Trust Bank Credit Card

[hclee01]

https://trustbank.sg/credit-card/

Receive a S$25 FairPrice E-Voucher on us when you make your first card spend.

1. No annual fee
2. No foreign transaction fee (not even 1% Visa charges)
3. No cash advance fee
4. No card replacement fee

 

[eD|t|0n]

Hello everybody,

I’m looking for someone to peer review my understanding on how this NTUC Link Credit Card Link points works. For example on this monthly bonus rate of 8.5%, I compute that for every $1 spending I do in NTUC, I would earn 8.5points.

There is a monthly cap of 5,500 points which translate to me that I have a monthly spending cap of about $647, is this logic correct? If this is correct, then the quarterly bonus cap would apply the same theory.

Next question is the base rate of 2.5% has a annual cap of 12,000 linkpoints. The FairPrice annual member bonus is also subjected to a annual cap of 12,000 linkpoints. So is the base rate cap and member bonus cap exclusive of each other or inclusive of each other?

 

[Rong626]

https://milelion.com/2022/09/02/tru...legram&utm_medium=telegram&utm_campaign=roars

 

[carmelmore]

https://trustbank.sg/faqs/credit-ca...rust-credit-card-and-debit-card-how-do-i-earn

 

[[r]_o_[b]]

I wonder if trustbank uses SCB data for their credit card application process.

If so then those who can't get SCB cards will also not be able to get approved by TrustBank. Which also means this is as good as SCB bank itself.

 

[reddevil0728]

I wonder if trustbank uses SCB data for their credit card application process.

If so then those who can't get SCB cards will also not be able to get approved by TrustBank. Which also means this is as good as SCB bank itself.

possibly. depending on how they set up the structure about data sharing which is likely disclosed in some long long data privacy doc.

 

[silverbomb]

I wonder if trustbank uses SCB data for their credit card application process.

If so then those who can't get SCB cards will also not be able to get approved by TrustBank. Which also means this is as good as SCB bank itself.

It is.

 

[hclee01]

I wonder if trustbank uses SCB data for their credit card application process.

If so then those who can't get SCB cards will also not be able to get approved by TrustBank. Which also means this is as good as SCB bank itself.

It is shared limit with SCB Bank cards. Details available here:
https://downloads.ctfassets.net/qje...43c1e9a924e05/Request_Higher_Credit_Limit.pdf

 

[wira]

It is shared limit with SCB Bank cards. Details available here:
https://downloads.ctfassets.net/qje...43c1e9a924e05/Request_Higher_Credit_Limit.pdf

strange that my Trust credit limit is actually 2x of my SCB limit
hmm ..maybe some bug in the app

 

[therat]

strange that my Trust credit limit is actually 2x of my SCB limit
hmm ..maybe some bug in the app

that's mean your income increase.

 

[therat]

just wonder, can we change the credit limit after apply?

 

[hclee01]

just wonder, can we change the credit limit after apply?

https://downloads.ctfassets.net/qje...43c1e9a924e05/Request_Higher_Credit_Limit.pdf

 

[ST9611]

Seems that after you apply the savings account cannot apply for the credit card?

 

[SBC]

https://downloads.ctfassets.net/qje...43c1e9a924e05/Request_Higher_Credit_Limit.pdf

Unable to follow.
Anyone managed to change it?

 

[kelx01]

Unable to follow.
Anyone managed to change it?

Need to contact them either via live chat or call to do so.

 

[duhduhduh]

Does the application of this card means you will become a SC customer?

 

[hclee01]

Does the application of this card means you will become a SC customer?

If you are looking at the credit card limit that can be assigned on per bank basis in accordance to MAS regulations, yes it is. Hence, for someone earning < $120K, under the MAS guidelines, the bank can only issue up to 4X credit card limit. In this case, if the person has a SCB card with 3X credit card limit, then the trust bank card can only be assigned 1X monthly income credit limit

 

[xsoldix]

Can i check if we can use this card for overseas ATM withdrawal? what's the fees (if any)?

dont see it in the faq.

 

[adidog]

Anyone tried uninstalling the app and apply for credit card after your saving accounts is approved?

 

[reddevil0728]

Anyone tried uninstalling the app and apply for credit card after your saving accounts is approved?

Uninstall after apply or before?