Loan Shark Harassment and how to stop it

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Curioustranger

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Hello there bro, firstly chill and DO NOT make any defer payment anymore. When this goes on, it will be hard to stop as they will do a “force loan” and all. Please make a police report online https://eservices.police.gov.sg/con...498.63988157.1560178684-1451049683.1521187332
Secondly get a cctv. &, close your bank account as to prevent them from xfer anymore money to your account. This is sg and they dare not to do anything to your wife. All these are just useless runners that work for loanshark, but only threaten. Most importantly bro, if you see any suspicious or unfamiliar faces immediately dial 999. Wait no longer!
Stay safe and take care.

hi,i am one of the victims to UML. inquired about a loan thru whatsapp, pass them singpass, NOKs account number. to make it short today is the due date for payment. i have no intention to make any payments and before payment i saw 2 unfamiliar person roaming around my corridor. then when i went down, 2 more unfamiliar faces. 1 followed me till the traffic light where i decided to turn around and go another route... thinking for the safety of my wife i made the defer payment and till now no signs of unfamiliar faces ard. how do you get around this f*ckuers. need a helping hand here. tq.
 
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toms10

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hi thanks for e reply, my only worry is my NOKs... worried they will be harrass too... for those whom stopped payments, mind sharing what are the experience/events that took place in the event we stop to pay...tq
 

Curioustranger

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No prob! They will definitely call your office and NOK if you stop replying / paying them. But stay calm, ask your NOK don’t pick up. As for your office if they call, ask your colleagues to answer and lie to them that this person is no longer working here anymore. For those that did not pay most to most they will send someone over to your place take photo & use that photo to send you & threaten you so you’ll pay more and do what as told. But DON’T FALL FOR THIS TRICK! And as for some (not all) unlucky borrowers that didn’t make payment, LS will send their useless runner up to splash paint. That’s why you’ve to install CCTV for safety purposes.

hi thanks for e reply, my only worry is my NOKs... worried they will be harrass too... for those whom stopped payments, mind sharing what are the experience/events that took place in the event we stop to pay...tq
 
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throwaway00

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Hi, sorry to hear this. Don’t pay, and close your hubby bank acct! If not they will keep xfer money into his acct. Install a CCTV. Don’t reply to their text or call anymore. Please lodge a online report here, no worries your detail will be safe, the IO will call your husb ASAP to understand more about his situation.

& how can the police man said too?! It’s too much!!
Alrdy done the cctv up, ignored n oso closed bank acc. Oso made several reports. But sadly since they ssaid they cant do anythin abt the LML since they r legal. They r not wrong to come up.
Also said the UML cant force us to borrow from the LML what.. u can alwys say no.

Yes no. But who can understand the fear & threats.
 

Curioustranger

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Firstly I apologise for misreading it.
Is a scam right? Saying that you guys have taken up a loan yet didn’t pay them. My dad faced this issue just early this year and that’s how I found this thread so useful. But my dad did shouted back and f at them saying if you have any prove then come on to show me the “loan” I took up, as he did not even take up any loan at all. End up the unknown LS hang up the call.
Omg you guys should not even loan from LML to pay the loan to UML that you guys did not loan from them in the first place and should fight back. Oh dear! But LML you’ve pay no matter what and accordingly if you can’t make any pmt atm you may speak with the LML officer regarding the monthly repayment issue but definitely I’m sure there’ll be interest rate involved. Otherwise they’ll come up or even take legal action towards this, so it’ll be good that you give them a call or drop by their office to talk about this issue.
All these police officers are just useless enough that they didn’t even put themselves in the shoe to feel how it is to feel this way. Fùcked up much.

Alrdy done the cctv up, ignored n oso closed bank acc. Oso made several reports. But sadly since they ssaid they cant do anythin abt the LML since they r legal. They r not wrong to come up.
Also said the UML cant force us to borrow from the LML what.. u can alwys say no.

Yes no. But who can understand the fear & threats.
 
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throwaway00

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Firstly I apologise for misreading it.
Is a scam right? Saying that you guys have taken up a loan yet didn’t pay them. My dad faced this issue just early this year and that’s how I found this thread so useful. But my dad did shouted back and f at them saying if you have any prove then come on to show me the “loan” I took up, as he did not even take up any loan at all. End up the unknown LS hang up the call.
Omg you guys should not even loan from LML to pay the loan to UML that you guys did not loan from them in the first place and should fight back. Oh dear! But LML you’ve pay no matter what and accordingly if you can’t make any pmt atm you may speak with the LML officer regarding the monthly repayment issue but definitely I’m sure there’ll be interest rate involved. Otherwise they’ll come up or even take legal action towards this, so it’ll be good that you give them a call or drop by their office to talk about this issue.
All these police officers are just useless enough that they didn’t even put themselves in the shoe to feel how it is to feel this way. Fùcked up much.

