Loan Shark Harassment and how to stop it

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Louis0902

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Loan $1000 on the 4th. He said make $5200 for total and I did... the next day he called and say need another $1600 because I got 2 line each $500 so 500 pay 800. Then he say $5200 only late payment and interest.... he took my Singpass and address and 3 next of kin number...
What loan u took? 1k pay 5.2k????? Change ur singpass immediately and tell ur NOK about it in case the ah long contact them... Tell them to block or reject unfamiliar number loh.... For ur work place tell then u being scam or u resign urself...
 

minminzx

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What loan u took? 1k pay 5.2k????? Change ur singpass immediately and tell ur NOK about it in case the ah long contact them... Tell them to block or reject unfamiliar number loh.... For ur work place tell then u being scam or u resign urself...
because I loan on the 4th, but I skip all the payments I only paid $600. And on the 21st I clear all. I asked them how much I have to pay to cut off, they tell me 5.2k. The next day they called up and say $5.2k is only the late payment charges and interest. I have to pay another $1.6k for the amount I borrowed..
 

Stressout123

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UPDATE:

So Ah Long did contact my NOK again, asking about me/my friend. My NOK demanded payment to release my/my friend's whereabouts with the kind of profound confidence afforded only by someone whose address is not known to criminals.

I won't go into detail, but my NOK convinced him that he would split the money I/my friend owe him with the ah long if he found me/my friend. It involved a charming conversation in Hokkien, a couple of ambiguous pictures of me/my friend and a few fake screenshots. Ah long said he would check with his boss and when he didn't respond after a few hours, we thought we had been caught, so we lost interest. Nobody is that stupid.

We were wrong! He is that stupid! So now my NOK has an additional 500$ in his bank account as deposit to look for me/my friend. Didn't even ask for his details. Legit just transferred money as payment. Granted, it wasn't as much as what we demanded, but it's going behind the pub like the first one.

INPUT PLEASE.

Have some drink and watch some world cup
 

Stressout123

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Ytd is the first due date. Was told loan 600 pay 900. After that I stop paying do I need to go to al hotline? I’m afraid they will disturb my family and call my nok.

tbh, the more you pay the more you pay the more they will try to milk you, as they find it easy to scare you into giving them more.*
As per forum standard suggestion, not to make anymore payment. Make the police report (give all contact info, bank account info), inform NOK, install cam (if necessary).
If you dont know how to tell NOK, just let them know ur IC lost and start receiving these call (i think this most standard ans here)
These UML pray on your fear. You gotta stand up and not be afraid. The last time my UML called me. I told him since i freeze your bank account, why not meet up and I pay you cash with all interest. I gave him location at coffee shop near police post, he say he contact again. After that no sound no picture from him. Just carry on with life and be on look out for suspicious ppl loitering around.
And no such thing as bank jam because u transfer full amount. Or bank full. If not open bank account for what?
 

Stressout123

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because I loan on the 4th, but I skip all the payments I only paid $600. And on the 21st I clear all. I asked them how much I have to pay to cut off, they tell me 5.2k. The next day they called up and say $5.2k is only the late payment charges and interest. I have to pay another $1.6k for the amount I borrowed..

520%!? U are seriously thinking of paying? Suggestion, police report, close bank acc, inform NOK/ office. If you think about it the most they will do for office is to call, no runner will seriously go look for u at office, human flow is high cam is every where. Which runner will take the risk
 

minminzx

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520%!? U are seriously thinking of paying? Suggestion, police report, close bank acc, inform NOK/ office. If you think about it the most they will do for office is to call, no runner will seriously go look for u at office, human flow is high cam is every where. Which runner will take the risk
Yeah I did all.. prepare for harassment only...
 

Crabx321

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He straight away ignore see Nv even reply -.-

Told u so they will give all lame excuses or avoid u then last min ask u trf which only gives u about 15mins grace.... Once u can't make it..... Consider late liao....
Been a month plus so far my door is still OK...
 

