I think you are the one being dumb
You dont know how things works
1) this is how the UML works. they squeeze you every single cent base on your fear and embarassment. You think they care about getting back $1000 for a $800 loan ? thats pathethic $200. No they want is to get back $10,000 for a $800 loan.
2) you think so simple ask your friend report police thats all ? Let me tell you, report to police is
TOTOALLY USELESS What you think the police can do ? Give your friend 24 hours protection ? Stand guard outside her house 24 hours ? Go and arrest the UML ?



x1000
So your suggestion is to let them squeeze u until u paid 10k for a $800 loan? and cannot ever report police, becoz they are totally useless?
Give something more constructive than to tell me its useless or whatever, I'm seeking advise based on others past experiences to see what can b done to further help a friend, if report police dun work, what will?
its not like I dunno how UML work, squeezing money out of ppl based of fear or whatever, based on your reply, are u implying to let them squeeze? if you can give me the money I dun mind letting my friend to keep paying them though.
Defer doesn't work, if they want defer then I would not suggest paying a single cent is what I told my friend, first its either they want to get back their money and make a compromise or nothing at all. if they want to stubbornly threaten or do whatever they want to do to get that deferment plans to work, then reporting police is the only option, becoz unless u can give me their address and office address (I would go burn them myself) or the other option is to have police to investigate the matter. no, I dun think the police will be providing 24/7 protection or whatever, but at least if enough time is given and if the UML are so notorious enough to do all those threats and fulfill it, then at least police can somehow get them.
I mentioned that they are dumb, because if their motive to get more money, which they already did, and the total interests they had collected from my friend alone is around 1000 out of the 800 already, and for this deferment to continue on, its just ridiculous.. so now its either instalment in which they can earn 200 more to pay this off or no money, becoz cannot defer anymore. further continuing the deferment will be reaching 1000% of interest or whatever. So its either that instalment or nothing, they can choose themselves to blow the matter where both side die together, or settle peacefully and let the instalment plan work instead of the deferment plan. they already be collecting 2000 out of a 800 loan.
So if they dun wan their money, then let them be and blow matters up. they choose their own path out. And if they wan the money, then make a compromise, and things get settled peacefully. or report police, let police handle and they also wont get a single cent back.
I think the dumb one will be you, because you are implying to continue to let them do whatever they want to you/friends/family, and that reporting police is useless. you are suggesting to do whatever they say, and let them be and continue their way onto you and/or anyone else who is in the same predicament.
As much as my friend want to settle this as peacefully as possible, and also within her own means and capacity, I think somewhere along that line there can be a little compromise since she showing them that she is still sincere to pay them back and wants to settle things as peacefully as possible. and if they fail to understand that, and forcing her to a corner.. and when ppl get desperate, you nvr know what will happen...
And
YOU are not helping in any situation based on your reply.
if you think you are smarter and know better than all of us here, the police, the UML, then show it and share it. If not, then shut it.