Loan Shark Harassment and how to stop it

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khunjuno

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Hi all,

Just wanted to share my ongoing story as well...

Some time back got loan from ah Long... 1 become 2, 2 become 3, now owe 6 ah Long money, ranging from $350 to $2k. Thing is, I haven’t been able to clear my loans, some clear partially, most of them just keep deferring because either they no account or I not enough money to pay them their clear amount. All started from weekly trial loan with promises for bigger loan... sigh.

Coming to my breaking point because I can’t afford to even defer them now. Searched for some help online and found this thread, thankfully there are many people who gone through the same as I did.

So from what I gather...

1) stop paying them, endure the harassment and eventually it’ll go away?

2) report to police for any harassment and vandalism

3) inform NOK and company about the issue
- this one I find hardest to do because of the humiliation and stigma which comes with borrowing money from loansharks.

This coming Wednesday supposed to clear one of my loans, knowing the guy, most likely will ask me to defer. If I stop paying, he will be the first. What should I expect?
 

Stressout123

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Hi all,

Just wanted to share my ongoing story as well...

Some time back got loan from ah Long... 1 become 2, 2 become 3, now owe 6 ah Long money, ranging from $350 to $2k. Thing is, I haven’t been able to clear my loans, some clear partially, most of them just keep deferring because either they no account or I not enough money to pay them their clear amount. All started from weekly trial loan with promises for bigger loan... sigh.

Coming to my breaking point because I can’t afford to even defer them now. Searched for some help online and found this thread, thankfully there are many people who gone through the same as I did.

So from what I gather...

1) stop paying them, endure the harassment and eventually it’ll go away?

2) report to police for any harassment and vandalism

3) inform NOK and company about the issue
- this one I find hardest to do because of the humiliation and stigma which comes with borrowing money from loansharks.

This coming Wednesday supposed to clear one of my loans, knowing the guy, most likely will ask me to defer. If I stop paying, he will be the first. What should I expect?

Since you read thru, then got to know first step if to make that police report. Close your bank account to prevent unnesscary transfer (remember if they use ur account you can be charged as runner already). You make want to get a cam to monitor ur corridor area. Inform nok and office. May want to private or close ur social media.

You will recieve spam calls and sms/ whatsapp. They will raised their voice scold valgur, scare you into paying. All they can do is to instil fear into you, and if they do they can continue to milk more money from you. Just block and ignore them. If they can't find you they will try contact ur nok and do the same thing. Block and ignore also. Once they know they can't milk more money from you, they will just move on to the next victim. And they cycle starts again.
 
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Jjlin1205

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Hi all,

Just wanted to share my ongoing story as well...

Some time back got loan from ah Long... 1 become 2, 2 become 3, now owe 6 ah Long money, ranging from $350 to $2k. Thing is, I haven’t been able to clear my loans, some clear partially, most of them just keep deferring because either they no account or I not enough money to pay them their clear amount. All started from weekly trial loan with promises for bigger loan... sigh.

Coming to my breaking point because I can’t afford to even defer them now. Searched for some help online and found this thread, thankfully there are many people who gone through the same as I did.

So from what I gather...

1) stop paying them, endure the harassment and eventually it’ll go away?

2) report to police for any harassment and vandalism

3) inform NOK and company about the issue
- this one I find hardest to do because of the humiliation and stigma which comes with borrowing money from loansharks.

This coming Wednesday supposed to clear one of my loans, knowing the guy, most likely will ask me to defer. If I stop paying, he will be the first. What should I expect?

Expect the worse la bro..u take their money and u expect they will be polite and ask u for money back.u will be numb after awhile la..splash paint fire lock gate pic of u send Ard neighbour etc..
 

BaconHam

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Hi all,

Just wanted to share my ongoing story as well...

Some time back got loan from ah Long... 1 become 2, 2 become 3, now owe 6 ah Long money, ranging from $350 to $2k. Thing is, I haven’t been able to clear my loans, some clear partially, most of them just keep deferring because either they no account or I not enough money to pay them their clear amount. All started from weekly trial loan with promises for bigger loan... sigh.

Coming to my breaking point because I can’t afford to even defer them now. Searched for some help online and found this thread, thankfully there are many people who gone through the same as I did.

So from what I gather...

1) stop paying them, endure the harassment and eventually it’ll go away?

2) report to police for any harassment and vandalism

3) inform NOK and company about the issue
- this one I find hardest to do because of the humiliation and stigma which comes with borrowing money from loansharks.

This coming Wednesday supposed to clear one of my loans, knowing the guy, most likely will ask me to defer. If I stop paying, he will be the first. What should I expect?

Take a day leave tdy because loan is due on wed..

Get a new line. I tried using my old one. But i tell u... Its the same. They chg numbers n start bombing u

Best is to jus chg a new line so u wont get to see those msgs.

U dont want to get urself affected on wed cause initial stages r the worst.

Then u shud close bank acct..
Report police with all the msgs, loan amt, acct numbers ready

That shud take u 3/4 of the day

Then have a dinner with nok n share ur story n the steps u taken.

Jus sleep well for the battle on wed.
 

Gooners

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Hi all,

Just wanted to share my ongoing story as well...

Some time back got loan from ah Long... 1 become 2, 2 become 3, now owe 6 ah Long money, ranging from $350 to $2k. Thing is, I haven’t been able to clear my loans, some clear partially, most of them just keep deferring because either they no account or I not enough money to pay them their clear amount. All started from weekly trial loan with promises for bigger loan... sigh.

Coming to my breaking point because I can’t afford to even defer them now. Searched for some help online and found this thread, thankfully there are many people who gone through the same as I did.

