Loan Shark Harassment and how to stop it

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tanchp

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lol. I went to search on carousel after i saw your post. they are really posting on carousell. I reported 1 post posted an hour ago. stupid LA.

FYI, im a NOK whose a victim. knn, hate the useless person who borrowed from AL. AL went to search for my FB, threatened me with my pics & my children pics. Scare the hell out of me. It happened for a year already, but Im still pissed with that person who borrowed from AL.

Btw, i'm NOK but how come they have my IC number? unless the person who borrowed from AL took a photo of my IC and sent to them serectly. Is that possible?

That person borrowed from LML & UML. Unless, LML sold the datas to UML. Is that possible?
 

Plzhalp

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lol. I went to search on carousel after i saw your post. they are really posting on carousell. I reported 1 post posted an hour ago. stupid LA.

FYI, im a NOK whose a victim. knn, hate the useless person who borrowed from AL. AL went to search for my FB, threatened me with my pics & my children pics. Scare the hell out of me. It happened for a year already, but Im still pissed with that person who borrowed from AL.

Btw, i'm NOK but how come they have my IC number? unless the person who borrowed from AL took a photo of my IC and sent to them serectly. Is that possible?

That person borrowed from LML & UML. Unless, LML sold the datas to UML. Is that possible?

It's impossible for them to have your IC number... Unless the person who borrow provided them with it, and like you say loan with your IC.... And yes LML and UML are linked....I'm not sure if they sold their data, but some people say they have the same database.... Yeah....they post on carousell quite consistently....can't stop one, they have too many numbers to create a new account....have the harassment stop at ur side?
 
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lapcheongsap

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lol. I went to search on carousel after i saw your post. they are really posting on carousell. I reported 1 post posted an hour ago. stupid LA.

FYI, im a NOK whose a victim. knn, hate the useless person who borrowed from AL. AL went to search for my FB, threatened me with my pics & my children pics. Scare the hell out of me. It happened for a year already, but Im still pissed with that person who borrowed from AL.

Btw, i'm NOK but how come they have my IC number? unless the person who borrowed from AL took a photo of my IC and sent to them serectly. Is that possible?

That person borrowed from LML & UML. Unless, LML sold the datas to UML. Is that possible?

Not unless you were the guarantor when signing LML contracts. As for how UML gets your info, that is really a myth.

Besides, if someone uses you as NOK for the UML issues, and they hunt you instead of the person, that means that person who borrowed already run until even you cannot find him right?
 

Plzhalp

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lol. I went to search on carousel after i saw your post. they are really posting on carousell. I reported 1 post posted an hour ago. stupid LA.

FYI, im a NOK whose a victim. knn, hate the useless person who borrowed from AL. AL went to search for my FB, threatened me with my pics & my children pics. Scare the hell out of me. It happened for a year already, but Im still pissed with that person who borrowed from AL.

Btw, i'm NOK but how come they have my IC number? unless the person who borrowed from AL took a photo of my IC and sent to them serectly. Is that possible?

That person borrowed from LML & UML. Unless, LML sold the datas to UML. Is that possible?

Sadly I also dumb enough to involve my NOK...regret it terribly already. Understand how angry you can get...
 

tanchp

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Not unless you were the guarantor when signing LML contracts. As for how UML gets your info, that is really a myth.

Besides, if someone uses you as NOK for the UML issues, and they hunt you instead of the person, that means that person who borrowed already run until even you cannot find him right?


I did not sign any contracts at all. I'm still puzzled at how they got hold of my IC number. Unless, that f*cker who borrowed money gang up with UML to get money from us because we refuse to give any money to him when he asked.

The harrassment has stopped for awhile already, but I'm praying everyday that the harrasment wont return. The borrower changed his phone number, job etc. My house has CCTV, so I'm not worried as of now. But the AL printed my family photo with words gave all my neighbours. Idiot runner.
 

tanchp

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At least you feel remorseful, my NOK doesnt feel remorseful. He said serve us right. knn. He is hopeless.

But anws, I hope you wont borrow money from AL anymore. ^^
 

Plzhalp

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At least you feel remorseful, my NOK doesnt feel remorseful. He said serve us right. knn. He is hopeless.

But anws, I hope you wont borrow money from AL anymore. ^^

Wa ur NOK also another kind... You got report to the police? Of cos won't, got a choice also don't wanna go into this kind of thing anymore....but say all these all no use now...
 

Plzhalp

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I did not sign any contracts at all. I'm still puzzled at how they got hold of my IC number. Unless, that f*cker who borrowed money gang up with UML to get money from us because we refuse to give any money to him when he asked.

The harrassment has stopped for awhile already, but I'm praying everyday that the harrasment wont return. The borrower changed his phone number, job etc. My house has CCTV, so I'm not worried as of now. But the AL printed my family photo with words gave all my neighbours. Idiot runner.