Yes the LML was forced by the UML.
We did try to nego. But they said NO. They want full sum ASAP. Despite my hub paying up 20%.
They even came up twice everyday.

Logically my hub should not even have borrowed from the LML but the UML harass his whole family my whole family and his office also. The stress is there.
 

toms10

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Yes. I loan also that point of moment because i'm really totally broke to go work, so i jst take a small loan wth them as long as the money i can cover fr my daily expenses on working till i get my salary i'm ok wth it. Nw, i've experience lending money wth those scumbags, after this there's no more borrowing. Life ruined & miserable

hi, do they still harrassing u?
 

Curioustranger

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And now i got 6 missed calls from a private number. What should i do.
Hello there, please stay calm. Just don’t pick up. Definitely they will be spamming you with calls, it shall stop sooner or later once they have found another new target victim. Ask your NOK don’t pick up unknown or private number calls as it’s high likely be them.
As for LML, you’ve call & speak to them. If it unsuccessful, then you may consider to look for Adullum Life Counselling to speak about the issue you’re having.

Please read guys.

For sms, if you using android phone ( not familiar with iphone) under sms -> settings -> block messages -> block phrases. You can add common phrases they use.

For calls, you can install an app called Call Blocker by Vlad Lee. Just set to block all calls except on your contact list.

For Whatsapp, can report and block only.I hope whatsapp updates with feature to prevent anyone from adding you to a group and block any unknown number not on our contact list.

Like I said before, our Govt bodies with telcos need to collaborate to stop this menace. It's getting out of hand.
 
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throwaway00

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But i jus chg my no. Last week only. So fast happen again?

It wont be from any govt agency right?
 

Super lost

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Oh.. LS just inform that if he don't receive the $ by 9pm, standby to guard your hse. Threat or just scaring...? Am worry nw

If u really worry then install CCTV outside.. it will at least make the runner think twice b4 he wants to throw paint.. if he really throw then download the footage and give it to the police... that him go in seat for good
 

vipertay88

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Hi bros,

I will like to ask about LML. If you don't pay them, what will they do? They will send debt collectors to your house and company?

Because my friend said that maybe the law has changed. Recently about 2 weeks ago, he did not pay them and no debt collectors went up his house and office. Only call him and send letters.

Can any bros verify?
Thanks
 

Super lost

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hi thanks for e reply, my only worry is my NOKs... worried they will be harrass too... for those whom stopped payments, mind sharing what are the experience/events that took place in the event we stop to pay...tq

As mention if u see any unfamiliar faces do call the police let the police to screen them. I had stop payment early this yr and also got alot of calls and harassment both my family and office... I even got free paint work for my door .. but I just simply dun care and leg the police to the job ... and now I able to get back to my normal life ...so dun ever give in to them.
 

Messup

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But i jus chg my no. Last week only. So fast happen again?

It wont be from any govt agency right?

It could be a recycled number. Anyway, those private number calls should be soliciting for you to “support” them for loans. Just ignore or cancel the call.

If you are curious who is calling, then just answer, listen to what the caller say and hang up.

I know it quite irritating and makes you panariod when you are in this situation. Hang in there and stay strong!
 

throwaway00

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It could be a recycled number. Anyway, those private number calls should be soliciting for you to “support” them for loans. Just ignore or cancel the call.

If you are curious who is calling, then just answer, listen to what the caller say and hang up.

I know it quite irritating and makes you panariod when you are in this situation. Hang in there and stay strong!

Yes! Everytime something happen my heart skip a beat. Like a mini heart attack. Like now im afraid to go home. I rather hang around outside den at home in fear someone comes knocking.
 

Messup

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Yes! Everytime something happen my heart skip a beat. Like a mini heart attack. Like now im afraid to go home. I rather hang around outside den at home in fear someone comes knocking.

I know how you are feeling, very jumpy with the slightest sound especially knocking of doors or any commotion outside the house.

Phone rings or msg coming in also makes the heart skip a beat.

Try to churn your fears or anxiety into anger, be brave and prepared for whatever that “may” happen and get on with life.

All the best.
 
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