I don't agree actually. While 4k is good to have, not many people have the budget to get a graphic card good enough to run smoothly at native resolution. And I would prefer a 1440p monitor with high refresh rate over a 4K without. Also there is no affordable GPU that runs both 4k and refresh rate concurrently. So no point rushing to get 4K.
I always feel the cashback with CIMB is very shady based on my experience. There are months where the cash back looks about right based on the spending, while some months looks too low. Like spending (on food and online shopping) 1k on the card, but getting a single digit cashback. Since then, I stopped using it.
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