Hi . Im new here. I am goin thru the harassment stage. I borrowed $600. I was forced to random reasons for the deferment amount which is $200 for 4 times different weeks and when its promised for clearance which is $800 they suddenly said that one not counted they threaten me to pay another $800 if wanna close the loan. Which i refused i kept saying a deal is a deal have black and white somemore they promise to close the loan. So after I refused they started the o$p$ to my ic, whatsapp pics of my fren. I quickly called the police when they threatened to come to my house and see what they can do. With the police advise to create a report i went to my npc made a report and installed 3 cctvs. Now i am still getting diff numbers with vulgarities and threats. Bt i just keep blocking it. How long will this last? Now everywhere i go i have a kitchen knife and pepper spray incase. And what will they keep doing next? The police had advice me with the necessary options to do if we see any suspicious acts. Bt as of now, is my case so severe? They didn’t come that night though. Will this die off? And my neighbor usually closes their door late at night. What should i do more? It was my fault in not checking whether they are licensed or tailongs. Now that they are. They have been harassing my family and my friend . Appreciate the great advice from anyone here.
Please don't try to delude yourself into thinking that you can get away with a scratch. Be mentally prepared that there will be some form of verbal and physical harassment. Mostly calls, WhatsApp, SMS from unknown and no caller ID numbers to your phone, NOK and work place. Physical harassment, expect at the very least love letters being sent to your house. Whether or not it will escalate to locked gates, splashed paint and burning down the door - who knows? Even we also don't know.
But you have to be prepared for such things to happen, so let your family and work place know what is going on and what are the steps they can take to lessen the harassment. Go and read this whole thread twice through tonight to get a sense of what is the process of the harassment and the preventive measures.