Loan Shark Harassment and how to stop it

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ppclip

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sim lim square can get good cctv. got a few shops. about $350 for 4 cctv (1080 resolution if i can remember correctly), 1 recorder etc. haven't include monitor.

licensed moneylenders better pay. if never pay they will send debt collectors to your house.

how many LS did your maid borrow from? and each LS, what's the amount? my advice as per what others have said, dont pay, block their numbers, change your number and report police if there's any harassment. cos if you pay the LS, LS will find runners and pay them to do the dirty job. so technically you're paying the runners to harass you.

i think now LS will find it difficult to find runners to splash paint/write graffiti. cos if runners were to splash paint/write graffiti but you never pay, then it's not worth it. LS wont be so stupid to make a loss harassing you lol. runners they also know cameras are everywhere.

the harassment usually will be calls/sms/whatsapp/send mail/mcdelivery/kfc delivery. just tahan lor. no big deal for me already. my family kena quite a number of LS, now i see each call or sms i just block and take it as a pinch of salt. they are criminals and they are more afraid of us and after all they are also human beings.

so if any LS is reading this. just come lor, see how long you can last.

The unlicensed one is 10. Each LS varies from 200 to 400. Total amount there is about 3k. Another 2k plus is from licensed ones.
 

ppclip

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Did you ask why she borrowed? Has there been a problem? Did you speak with her?

Yes I have spoke to her but she just tell me her friend teach her, but she told the police she has difficulty at home, which for the past many years she worked for us always tell us she has difficulty and whenever she said that, we have always advanced pay to her to help her tie over. Now she give me this issue.
 

ppclip

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As of today, I have still switched off her mobile so that the LS cannot find her. Am going to change my mobile later as well and go HDB to apply for permit to install CCTV camera. Have got the name cards of the licensed lenders. Now have to settle them one by one.
 
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Jjlin1205

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After been so prompt paying them on time for my repayment for the past 2 year.. Finally last week I stand firm and told myself, I am not going to pay them any single cent more .

Well, for the past few day they start to send threaten msg and countless call.. But all this retarded useless low class person din knoe that I can just easily cancel my line or before thay I divert my call to one of the neighbournood police and end up police trace me until came to my hse and bring me for statement.. Hahah..

My advise is, since the day if you decide to stop paying, by all mean don give in. Once you give in and that it. They will know you are a kiasi person and will suck u even harder.
Same case like me lo..
 

Jjlin1205

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As of today, I have still switched off her mobile so that the LS cannot find her. Am going to change my mobile later as well and go HDB to apply for permit to install CCTV camera. Have got the name cards of the licensed lenders. Now have to settle them one by one.
Just ignore if they call u just them them u send maid bk Liao..challenger them to Indonesia find her..cheaper to deal with her in Indo..license money lender u just ignore as u are not suurety ma..
 

BaconHam

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The unlicensed one is 10. Each LS varies from 200 to 400. Total amount there is about 3k. Another 2k plus is from licensed ones.

Amount is just brief. Dont ctc the uml.. U will give him a chance to extort u.
 

Jjlin1205

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All this mother fxxxer can snowball my repayment until 7k weekly. Even I am a MP I also don earn so much per weekly. And when I think back, how the hell I actually can come up like 4-5k weekly to return them for the last few week. I give in becos I Don wan any trouble that come and disturb my family. But in fact by paying them, I cause more problem to my family.

Same lo...hahaa I work 2job to pay 3k installment a week..12k installment mthly can buy condo n BMW Liao.hahaa
 

ctjnini

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Hi, this is my 1st post. Just realised my helper has been borrowing money from 200 to 400 from various moneylenders (lesser licensed and many unlicensed) amounting to a total of about 5K. Police report has been made. I have confiscated her cell phone and switched off the mobile.

Unfortunately the LS have my contact and home address. I was told by the police though the total amount is huge but the amount borrowed individually is not a huge amount, the LS may not send a runner (paying them) to come and harass me as it is not worth. I am very worried.

I have contacted SALC and was quoted 250 per case and to give them my helper's phone. I do not know whether to contact the LS and pay up or not. Please please help me. Thank you every one.

Hi just change all the number that LS have. Nothing they can do already.
 

Sharuu

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Yes I have spoke to her but she just tell me her friend teach her, but she told the police she has difficulty at home, which for the past many years she worked for us always tell us she has difficulty and whenever she said that, we have always advanced pay to her to help her tie over. Now she give me this issue.

That really sucks. I'm sorry to hear that. You'll probably need to go through all her communication with the ah longs and if it's on Whatsapp, delete all the sent messages. I don't know how effective this is, but it's a safeguard for yourself. Try to get as much info from her as possible. It's unfortunately your problem now too, because your house, but take as much precaution as you need. All the best.
 

Jjlin1205

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I think the small loan type is mostly the scam one. Also, their database is not as tight as they claim it is.

Ya..scam Al only need singpass..old school will even send ppl to verify yr ic lo..hahaha.
 

Jjlin1205

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That really sucks. I'm sorry to hear that. You'll probably need to go through all her communication with the ah longs and if it's on Whatsapp, delete all the sent messages. I don't know how effective this is, but it's a safeguard for yourself. Try to get as much info from her as possible. It's unfortunately your problem now too, because your house, but take as much precaution as you need. All the best.
License money lender not yr problem rmb.juat inform them yr maid has been send back
 
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