pissedConsumer
Junior Member
- Joined
- Feb 21, 2012
- Messages
- 3
- Reaction score
- 1
I have requested for late charges and interest charges waiver for as long as I started using credit cards. I have never once been rejected before.
however, recently, OCBC rejected me because I have incurred charges for 2 months consecutively and they have already waived off the first month. They cant do it for the second month.
Does anyone have this experience before with OCBC? are they known to be "niao" (stingy) with their waivers? I have requested for at least 10 successful waivers from DBS and UOB.
The outstanding amount was $200 plus and they are charging me with a $55 late charge and $10.28 of interest.
Do you think that it's advisable to pay my bill amount minus the charges and then send my card back to the bank?
or
That i should pay all and treat it as a lesson learnt?
Please advise.
Thank you.
however, recently, OCBC rejected me because I have incurred charges for 2 months consecutively and they have already waived off the first month. They cant do it for the second month.
Does anyone have this experience before with OCBC? are they known to be "niao" (stingy) with their waivers? I have requested for at least 10 successful waivers from DBS and UOB.
The outstanding amount was $200 plus and they are charging me with a $55 late charge and $10.28 of interest.
Do you think that it's advisable to pay my bill amount minus the charges and then send my card back to the bank?
or
That i should pay all and treat it as a lesson learnt?
Please advise.
Thank you.