Crabx321

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So I just report police tml. Then I tell my family I lost my ic, is afraid the AL post video and all.. cos they got video call

tbh, the more you pay the more you pay the more they will try to milk you, as they find it easy to scare you into giving them more.*
As per forum standard suggestion, not to make anymore payment. Make the police report (give all contact info, bank account info), inform NOK, install cam (if necessary).
If you dont know how to tell NOK, just let them know ur IC lost and start receiving these call (i think this most standard ans here)
These UML pray on your fear. You gotta stand up and not be afraid. The last time my UML called me. I told him since i freeze your bank account, why not meet up and I pay you cash with all interest. I gave him location at coffee shop near police post, he say he contact again. After that no sound no picture from him. Just carry on with life and be on look out for suspicious ppl loitering around.
And no such thing as bank jam because u transfer full amount. Or bank full. If not open bank account for what?
 

Crabx321

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I paid only $300 for loan of $600 which they ask me pay $900, now is if I tell my family lost ic Thn how come I never make police report and why they got their number? And they send video of me talking or photo of me taking ic? I ytd keep spamming him to give me an account number and amount to clear everything. He just totally bluetick and don’t reply. My parents both got depression. Afraid they cannot take it.


tbh, the more you pay the more you pay the more they will try to milk you, as they find it easy to scare you into giving them more.*
As per forum standard suggestion, not to make anymore payment. Make the police report (give all contact info, bank account info), inform NOK, install cam (if necessary).
If you dont know how to tell NOK, just let them know ur IC lost and start receiving these call (i think this most standard ans here)
These UML pray on your fear. You gotta stand up and not be afraid. The last time my UML called me. I told him since i freeze your bank account, why not meet up and I pay you cash with all interest. I gave him location at coffee shop near police post, he say he contact again. After that no sound no picture from him. Just carry on with life and be on look out for suspicious ppl loitering around.
And no such thing as bank jam because u transfer full amount. Or bank full. If not open bank account for what?
 
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Crabx321

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I still have license moneylender to clear abt 3k thn plus my bank loan and credit card. It’s because I make a stupid mistake to own a car.. thn starting it’s okay.. when it keep break down and spoil.. getting more and more money out of me. So that’s why.. I from 50-60k till now 10k+ take abt 4-5yrs. Thn for almost 6-7mths no job.. just currently get an offer that just started 2 weeks. Thn I cannot take it.. no one wants to lend me to tide till my pay come.. which is pro rated.. so hais.. make another mistake..
 

Stressout123

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I paid only $300 for loan of $600 which they ask me pay $900, now is if I tell my family lost ic Thn how come I never make police report and why they got their number? And they send video of me talking or photo of me taking ic? I ytd keep spamming him to give me an account number and amount to clear everything. He just totally bluetick and don’t reply. My parents both got depression. Afraid they cannot take it.

U shld also private ur social media if u have any. A simple google can search for ur number all these things if u ever posted on social media before. Best is go make police report with all details about ah long already and stay calm and take it a day at a time
 

Stressout123

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I still have license moneylender to clear abt 3k thn plus my bank loan and credit card. It’s because I make a stupid mistake to own a car.. thn starting it’s okay.. when it keep break down and spoil.. getting more and more money out of me. So that’s why.. I from 50-60k till now 10k+ take abt 4-5yrs. Thn for almost 6-7mths no job.. just currently get an offer that just started 2 weeks. Thn I cannot take it.. no one wants to lend me to tide till my pay come.. which is pro rated.. so hais.. make another mistake..

License even more have to work within boundary of law. If not will revoke. I think every1 here made the mistake. Important is stay calm and start make amends to return to normal. Keep it a day at a time. Can be frustrating when ah long spam call. But just ignore n block, let police handle. Can get cam to monitor ur door area. Got suspicious ppl just give police handle.
 

Ray1969

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I still have license moneylender to clear abt 3k thn plus my bank loan and credit card. It’s because I make a stupid mistake to own a car.. thn starting it’s okay.. when it keep break down and spoil.. getting more and more money out of me. So that’s why.. I from 50-60k till now 10k+ take abt 4-5yrs. Thn for almost 6-7mths no job.. just currently get an offer that just started 2 weeks. Thn I cannot take it.. no one wants to lend me to tide till my pay come.. which is pro rated.. so hais.. make another mistake..

