YTD 2025 Networth tracking thread

[chopra]

iwda qqq eimi heavy. gxgx to above success story.

Xirr since inception in 2019
8th oct 2022 -4.93%
15 Nov 2022 0.69%
7 Feb 2023 -0.68%
9 Mar 2023 -4.19%
29 May 2023 -0.95%
2 August 2023 3.17%
6 Oct 2023 1.01%
14 Nov 2023 1.02%
28 Dec 2023 4.00%
27Feb2024 6.51%


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[limster]

Portfolio is green, but losing to Vanguard World as usual. My target is single digit return this year.

 

[laokorkor]

Portfolio is green, but losing to Vanguard World as usual. My target is single digit return this year.

Any portfolio without US technology will lose to Vanguard World, but this will not last forever. 风水轮流转

 

[yslvlys]

Portfolio is green, but losing to Vanguard World as usual. My target is single digit return this year.

Wah single digit like treasury bonds returns ah?

 

[highsulphur]

Portfolio is green, but losing to Vanguard World as usual. My target is single digit return this year.

My is about 5% for ibkr with iwda and isac mostly

 

[LPPLKPKB]

My is about 5% for ibkr with iwda and isac mostly

That’s about right, benchmark for global funds YTD is at 5.1%.

 

[revhappy]

First month of the year; in SGD terms:

YTD networth growth excluding new inflows = 2.2%
YTD networth growth including new inflows = 2.69%

Networth 1-Jan-2024 = 1.498 million SGD
Networth 31-Jan-2024 = 1.539 million SGD

China is down 5% this month and has hurt some of my returns, but thanks to strong performance by other markets and a weak SGD, overall Jan has been a good month. Can China stop falling please?

Feb numbers in SGD terms:

YTD networth growth excluding new inflows = 5.31%
YTD networth growth including new inflows = 6.1%

Networth 1-Jan-2024 = 1.498 million SGD
Networth 29-Feb-2024 = 1.595 million SGD

It is unbelievable, I earned nearly 100k already in the 1st 2 months of the year. This is a bull market for sure
Thanks to weak SGD. Actually comparing to Ringgit, SGD looks strong, but compared to USD, SGD is weak.

 

[hwmook]

My networth went up to close to 3.4m, 1 step closer to retirement.

 

[highsulphur]

My networth went up to close to 3.4m, 1 step closer to retirement.

is there a number that you hit and you will retire straight away?

 

[stanlawj]

New to this thread. I'm 52, NOA 86k. Dear wife 41, NOA 29k. No debts.

488k 4room HDB xvalue
326k CPF (OA+SA+MA)
262k CPF investment scheme
372k Personal savings
17k Emergency Fund
70k Wife CPF (OA+SA+MA)
47k Wife CPF investment scheme

1584k Family grand total

By income my family is middle class, by net worth we're middle-upper class.

I've detailed salary/expense fund flows and investment records since 1/2005. I've been growing my family net worth investments (net of fund flows) by 4% to 5% annualised since then.

Projecting current investment returns and CPF contribution (assuming no increase in contribution), I'll have 5m at 75. Yes, I intend to work till 75 if health permits. Lol!

Is your wife a home maker? Because your CPF will have to sustain her.
I think at age 55, you will have to make some serious decisions about your CPF since the SA loophole has ended.

 

[laokorkor]

Is your wife a home maker? Because your CPF will have to sustain her.
I think at age 55, you will have to make some serious decisions about your CPF since the SA loophole has ended.

My wife works but has low pay.

I'll slowly fund my wife and my CPF till the new ERS as I feel that the RA interest rates are high.

 

[Mephist0pheLes]

My networth crossed 1 mil this year, after working for 8.5 years.

Dec 15	51k
Dec 16	126k
Dec 17	237k
Dec 18	347k
Dec 19	467k
Dec 20	552k
Dec 21	677k
Dec 22	822k
Dec 23	1.03m

1.06m now. didnt increase much even tho portfolio doing well. had quite abit of spending due to housing reno

 

[d5dude]

Any portfolio without US technology will lose to Vanguard World, but this will not last forever. 风水轮流转

Thats not true, Japan is up about double digits YTD in SGD terms, Germany is also up about as much as world index, many markets are in fact at or near all time highs. I hold CSPX, VGER, VJPN and EIMI, only EIMI is doing poorly.

 

[hwmook]

is there a number that you hit and you will retire straight away?

5m of liquid assest, exclude CPF and property so should be somewhere close to 6m total networth. Unless I manage to get a job that doesn't require much effort from me.

 

[hwmook]

1.06m now. didnt increase much even tho portfolio doing well. had quite abit of spending due to housing reno

I just spent over 100k on reno stuffs and agent fees recently. Enjoy your new place.

 

[wira]

Feb numbers in SGD terms:

YTD networth growth excluding new inflows = 5.31%
YTD networth growth including new inflows = 6.1%

Networth 1-Jan-2024 = 1.498 million SGD
Networth 29-Feb-2024 = 1.595 million SGD

It is unbelievable, I earned nearly 100k already in the 1st 2 months of the year. This is a bull market for sure
Thanks to weak SGD. Actually comparing to Ringgit, SGD looks strong, but compared to USD, SGD is weak.

wow ...
are your portfolio mainly in index funds ?

 

[highsulphur]

global equity really have strong start this year. The wealth effect is real

 

[revhappy]

wow ...
are your portfolio mainly in index funds ?

Yes mostly global index funds and India index funds. Also 60/40 equity to bonds. Bonds is India bonds. INR has been quasi pegged with USD, since last 1 year.

 

[narutos]

Any portfolio without US technology will lose to Vanguard World, but this will not last forever. 风水轮流转

I'm surprise YTD performance my PAVE (a non tech old school business ETF)(+10.16%) beats my VGT (a tech ETF)(+8.96%).

 

[LPPLKPKB]

I'm surprise YTD performance my PAVE (a non tech old school business ETF)(+10.16%) beats my VGT (a tech ETF)(+8.96%).

I had a quick look , woah, they hold very interesting stocks in top 10 holdings. He must be a bloody good fund manager. Thanks for the head up.