Loan Shark Harassment and how to stop it

[Fear Less]

Thanks your advice to all.
When you are too deep into debt, size up the problem and do the necessary.

Money problem isnt a matter of life and death problem. We can still live and live on.

Came back to HWZ because I recently self petition for bankruptcy and remembered this thread here. Best is that those with UML problems just report police, don't bother paying anymore because you're just wasting $$$$.

 

[green72]

I really want to install CCTV. But do I need approval from town counsel? I can’t pm you coz I have only 6 posts. I must have 10. And I can’t change my account for now. As my account also been hacked. There was unauthorised transaction that cost 500 dollars.

I’m really confused now what to do. I’m going to the police station to make report now.

What i did was I bring my police report to my TC the same day I install CCTV. TC approval letter will take a week to receive by then something might already happened.

So install first then apply TC approval. TC a bit slow to such request.No need tell TC about you already install cctv.

As with Police report, you could do it online since UML activities is consider not an emergency or life threatening case even if it's a death threat by msg.

Go bank and do parallel transfer, open new account and close the other. The more reason to do it since got hack. My worry is your account get frozen, then you don't have funds for daily expenses.

 

[chulu2810]

Just install n apply TC w yr police report. Once police involve, they got nothing much to chip in.

My case - spf installed cctv at corridor n few day i return TC letter saying illegal n ask me dismantle.
I told him police property, u dismantle lo... lol

What i did was I bring my police report to my TC the same day I install CCTV. TC approval letter will take a week to receive by then something might already happened.

So install first then apply TC approval. TC a bit slow to such request.No need tell TC about you already install cctv.

As with Police report, you could do it online since UML activities is consider not an emergency or life threatening case even if it's a death threat by msg.

Go bank and do parallel transfer, open new account and close the other. The more reason to do it since got hack. My worry is your account get frozen, then you don't have funds for daily expenses.

 

[Adam0210]

Just install n apply TC w yr police report. Once police involve, they got nothing much to chip in.

My case - spf installed cctv at corridor n few day i return TC letter saying illegal n ask me dismantle.
I told him police property, u dismantle lo... lol

I had check pith SPF. They mentioned that there’s no problem of puttin a CCTV in your own without the TC approval. As Long as it dontbtake video of your neighbour house. As for flat. It’s in the corner. And there’s no house beside it. Except for a staircase. So I can put the Camera facing that side.

The only thing police mentioned is to be alert and inform my neighbours. That’s all. He haven’t message me back since yesterday.

I wonder how can we trap this LS’s. I think it’s time for them to pay their crimes and not just the runners. As the runners suffer. They have their faults as well coz they don’t have any choice. Coz they can’t pay. And much more worst is the threats that they get from them. It’s just a pity to see teenagers doing Runner coz of their mistakes.

If there’s like a device can trace the phone when they call you. It will be very useful in this kind of predicament. And we can able to Cathcart these people even I they are in or out of Singapore.

Thanks for the reply. I’m just waiting for few more days then I can change my bank account number.

 

[delceer]

I had check pith SPF. They mentioned that there’s no problem of puttin a CCTV in your own without the TC approval. As Long as it dontbtake video of your neighbour house. As for flat. It’s in the corner. And there’s no house beside it. Except for a staircase. So I can put the Camera facing that side.

The only thing police mentioned is to be alert and inform my neighbours. That’s all. He haven’t message me back since yesterday.

I wonder how can we trap this LS’s. I think it’s time for them to pay their crimes and not just the runners. As the runners suffer. They have their faults as well coz they don’t have any choice. Coz they can’t pay. And much more worst is the threats that they get from them. It’s just a pity to see teenagers doing Runner coz of their mistakes.

If there’s like a device can trace the phone when they call you. It will be very useful in this kind of predicament. And we can able to Cathcart these people even I they are in or out of Singapore.

Thanks for the reply. I’m just waiting for few more days then I can change my bank account number.

If you don't borrow money from them, you will ended in this type of situation ?
Don't busybody.
Let's police do their job.

 

[green72]

Just install n apply TC w yr police report. Once police involve, they got nothing much to chip in.

