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Old 19-03-2018, 09:45 PM   #2251
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Yes, most travel insurance will only cover car rental when you have already taken those 0 excess plans. I always thought travel insurance would lessen my excess until my colleague told me otherwise.

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Hmm..this doesn't seem right. If you buy 0 excess plan from the car rental company, then there is absolutely no need for you to claim anything from your travel insurance and there is no need for the travel insurance plan to include car excess reduction. Cuz you are covered completely by the car rental company already.

I didnt take up any insurance coverage from the car rental company during my trip too. But my travel insurance does cover car rental albeit with an excess. I remember some of the travel insurance policies mentioned that we still need to take up insurance from the rental company. This is the part I find confusing. Luckily, except for a flat battery which a helpful staff from OGO helped jumpstart, I didn't encounter any car problem.
By default, car rentals in New Zealand require a minimum level of insurance coverage. The cost of this insurance coverage is included in the cost of your car rental whether you like it or not. There is no opting out. So even if you don't buy additional insurance from the car rental company, and if you completely wreck the car in some accident, the maximum you will have to pay is typically $1500 or $2000 (depending on which car rental company you rented from). Some travel insurance plans will allow you to claim this excess if you do get into an accident and end up paying the $1500/$2000 to the car rental company.
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Old 20-03-2018, 01:03 AM   #2252
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My reasoning to get zero excess from the rental company is for hassle free in the event that anything should araise upon returning of the car.

Say u don't have zero access but got travel insurance with coverage. When returning car, there's some dent or what. U need do paperwork etc then claim afterwards. Claiming after is still ok but the paperwork when returning the car might be a issue especially if you return before your flight. Say because of it, you missed your flight or something which cause more problem. Hence more troublesome.

With zero excess, u just drop the car when return without worries.

Some people may have different opinions but each to it's own. Unless I understand how the coverage and insurance works wrongly.
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Old 20-03-2018, 08:14 AM   #2253
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Here's NTUC Income policy wordings:

A If there is a loss or damage to your
rental vehicle due to an accident
during your trip.
You must prove the following.
1 That the rental vehicle is rented
from a licensed rental agency
and you were either a named
driver or co-driver of the
vehicle. You must provide
copies of the vehicle rental
agreement, the receipt showing
payment of the rental excess or
deductible and any reports to
do with the accident or the lost
or damaged rental vehicle.
2 You must have arranged
comprehensive motor
insurance when hiring the
vehicle so that the policy will
pay for the loss or damage of
the vehicle throughout the rental period

Point 2 sounds like we need to get comprehensive coverage?

Anyway I checked my vehicle rental. You are right. Even though I did not top up, it came with default coverage with a $3000 excess. Comprehensive coverage (0 excess) cost $20 a day. For 21 day rental, it will cost me $420. Paying $420 to cover $3000 risk is rather excessive to me.
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Old 20-03-2018, 09:48 AM   #2254
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My reasoning to get zero excess from the rental company is for hassle free in the event that anything should araise upon returning of the car.

Say u don't have zero access but got travel insurance with coverage. When returning car, there's some dent or what. U need do paperwork etc then claim afterwards. Claiming after is still ok but the paperwork when returning the car might be a issue especially if you return before your flight. Say because of it, you missed your flight or something which cause more problem. Hence more troublesome.

With zero excess, u just drop the car when return without worries.

Some people may have different opinions but each to it's own. Unless I understand how the coverage and insurance works wrongly.
Yah, it is the hassle free part.
As i mentioned earlier, it saved me from missing my flight. Coz the rental company only open at 8am, while my domestic flight is at 855. I shld have paid extra and opt for dropping off the car before 8 instead, but the rental car ppl assured me tt i have ample time when i was collecting the car.

So it is really up to individual whether it is worth it to pay tt amount for the convenience.
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Old 20-03-2018, 11:11 AM   #2255
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Yah, it is the hassle free part.
As i mentioned earlier, it saved me from missing my flight. Coz the rental company only open at 8am, while my domestic flight is at 855. I shld have paid extra and opt for dropping off the car before 8 instead, but the rental car ppl assured me tt i have ample time when i was collecting the car.

So it is really up to individual whether it is worth it to pay tt amount for the convenience.
Yes, to each his own. Sometimes, paying more for convenience is not wrong.
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Old 20-03-2018, 12:34 PM   #2256
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Here's NTUC Income policy wordings:

A If there is a loss or damage to your
rental vehicle due to an accident
during your trip.
You must prove the following.
1 That the rental vehicle is rented
from a licensed rental agency
and you were either a named
driver or co-driver of the
vehicle. You must provide
copies of the vehicle rental
agreement, the receipt showing
payment of the rental excess or
deductible and any reports to
do with the accident or the lost
or damaged rental vehicle.
2 You must have arranged
comprehensive motor
insurance when hiring the
vehicle so that the policy will
pay for the loss or damage of
the vehicle throughout the rental period

Point 2 sounds like we need to get comprehensive coverage?

