bank usually needs something as a deposit or guarantee. the bar ish higher but interest rates charge ish more frenly.
loansharks easier access user frenly, just need ur ID, but interest rates high becos they shoulder more risks.
Loan shark bsns model is not to lend y money n earn your interest. They get your particulars n harass you (your neighbor, your office) n extort money. Regardless of whether u actually borrow from them or the amount borrowed, they’ll squeeze u until u beh tahan n decide to endure the few days of harrament to end the payments.
To anybody who has loan shark or gambling problems, u can seek help from gambling addiction centers like One Hope Center (OHC). At OHC, all counselling, lessons and activities are free of charge. Some other places may ask u to pay for counselling.
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