So from what I gather...

1) stop paying them, endure the harassment and eventually it’ll go away?

2) report to police for any harassment and vandalism

3) inform NOK and company about the issue
- this one I find hardest to do because of the humiliation and stigma which comes with borrowing money from loansharks.

This coming Wednesday supposed to clear one of my loans, knowing the guy, most likely will ask me to defer. If I stop paying, he will be the first. What should I expect?

First, brace yourself for the harassment calls that start coming. He will also most definitely call your NOKs and even shout vulgarities at you and your NOKs. But important thing is not to get in contact and talk to the ah long; cut off all communications with them. The loan sharks are hiding in the dark and we are out there and the moment we stop getting in contact with the loan sharks, they are more panicked than us. That is why they resorted to all those harassment tactics to get us out and communicate with them again.

Secondly, you definitely have to let your NOKs know what happen. You rather let them know early than them having a shock and start panicking when ah longs start to call them and harass them. If possible, get someone close to your NOKs to accompany you to talk to them.

Then, just bear with all the stuff that might come from the ah longs and ride out the whole ordeal. Might be a few days or a few weeks but definitely the harassment will end when the ah longs knew they are not going to get anything from you again. They wont waste their time on doing something which is not going to reap rewards for them and they will move on to try their luck on other victims.
 

bendi85

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Guys my wife stupidly reply a loan sms ad and ask for $500 loan.
Now we want to return the money with interest, but the LS keep delaying to tell us his acc num.
I’m very worried that he will not accept our payment and keep delaying.
 

Ray1969

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Guys my wife stupidly reply a loan sms ad and ask for $500 loan.
Now we want to return the money with interest, but the LS keep delaying to tell us his acc num.
I’m very worried that he will not accept our payment and keep delaying.

No need to worry, LS for sure will ask you to defer payment. I heard a bro's testimony, LS told him to defer 20 times then can full settle. But even after 20 times whether can full settle or Not, it's still a big "?".
 

Harrassed

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I think the scars will be there for life. When I was inside, i saw some inmates use the towel to cover their backside arethose who have the scars. very obvious.

And there was one who went for caning, come back still can sit on the butt, jump here jump there, smile and laugh as tough no pain at all. Dunno is act gungho or really now the caning standard drop

Acting skills must be tip top and sibei gao lun. Even when I tried not to show too much expression, the tears still flowed, no way to control. The scars stay with you for life, physically and mentally.
I am trying very hard to stay out of trouble now, following instructions given by IO to the word. I don’t want to go in again man. But if the LS push me too much, and if I catch the runner (innocent or not), very hard to guarantee anything. I just hope that day won’t come.
 

Jjlin1205

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Guys my wife stupidly reply a loan sms ad and ask for $500 loan.
Now we want to return the money with interest, but the LS keep delaying to tell us his acc num.
I’m very worried that he will not accept our payment and keep delaying.

U tell him either u take bk the 500 or tell him u pay others loanshark coz u already own alot outside..if he kpkp u. Must kpkp back.dont show yr fear..
 
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Jjlin1205

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Hahaha. Guess what they wrote ah long graffti on the walls of my multi story carpark.i just ignore lo..haiz another ah long runner to be caught soon..
 

bendi85

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No need to worry, LS for sure will ask you to defer payment. I heard a bro's testimony, LS told him to defer 20 times then can full settle. But even after 20 times whether can full settle or Not, it's still a big "?".

I don’t know man. Will they splash paint etc just for this $500?
 

BaconHam

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I don’t know man. Will they splash paint etc just for this $500?

Depends on how u portray urself. Its not bt 500 bucks.. Its how many defers he can squeeze frm u.

Keep in mind that they r criminals n u r victim. They should be more scared than u.

This should help when u tell them off.

Block them after that if they dont agree.
 

Infinitylo

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1month already and nothing happen. No more calls too. Just for those dont know, mine was a scam which transfer $400 to me.

Most importantly dont be afraid. Remember it is a scam. For those owning real LS i cant advice.
 

Nas1978

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As for mine.. The calls still come in and those who kena from LS in carusole, still show up. Just yesterday, LS deal a iphone via carusole and the staff came down to send the phone to my workplace. He wasnt surprise that they were prank or conned by this LS. An hr later, the hp boss came, call LS and scold him up and down.. Gosh this man is more scary than the LS. He look so much like a gangster than Boss of HP chain shop.
 

Jjlin1205

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As for mine.. The calls still come in and those who kena from LS in carusole, still show up. Just yesterday, LS deal a iphone via carusole and the staff came down to send the phone to my workplace. He wasnt surprise that they were prank or conned by this LS. An hr later, the hp boss came, call LS and scold him up and down.. Gosh this man is more scary than the LS. He look so much like a gangster than Boss of HP chain shop.

Alot of hp show run by ah beng
 

bendi85

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Depends on how u portray urself. Its not bt 500 bucks.. Its how many defers he can squeeze frm u.

Keep in mind that they r criminals n u r victim. They should be more scared than u.

This should help when u tell them off.

Block them after that if they dont agree.

When I talk to him he still say ok will let me know the amount to clear once and for all no trouble after that. Now like MIA liao.
 

LOOHHHH

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Guys my wife stupidly reply a loan sms ad and ask for $500 loan.
Now we want to return the money with interest, but the LS keep delaying to tell us his acc num.
I’m very worried that he will not accept our payment and keep delaying.

no worry. they dare not do anything.
report to police, block and change number.
they sure threaten to send email to your company to make you famous.
they sure say penalty if you pay them late.
anything they say and talk like a dog.
 

bendi85

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Anyway anyone got contact to install Cctv outside home?
 
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