Anyway I checked my vehicle rental. You are right. Even though I did not top up, it came with default coverage with a $3000 excess. Comprehensive coverage (0 excess) cost $20 a day. For 21 day rental, it will cost me $420. Paying $420 to cover $3000 risk is rather excessive to me.
Yes the comprehensive part is quite gray. But my colleagues could not claim because of it.

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Old 20-03-2018, 11:53 PM   #2257
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Any bros here tried water rafting in new zealand before ? which is better between Tongariro White Water and MOHAKA WHITE WATER ADVENTURE ?
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Old 21-03-2018, 08:09 AM   #2258
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Yes the comprehensive part is quite gray. But my colleagues could not claim because of it.

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I see. Thanks for sharing. Will take note of this while going for my next driving trip.
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Old 24-03-2018, 06:31 PM   #2259
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Any idea whether can we bring instant cup noodle over ? Seems like their customs is very strict ...
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Old 24-03-2018, 08:01 PM   #2260
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I bought Maggie, sauce, uncooked rice/porridge no problem.

Is those meat then got problem.

Think cup noodle is ok.
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Old 25-03-2018, 01:22 AM   #2261
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South Island.. Is it easy to find towns to eat at? Seems like you guys cook your own
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Old 25-03-2018, 03:00 AM   #2262
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Hi, I have come up my itinerary from end Oct to mid Nov. need some opinion. e.g. any excessive stay in any of the location? Initially I have included route to kaikoura, blenheim, nelson and Abel Tasman, but was dropped because I am afraid that the overall trip may ended up too rush. Several drives seems to be quite long and not sure how to avoid. e.g. Milford Sound to Kaka Point. Appreciate anything recommended to do in any of the places too Thanks.

Roughly,

day1 - arrive noon - Christchurch -> Akaroa (alpaca farm, explore surrondings)
day1 - overnight - Akaroa

day2 - arrive noon - Castle rock -> Arthur's Pass (choose 1 track to do)
day2 - overnight - Arthur's Pass

day3 - arrive morning - Greymouth (short stopover) -> Punakaiki (Pancake rocks)
day3 - spend remaining hours - Hokitika (explore surroundings)
day3 - overnight - Hokitika

day4 - arrive morning - Hokitika Gorge
day4 - arrive noon - Franz Josef (try1: heli hike, explore surroundings)
day4 - overnight (1st) - Franz Josef

day5 - spend hours - Franz Josef (try2 if try1 fails: heli hike, explore surroundings)
day5 - overnight (2nd) - Franz Josef

day6 - spend hours - driving and stops along Haast Pass
day6 - arrive before sunset - Wanaka
day6 - overnight (1st) - Wanaka

day7 - spend hours - Wanaka (try1: sky diving, otherwise Roys peak track)
day7 - overnight (2nd) - Wanaka

day8 - spend hours - Wanaka (try2 if try1 fails: sky diving, otherwise Roys peak track)
day8 - overnight (3rd) - Wanaka

day9 - arrive morning - Queenstown (bungee jump, explore surroundings) -> Arrowtown (explore surroundings)
day9 - overnight - Arrowtown

day10 - spend hours - Queenstown (find something to do) -> Glenorchy (horse trekking)
day10 - overnight - Glenorchy

day11 - spend hours - Queenstown (find something to do)
day11 - overnight - Queenstown

day12 - spend hours - Queenstown (find something to do)
day12 - arrive before sunset - Te Anau (explore surroundings)
day12 - overnight - Te Anau

day13 - arrive morning - Milford Sound (cruise, find something to do)
day13 - overnight - Milford Sound in cruise

day14 - spend hours - driving
day14 - arrive before sunset - Kaka Point
day14 - overnight - Kaka Point

day15 - arrive before sunrise - Nugget Point Lighthouse -> Purakaunui Falls Walk
day15 - arrive noon - Dunedin (tunnel beach track, explore surroundings)
day15 - overnight (1st) - Dunedin

day16 - arrive before sunrise - Moreaki Boulders
day16 - spend remaining hours - Dunedin (otago peninsula, explore surroundings)
day16 - overnight (2nd) - Dunedin

day17 - arrive noon - Cromwell (short stopover)-> Pukaki (short stopover)
day17 - arrive afternoon - Mount Cook (find something to do)
day17 - overnight (1st) - Mount Cook

day18 - spend hours - Mount Cook (hooker valley track)
day18 - overnight (2nd) - Mount Cook

day19 - arrive afternoon - Tekapo (find something to do)
day19 - overnight (1st) - Tekapo

day20 - spend hours - Tekapo (find something to do)
day20 - overnight (2nd) - Tekapo

day21 - arrive afternoon - Hanmer Springs
day21 - overnight - Hanmer Springs

day22 - spend hours - Hanmer Springs
day22 - arrive afternoon - Christchurch (explore surroundings)
day22 - overnight - Christchurch

day23 - morning - Christchurch (do nothing)
day23 - noon - Depart to Singapore
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Old 25-03-2018, 07:03 AM   #2263
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Any idea whether can we bring instant cup noodle over ? Seems like their customs is very strict ...
Just declare if you have anything that needs to be declared on the customs form. I brought some instant noodle and biscuits. According to their website as long as the food has stable shelf life(expiry more than 30days I think and does not need to be refrigerated) it is fine.