The borrower house...? Go find and ask. I think high chance he given them ur information cos IC number hard to get....jialat the AL...you got tell ur Neighbours beforehand...?
 
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Guys advice on what to do please .. 2days ago i had some problem to repay my loan for my lml . So I ask what they can they can do for me , thus they said there is nothing they can do and I at least need to pay 200 first .. now 2days later they are asking me to pay the remaining 150 for my monthly loan as they said that is the minimum they can give and I misunderstood what they meant the other day .. should i ask social service for help on this ? As they said if I cant pay by today they will send bad debt collector to me . I don't mind receiving letter but just wanna see if there is any way for this ..
 

Plzhalp

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Guys advice on what to do please .. 2days ago i had some problem to repay my loan for my lml . So I ask what they can they can do for me , thus they said there is nothing they can do and I at least need to pay 200 first .. now 2days later they are asking me to pay the remaining 150 for my monthly loan as they said that is the minimum they can give and I misunderstood what they meant the other day .. should i ask social service for help on this ? As they said if I cant pay by today they will send bad debt collector to me . I don't mind receiving letter but just wanna see if there is any way for this ..

You call them/go down to their office talk face to face. You tell them you are really unable to pay, how to pay...? Did you paid the $200 that day...?
You give them a date telling them when you can make the next payment, you see what they say....becos I also upfront tell my LML say I really no money pay until my next pay date...they ask me at least pay abit first, then payday then pay agin...
 

tanchp

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Wa ur NOK also another kind... You got report to the police? Of cos won't, got a choice also don't wanna go into this kind of thing anymore....but say all these all no use now...

Yes, report to police already. they cant do anything also, but to step up patrol.
 

tanchp

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The borrower house...? Go find and ask. I think high chance he given them ur information cos IC number hard to get....jialat the AL...you got tell ur Neighbours beforehand...?

Din tell neighbours beforehand, only explain to them what happened after they received. Hai. Xia sway :(
 
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You call them/go down to their office talk face to face. You tell them you are really unable to pay, how to pay...? Did you paid the $200 that day...?
You give them a date telling them when you can make the next payment, you see what they say....becos I also upfront tell my LML say I really no money pay until my next pay date...they ask me at least pay abit first, then payday then pay agin...

Yeah I did pay them the 200 2 days back . Now they are tell me to pay the balance 150 . They still said it's only 150 and told me to ask around lol . I told them they have no idea how hard it is for me to find the 200 .. I have no more ways for this .. Then they told me they give me till 6 lol ..

Now AL spamming office and nok number too .. 1 head 2 big ..
 

JamieJimmyNg

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Don’t bother about them. This is what they do best. They will keep calling and force you. Squeeze every penny. And after squeeze even more. Don’t care.

Yeah I did pay them the 200 2 days back . Now they are tell me to pay the balance 150 . They still said it's only 150 and told me to ask around lol . I told them they have no idea how hard it is for me to find the 200 .. I have no more ways for this .. Then they told me they give me till 6 lol ..

Now AL spamming office and nok number too .. 1 head 2 big ..
 

lapcheongsap

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Yeah I did pay them the 200 2 days back . Now they are tell me to pay the balance 150 . They still said it's only 150 and told me to ask around lol . I told them they have no idea how hard it is for me to find the 200 .. I have no more ways for this .. Then they told me they give me till 6 lol ..

Now AL spamming office and nok number too .. 1 head 2 big ..

Put an end to your LML by going down and discuss face to face. Faster option as compared to texting back and fourth. Sit down and count your financial commitments, fix something you can afford via monthly repayments. You paying that $200 & $150 is only covering interest, not even close to paying pricipal amount. Negotiate a deal and with that repayment, slowly clear LML bit by bit. However when you do that, bear in mind that you will never be able to borrow from LML. (Not like you would want to ever borrow again.)

UML side, please bear with it, don't give in. Their hunger is not gonna stop at all.
 

lapcheongsap

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I did not sign any contracts at all. I'm still puzzled at how they got hold of my IC number. Unless, that f*cker who borrowed money gang up with UML to get money from us because we refuse to give any money to him when he asked.

The harrassment has stopped for awhile already, but I'm praying everyday that the harrasment wont return. The borrower changed his phone number, job etc. My house has CCTV, so I'm not worried as of now. But the AL printed my family photo with words gave all my neighbours. Idiot runner.

Not putting an assumption forward but likely is cause the person smelly name so he put you as guarantor to increase chances of getting a loan from UML. Lodging a report is helpful as in the future of such cases happening, you already have proof.

And for the harassment, by right if you see most of our HDB, the POL camera faces quite a huge coverage of areas including mailbox. Did you show the police the mails receieved?
 
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