Yes bro we same boat..i quit my precious job cos i work in stat board..during the period of also try very hard to contain the debts without anyone knowing..weekend i drive taxi 15hrs a day just to pay all the loan.Honestly, I've been through and done that with 8 LS for more than 5 figures, don't expect them to do nothing. Instead, prepare for the worst and brave through it.
1st, We all know that even by repaying them, there will be no ending, so DO NOT PAY THEM ANYMORE. Keep the money for your family livelihood.
2nd, They capitalize on our fear factor to squeeze the endless payment from us. So, show them you have nothing to fear anymore. Tell them the moment you decide to take LS, you already prepare to face the nuisance from them.
3rd, Yes, they may call your office to make you lose your job. Lets take a step back and think, during the 6 months while I was trying to contain the LS payment, my monthly salary has been sucked dry, and further incurred more loans. It was worst than not working. Hence I decided to go back to zero base, lose my job and no income, but at least I have "no more debts" and won't incur new debts. I started on a new job with lower income, every cents of my salary, i get to keep it for my family.
4th, how many times can they harass you? once twice? Bear in mind that every time they splash paint on your door or graffiti on your wall, they have to spend 100 to 150. Hence it will just be once or twice if your amount is not too big. Furthermore, the one that splash paint are debtor turn runner, once he saw your door is splashed by earlier LS, he will not do it but instead simply take a picture for his boss to "prove job is done".
5th Fully agreed with all the bros and sisters here, family moral support is important. Come clean with your NOK and rest assure you will have no more fear in your heart.
My advice is they they threaten u to disturb yr workplace let it be.worse case quit n find a new job..don't let them suck u dry