My case - spf installed cctv at corridor n few day i return TC letter saying illegal n ask me dismantle.
I told him police property, u dismantle lo... lol

TC confirm bochap one. Most likely ur neighbor complain. For me, I inform my neighbor that the CCTV is becoz of my predicament and to protect them too.

 

[green72]

Adam0210,

We understand your anger for the duress they caused. The taking advantage of your financial issues to trap you.

Continue to distance yourself rather than engaging them. Let's not create further problems and channel that anger to do good deeds.

Let's help your I/O and SPF to take them down by providing information everytime you are harassed.

By making Police report, installing CCTV and blocking ALL communications from them is the best pre-emptive strike you can do.

Timing is important, by the time they make their move, you are ready. Without any form of communications, they cannot harass you and render them a toothless tiger. Send runner, once capture face on cctv and get arrested, render them without manpower. Report bank account frozen, render them with no funds.

Remember, 999, is just a call away. This is Singapore.

 

[Adam0210]

If you don't borrow money from them, you will ended in this type of situation ?
Don't busybody.
Let's police do their job.

It was only a thought of mind. As there’s no one in the world that doesn’t need help or assistance. Even insects need that. We can assist SPF on this matter. As we can always keep a lookout for the runners. Or maybe more, the LS themselves. Everyone have only 1 pair of eyes. The more eyes the better.

LS’s will never end. As money is still the main item the we still use for everything. There’s always people in deep trouble that do not have anyone to turn to. It will be different if it’s like on the things that we have is what mine is yours. And what yours is mine. Like sharing is caring.

Just another voice in this forum. Thanks anyway for your help.

 

[bellahanna]

They start to call me and work place. I ignore their calls and watsapps. feel like wanna tell them off if want your money back, collect from me at the police station. haha.. but so far I don't entertain them at all.

 

[CloudClau]

What i did was I bring my police report to my TC the same day I install CCTV. TC approval letter will take a week to receive by then something might already happened.

So install first then apply TC approval. TC a bit slow to such request.No need tell TC about you already install cctv.

As with Police report, you could do it online since UML activities is consider not an emergency or life threatening case even if it's a death threat by msg.

Go bank and do parallel transfer, open new account and close the other. The more reason to do it since got hack. My worry is your account get frozen, then you don't have funds for daily expenses.

install cctv at the gate dun need TC approval , thats what the SPF told me

 

[Curious19]

Hi all, im Malaysian and working in SG. Having some issue with the LS. They contacted me after i submitted online application and i submitted the document and detail. Then my loan approved. Initially they told me monthly loan and now they keep pushing me for weekly payment. When i argue back with them, one of the LS went to my old Malaysia address and wrongly pour the paint to new tenant car and house and stick my picture there. I been contacted by new tenant about this and i told them not aware on this. Since as i know apply legally. I get advise from my one of SG fren and went to office address provided in the website and its fake. My friend told me its illegal lenders. Im willing to pay them the full payment on my next salary since i dont want any trouble. But they keep harassing me, today they say will send someone to JB address and burn the house. Im very confused with what to do. My friend advice not to go SPF. Bcs worried i loose my job. He ask me share here and will get some solution or idea. Seeking a humble request and please help to advice on this..

 

[Mike-2806]

Hi all, im Malaysian and working in SG. Having some issue with the LS. They contacted me after i submitted online application and i submitted the document and detail. Then my loan approved. Initially they told me monthly loan and now they keep
pushing me for weekly payment. When i argue back with them, one of the LS went to my old Malaysia address and wrongly pour the paint to new tenant car and house and stick my picture there. I been contacted by new tenant about this and i told them not aware on this. Since as i know apply legally. I get advise from my one of SG fren and went to office address provided in the website and its fake. My friend told me its illegal lenders. Im willing to pay them the full payment on my next salary since i dont want any trouble. But they keep harassing me, today they say will send someone to JB address and burn the house. Im very confused with what to do. My friend advice not to go SPF. Bcs worried i loose my job. He ask me share here and will get some solution or idea. Seeking a humble request and please help to advice on this..

