to come clean with family, because after come clean the problem get worse than keep in the dark, that why some of us try to solve the problems by ourselves before tell family.

Not all of us lucky to have supported from family, lost everything like me is exsample.
 

Boo_lady

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Do you still have friends or relatives mah? Lucky you are. If yes pls appreciate. Because after I face problems with LS and scams I lost everything in my life.

I face everything alone and stay strong because I read this forum everyday and I know still have many member here face same problem and heavy than me.

I not good written, sometimes I feel very sad to read all story because I know how they feel. But what can I do is pray and hope them to believe all good addvice here like I did before better than give nonsense advise. Don't you think?

My loan come down from $7000
Now I said left few hundred and I think they can see because they are lml so that why they keep pushing me.

But also not all of them, some lml super nice and understanding, give me time and accept my lowest pay. Super appreciate.

It easy to say than done. Those that you think are gd friends who you think will help, 80% won't. Family, it hard to ask for parents, it the heart thingy that you can't bear to do that. Even can help from family, also have to prepare the now and then argument cos money issues are sensitive in general. To sum it all, borrow from people that you know, sometimes have to bear the way they will judge you in the future.That's why most people will rather source helps from outside instead.
 

Lostmoment

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Okay.
I never have any loan shark or legal money lender issue because I never borrow from them.
I just drop in from EDMW and try to help.:o
Super surprised
You never face that problem before? That why you didn't understand my question and seem like don't understand how I feel too.

Read carefully.
I ask.. Who has experienced about this,
 

Lostmoment

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It easy to say than done. Those that you think are gd friends who you think will help, 80% won't. Family, it hard to ask for parents, it the heart thingy that you can't bear to do that. Even can help from family, also have to prepare the now and then argument cos money issues are sensitive in general. To sum it all, borrow from people that you know, sometimes have to bear the way they will judge you in the future.That's why most people will rather source helps from outside instead.
Yes you are right?
Now I start new life, new job, new friends, I can't ask my new friends like that, borrow money from them will be bad am I right?
Face it, only this words in my mind this few months... Little bit hard time to carry on... We can do it.
 

Boo_lady

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Yes you are right?
Now I start new life, new job, new friends, I can't ask my new friends like that, borrow money from them will be bad am I right?
Face it, only this words in my mind this few months... Little bit hard time to carry on... We can do it.

For your current friends, it really depends who more gam with u. Maybe can try but it the heart issue that you don't wanna trouble them.

For me, the stone inside me has sunk. So far, no anonymous call or msg. Hopefully it stays this way. Since I never loan from them, I don't find any reasons if they wanna find trouble with me. It just the bank loans i facing now. But, it not as bad as they come over my house to chase me. Sometimes they will send letters or by hand if I'm late to pay, but I still can handle such situation when parents ask. Just said, some bank promo they want me to sign and that's all. Those money lenders I used to engage (they considered understanding and lenient) already changed their contacts so I won't be engaging any money lenders even it legal. I think some of them also behave like those unlicensed ones. I chose to 安分守己. Just pay slowly to the banks, what to do.
 

LilladyJ

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These people sent my company generic email saying that hey are looking for me and that I need to contact them back or else they will post my photos all over our office areas. I was shaking when the persona in charge of the email came to tell me. She told me first and according to her only 2 people have access to this email. I told my boss and it seems he is quite fed up already. Honestly, I am ready to loose my job over this. I will not resign though and will hold on as Long as I can. Other people are still supportive saying to stay strong. I am just afraid since my boss is saying he will inform the CEO of the company so that we can implement security measures. I feel so ashamed and angry at myself for causing such a fuss in our company 😔
 
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