I forgot to declare my hiking boots and almost got into trouble.

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Old 25-03-2018, 07:06 AM   #2264
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Hi, I have come up my itinerary from end Oct to mid Nov. need some opinion. e.g. any excessive stay in any of the location? Initially I have included route to kaikoura, blenheim, nelson and Abel Tasman, but was dropped because I am afraid that the overall trip may ended up too rush. Several drives seems to be quite long and not sure how to avoid. e.g. Milford Sound to Kaka Point. Appreciate anything recommended to do in any of the places too Thanks.

Roughly,

day1 - arrive noon - Christchurch -> Akaroa (alpaca farm, explore surrondings)
day1 - overnight - Akaroa

day2 - arrive noon - Castle rock -> Arthur's Pass (choose 1 track to do)
day2 - overnight - Arthur's Pass

day3 - arrive morning - Greymouth (short stopover) -> Punakaiki (Pancake rocks)
day3 - spend remaining hours - Hokitika (explore surroundings)
day3 - overnight - Hokitika

day4 - arrive morning - Hokitika Gorge
day4 - arrive noon - Franz Josef (try1: heli hike, explore surroundings)
day4 - overnight (1st) - Franz Josef

day5 - spend hours - Franz Josef (try2 if try1 fails: heli hike, explore surroundings)
day5 - overnight (2nd) - Franz Josef

day6 - spend hours - driving and stops along Haast Pass
day6 - arrive before sunset - Wanaka
day6 - overnight (1st) - Wanaka

day7 - spend hours - Wanaka (try1: sky diving, otherwise Roys peak track)
day7 - overnight (2nd) - Wanaka

day8 - spend hours - Wanaka (try2 if try1 fails: sky diving, otherwise Roys peak track)
day8 - overnight (3rd) - Wanaka

day9 - arrive morning - Queenstown (bungee jump, explore surroundings) -> Arrowtown (explore surroundings)
day9 - overnight - Arrowtown

day10 - spend hours - Queenstown (find something to do) -> Glenorchy (horse trekking)
day10 - overnight - Glenorchy

day11 - spend hours - Queenstown (find something to do)
day11 - overnight - Queenstown

day12 - spend hours - Queenstown (find something to do)
day12 - arrive before sunset - Te Anau (explore surroundings)
day12 - overnight - Te Anau

day13 - arrive morning - Milford Sound (cruise, find something to do)
day13 - overnight - Milford Sound in cruise

day14 - spend hours - driving
day14 - arrive before sunset - Kaka Point
day14 - overnight - Kaka Point

day15 - arrive before sunrise - Nugget Point Lighthouse -> Purakaunui Falls Walk
day15 - arrive noon - Dunedin (tunnel beach track, explore surroundings)
day15 - overnight (1st) - Dunedin

day16 - arrive before sunrise - Moreaki Boulders
day16 - spend remaining hours - Dunedin (otago peninsula, explore surroundings)
day16 - overnight (2nd) - Dunedin

day17 - arrive noon - Cromwell (short stopover)-> Pukaki (short stopover)
day17 - arrive afternoon - Mount Cook (find something to do)
day17 - overnight (1st) - Mount Cook

day18 - spend hours - Mount Cook (hooker valley track)
day18 - overnight (2nd) - Mount Cook

day19 - arrive afternoon - Tekapo (find something to do)
day19 - overnight (1st) - Tekapo

day20 - spend hours - Tekapo (find something to do)
day20 - overnight (2nd) - Tekapo

day21 - arrive afternoon - Hanmer Springs
day21 - overnight - Hanmer Springs

day22 - spend hours - Hanmer Springs
day22 - arrive afternoon - Christchurch (explore surroundings)
day22 - overnight - Christchurch

day23 - morning - Christchurch (do nothing)
day23 - noon - Depart to Singapore
I like ur itinerary is pretty relaxed.

But arrowtown and queenstown is really close by so if you can find cheap accommodations in queenstown probably not much point to stay in arrowtown.

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Old 25-03-2018, 09:45 AM   #2265
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Arrowtown can be a day trip from Queenstown. Glenorchy i personally find nothing much, can be a day trip also.
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