Loan Shark Harassment and how to stop it

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Messup

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Hi,my husband enquiry about the loan thru whatsapp,the person said trsf for a small loan and try out firdt,then my hubby rejected cos he want a whole sum of money instead.the conversation ends here.yesterday night his bank got additional $400 from a malay lady’s name. Till now there is no call or msg from the LS yet,anyone encounter this?what should i do the next?

Please go and make a police report. And block all unfamiliar numbers. Meaning don’t answer any unfamiliar calls and inform those NOK that he had given info to them and/or office people.

And close his bank account and open a new one.
 

Henrypoo

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Your brother defaulted his payments?

Go make a police report and tell the delivery guys you never order anything.


He nvr defaulted. Just that he every week defer until he bth. I have caculated. The amt he has paid is more than his principal. You mean tell them u nvr order then the delivery guy will go away?
 

Messup

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He nvr defaulted. Just that he every week defer until he bth. I have caculated. The amt he has paid is more than his principal. You mean tell them u nvr order then the delivery guy will go away?

I mean you guys really didn’t order anything in the first place. Just tell them someone scammed them to send. Best is make a police report (about the harassments and UML activities) and show the delivery guys.

But if your brother didn’t default them, why do they want to harass him? But then again, stop paying them cos you already know it’s never ending.

Just be prepared for whatever they will do next, just call 999 whenever they strike or you see any suspicious people or activities around. Be vigilant
 
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Makminah

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Hi,my husband enquiry about the loan thru whatsapp,the person said trsf for a small loan and try out firdt,then my hubby rejected cos he want a whole sum of money instead.the conversation ends here.yesterday night his bank got additional $400 from a malay lady’s name. Till now there is no call or msg from the LS yet,anyone encounter this?what should i do the next?

Make a police report and block all numbers from the LS. You can choose to return the money or take the money and enjoy. It is advisable to close your acct as they might transfer more money to you. Whatever it is they will still ask you to pay up but more than what they transferred..
 
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Hi,my husband enquiry about the loan thru whatsapp,the person said trsf for a small loan and try out firdt,then my hubby rejected cos he want a whole sum of money instead.the conversation ends here.yesterday night his bank got additional $400 from a malay lady’s name. Till now there is no call or msg from the LS yet,anyone encounter this?what should i do the next?

It's the start of loan scam, make police report, block and ignore.

All the info you need are here. PM if clueless.

FIGHT LOAN SCAMS - http://bit.ly/fightloanscams
 
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Hi can i check. My brother has borrow from uml. And they keep sending food up. Is there any way to stop this? We dont want to pay for food we nvr order.

This is one of their tactics to annoy you and to give in to payment. File report, block and ignore. Tell the food delivery companies to blacklist the ordering number and stop delivering to you.

All the info you need are here. PM if clueless.

FIGHT LOAN SCAMS - http://bit.ly/fightloanscams
 

RemoWorried

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Today an Indian foreign worker came to my house and said someone wants to speak tome and pass his phone to my wife as i am not at home.

The guy then threatened my wife that he will lock my house if i didnt pay. In this situation do i call the police? If i was at home i've definitely hold up the indian man and call the police.. but wifey so cant..
 

derrickgoh

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Today an Indian foreign worker came to my house and said someone wants to speak tome and pass his phone to my wife as i am not at home.

The guy then threatened my wife that he will lock my house if i didnt pay. In this situation do i call the police? If i was at home i've definitely hold up the indian man and call the police.. but wifey so cant..
Tell your wife to snatch his phone & lock the door. Then turn off phone's screen auto lock. Chances are the pundek will run far far away.
 

pls_help_me

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Today an Indian foreign worker came to my house and said someone wants to speak tome and pass his phone to my wife as i am not at home.

The guy then threatened my wife that he will lock my house if i didnt pay. In this situation do i call the police? If i was at home i've definitely hold up the indian man and call the police.. but wifey so cant..

scare tactic lai de, at most they lock, u call spf then they will take immediate action
ls running out of manpower le, nowadays mostly lalamove food delivery etc etc
 

Stupidme2019

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scare tactic lai de, at most they lock, u call spf then they will take immediate action
ls running out of manpower le, nowadays mostly lalamove food delivery etc etc

Mine quiet for 3 days and today come spray paint on my door.....
 

Jejel88

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I got myself tangled in this situation? Will i get into trouble with the police if i told them i took up from the loan sharks? Because right now, i am taking from a new person to cover for my existing loans and i have lost 8k in a span of 4 weeks. I need help



I setup this thread regarding Loanshark harassment. I, myself is not a debtor however to be frank someone in my family does.

I hope to gather more users and people to voice out. The Police are doing a lot to curb this problem. However we must face the fact that this problem had been there for decades. Have faith and trust in our system. It is very hard to eliminate the network, nevertheless if every citizen does their part in cooperating; it is must easier to get to the network.