If you need help to negotiate with licensed moneylenders on a affordable repayment plan, you may call up Blessed Grace Social Service. They will speak on your behalf with the LML. Their service is free. They will also put you in a support group to help you through LS matter.
 

BaconHam

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Hello, ive been following this thread for a while.

I was stuck on this acct. Similar to some, the LS will ask if i want to defer but didnt give any acct num.

Initially i had the amt to pay for principle (2k) and i asked for 1 week to find the balance. But he insist i mus clear int if not i cannot pay Principle.

The amt kept rolling. He didn't give acct num n i jus let it flow. When i felt amiss, i asked him to quote a lump sum to clear but he took days to tell n soon, its due again.

I decided to give up because i felt scammed. Tbh, borrow n pay with interest is the deal we accepted n should honour. But i do not want to be taken advantage of.

I have 2 friends who stopped paying n encouraged me to do so.

So i went to close my accts and reported to police. I went for interview n IO helped to req for cctv to be installed cause i have kids at home.

I havent block the calls i just let him bomb. I didnt listen to his voice msgs too. I knw the more i listen, the more i get worried.

I do fear but theres ntg more i can do but to push on.

Not sure how long it's gonna take but im trying.
 

Crabx321

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Okays. But I got no courage to go to police station myself... I’m thinking how to break the news to my family and gf.. really can’t sleep well and can’t eat well..
since Long when I create the account I private already
U shld also private ur social media if u have any. A simple google can search for ur number all these things if u ever posted on social media before. Best is go make police report with all details about ah long already and stay calm and take it a day at a time
 

Crabx321

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Really is possible? I think I will lose my current job. I just started like 2 weeks only


If you need help to negotiate with licensed moneylenders on a affordable repayment plan, you may call up Blessed Grace Social Service. They will speak on your behalf with the LML. Their service is free. They will also put you in a support group to help you through LS matter.
 

Louis0902

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Be strong bro..... Most of us went through this..... Stop paying them is the right way...yes we wanted to honour the loan we take but the ah long are giving a hard time and suckibg it more.... Enough is enough just have to have this mindset.. Goodluck
Hello, ive been following this thread for a while.

I was stuck on this acct. Similar to some, the LS will ask if i want to defer but didnt give any acct num.

Initially i had the amt to pay for principle (2k) and i asked for 1 week to find the balance. But he insist i mus clear int if not i cannot pay Principle.

The amt kept rolling. He didn't give acct num n i jus let it flow. When i felt amiss, i asked him to quote a lump sum to clear but he took days to tell n soon, its due again.

I decided to give up because i felt scammed. Tbh, borrow n pay with interest is the deal we accepted n should honour. But i do not want to be taken advantage of.

I have 2 friends who stopped paying n encouraged me to do so.

So i went to close my accts and reported to police. I went for interview n IO helped to req for cctv to be installed cause i have kids at home.

I havent block the calls i just let him bomb. I didnt listen to his voice msgs too. I knw the more i listen, the more i get worried.

I do fear but theres ntg more i can do but to push on.

Not sure how long it's gonna take but im trying.
 

BaconHam

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Really is possible? I think I will lose my current job. I just started like 2 weeks only

Yes possible. My friend went n they helped to nego installments. He kept by it for 1.5 yrs liao. Gg to clear off everything in mths time. LML is easier to handle.
 

Crabx321

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I honour my word. But the AL mia see my msg all dw reply. So now no choice have to report to police. But go police station tell the police what?


Be strong bro..... Most of us went through this..... Stop paying them is the right way...yes we wanted to honour the loan we take but the ah long are giving a hard time and suckibg it more.... Enough is enough just have to have this mindset.. Goodluck
 

Crabx321

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I’m sure it’s easier of cos. Mine left $616, $800, $1000 and my bank $12000


Yes possible. My friend went n they helped to nego installments. He kept by it for 1.5 yrs liao. Gg to clear off everything in mths time. LML is easier to handle.
 
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