what SPF say is there is a few that deposit to my account , amounting to total of $4k , the one who report my account , deposit $500
That's strange, in my personal investigation, I filed numerous police report against bank accounts - SPF did not freeze it immediately.
Somehow banks are not proactive in detecting these types of transaction, even when the message to bank indicates Unlicensed Money Lender or Loan Shark - bank will not act on it. If banks are able to assist with red flags, I'm very certain UMLs operations will be affected significantly.
The police can only freeze the account indefinitely so UMLs can only hop to another willing victim turned mule.