This is how you can help. If any of your family members owe loan shark money, tell them not to pay up a single cent. Tell them to call the Police Hotline number 1800 225 0000 to transfer you to the relevant department. In which there is a specific department in the West that handle Loan Shark Cases.

In the event that you are the debtor, please refrain from helping the loanshark or fall into their trap to help them in their illegal activities. They will ask you for personal details. E.g. Singpass, ATM card or even ask you to help them distribute brochures or transfer money.

Don’t fall prey to become a target by the loanshark syndicate. In the event that you can’t make payment they will ask you to work for them to pay off your debts. Don’t do it. Owing money doesn’t resort in a death penalty, jail sentence or caning. However if you are debtors turn assistors, the punishment is very severe. You, yourself will in turn from a victim become a criminal.

Under the Moneylenders Act 2010 (Revised Edition), first-time offenders found guilty of carrying on the business as an unlicensed moneylender or assisting in the business of unlicensed moneylending may be fined not less than $30,000 and not more $300,000, be imprisoned for a term not exceeding four years and shall also be liable to be punished with caning not more than six strokes. First time offender found guilty of loanshark harassment shall be punished with imprisonment for a term of up to 5 years, a fine of not less than $5,000 and not more than $50,000, and shall also be liable to caning of not less than 3 and not more than 6 strokes.

You have heard of the saying, 明知道老虎会咬人,你还一直喂他,那就是自寻死路。
If you are a debtor, please don’t blame yourself for what happen. If you are not desperate, you won’t be borrowing from them. Seek your family understanding. Sometime you would feel helpless, you are loss, you always trying to source money to meet payment, the pain and psychological torture is unbearable. But please face the fact; this is never the end of life.

Don’t pay them; it is not against the law not to pay them. They will threaten to report on you and use a lot of threatening message to make you pay or work for them. But come to think of it, when did they show up to receive the payment in person. It is always through Bank Transfer. Ask yourself why.

Learn to understand the situation you are in, accept it. And be true to your family about the money lending matter. Call NPCG for counselling in the event that your family members don’t understand.

The methodology that they used is always to instill fear in their victims. And from the news you would know that many loan shark always are so notorious. But come to think of it, who are the one that are being used by them. Who are the one that are doing the dirty job? The debtors are always the one.
Ask yourself a question, why does the Police always so reactive towards the loan shark? It is because the loan sharks are always under the veil. They used the debtors as smoke screen.

What will happen in the event you don’t pay up?
They will spray paint at your house, disturb your neighbor, disgrace you, humiliate you and shame you. These are the tactics that they used. So how bad can this be? Do you want your life back again? Or do you want to live in a lifetime full of fear. I will be very honest with you. My father had been feeding the tiger for years and finally now, he decide to heel the Police advice and stop paying and cooperate with them.

You are not the only one suffering if you continue to pay. Think about your family for the long term. Do you want them to suffer with you for 10 year, 20 years, worrying about money? Think about it. Do you want to be partner in crime? Or do you want a lifelong happiness with your family. If you really care for your family members, you should know the right thing to do. If you are scares you can always post on the forum or talk to someone regarding the case.

I believe if we unite as one, we can accomplish more. If you are young, bold, adventurous, please feel free to voice out. We can always spend some time to help one another. We can help family by family if we have more manpower. The debtors need people to talk to. The family members need assurance and comfort. We don’t blame other for not helping us, if we are not helping ourselves. We don’t need to resort to violence; we want to build a peaceful community for everyone to live in.

And again, I need more people and more support to discuss matter and also plan to help other out.

Thank you for your time in reading this.
 

Messup

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I got myself tangled in this situation? Will i get into trouble with the police if i told them i took up from the loan sharks? Because right now, i am taking from a new person to cover for my existing loans and i have lost 8k in a span of 4 weeks. I need help

Are you Singaporean? If yes, then you are quite safe for reporting to the police. If no, then will be tricky.

I mean for the police part only, but you got to embrace what may come from the LS.
 

Jejel88

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Yes I’m Singaporean. Just want to know, what is the worst that could haooen? I cannot afford to keep paying and not clearing anything. Some of these people just whatsapp me a bank acc number and amount. Then they just say must transfer by 6pm. I don’t know what should i do.


Are you Singaporean? If yes, then you are quite safe for reporting to the police. If no, then will be tricky.

I mean for the police part only, but you got to embrace what may come from the LS.
 

Messup

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Yes I’m Singaporean. Just want to know, what is the worst that could haooen? I cannot afford to keep paying and not clearing anything. Some of these people just whatsapp me a bank acc number and amount. Then they just say must transfer by 6pm. I don’t know what should i do.

So you managed to take a loan from them?

Whatever it is, report to the police.

Some of the basic things to do are:

1) report to police
2) block them and stop communicating with them
3) embrace for whatever that may happen
4) be vigilant and report any suspicious persons
5) close and change account numbers
 
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