Honestly your case is more complex for 2 reasons:
Firstly is u are malaysian and u may lose your job if you report to the police.
Secondly the harassment is back in jb. The only good way i personally feel is to negotiate with the LS.Hopefully those steady Ls in the 90s still exist and might let u off.

 

[Messup]

Hi all, im Malaysian and working in SG. Having some issue with the LS. They contacted me after i submitted online application and i submitted the document and detail. Then my loan approved. Initially they told me monthly loan and now they keep pushing me for weekly payment. When i argue back with them, one of the LS went to my old Malaysia address and wrongly pour the paint to new tenant car and house and stick my picture there. I been contacted by new tenant about this and i told them not aware on this. Since as i know apply legally. I get advise from my one of SG fren and went to office address provided in the website and its fake. My friend told me its illegal lenders. Im willing to pay them the full payment on my next salary since i dont want any trouble. But they keep harassing me, today they say will send someone to JB address and burn the house. Im very confused with what to do. My friend advice not to go SPF. Bcs worried i loose my job. He ask me share here and will get some solution or idea. Seeking a humble request and please help to advice on this..

You mean you work in Sg but stay in JB?

That’s why you gave them a JB address.

And you got the loan amount that you actually applied for?

 

[Messup]

Honestly your case is more complex for 2 reasons:
Firstly is u are malaysian and u may lose your job if you report to the police.
Secondly the harassment is back in jb. The only good way i personally feel is to negotiate with the LS.Hopefully those steady Ls in the 90s still exist and might let u off.

Yes, under the sg law now, anyone on workpass found borrowing from illegal LS will be sent back to their country and banned to work here in the future.

I think there is a recent case here not long ago. But no news after.

And the complicated part is indeed the harassment across the border, so kind of tough nut.

 

[delceer]

Hi all, im Malaysian and working in SG. Having some issue with the LS. They contacted me after i submitted online application and i submitted the document and detail. Then my loan approved. Initially they told me monthly loan and now they keep pushing me for weekly payment. When i argue back with them, one of the LS went to my old Malaysia address and wrongly pour the paint to new tenant car and house and stick my picture there. I been contacted by new tenant about this and i told them not aware on this. Since as i know apply legally. I get advise from my one of SG fren and went to office address provided in the website and its fake. My friend told me its illegal lenders. Im willing to pay them the full payment on my next salary since i dont want any trouble. But they keep harassing me, today they say will send someone to JB address and burn the house. Im very confused with what to do. My friend advice not to go SPF. Bcs worried i loose my job. He ask me share here and will get some solution or idea. Seeking a humble request and please help to advice on this..

Siao Liao...
You know how's powerful Ah Long in Malaysia compare to Singapore, no need we talk much about it.
Those steps you saw here in this forum is not applicable to you.
SPF can't help you and SPF has no power go over to JB.
Please make a police report to your Malaysian police and try look for this guy.
I think you know who is him.

 

[Curious19]

You mean you work in Sg but stay in JB?

That’s why you gave them a JB address.

And you got the loan amount that you actually applied for?

They give me 1k instead of 1.5k

 

[Curious19]

Siao Liao...
You know how's powerful Ah Long in Malaysia compare to Singapore, no need we talk much about it.
Those steps you saw here in this forum is not applicable to you.
SPF can't help you and SPF has no power go over to JB.
Please make a police report to your Malaysian police and try look for this guy.
I think you know who is him.

I ustd what your referring too. But i applied thru online website. The company name credit express at Tanjong pagar. Its stated legal lender and all detail printed in website its very detailed and convincing.

 

[Curious19]

Honestly your case is more complex for 2 reasons:
Firstly is u are malaysian and u may lose your job if you report to the police.
Secondly the harassment is back in jb. The only good way i personally feel is to negotiate with the LS.Hopefully those steady Ls in the 90s still exist and might let u off.

But they not nego with me...

 

[Messup]

They give me 1k instead of 1.5k

And you had paid some?

 

[Mike-2806]

But they not nego with me...

If you are able to meet them up.it will be a good start..can u try contacting the police at jb?