Insurers' par fund CAGR FY2008 onwards

[Shion]

Looking forward to higher bonuses

 

[akwl88]

abcdefg character requirement

This one considered saga? Deviate from original projections also.

sti 1 yr performance as of 28 feb 2017 is 19.83%

means what?

 

[soneat]

8.3% is the regular premium life sub fund, which we use in the table in the first page. There are other funds as well such as single premium funds.



This is just my take, not Prudential's intentions.

What this means is newer policies probably don't get to enjoy this increase in value, as we still need to 'smooth' bonuses for them over the next 20 years or so.

However we will still maintain bonuses aka everything still as projected and bonuses will be declared as projected in your original B.I for now.

Some older policies will enjoy the increase in projections and additional bonuses.

I see. Some insurers like AIAs have several groups of par fund even if its regular premium payment. If it happens that your policy is not in the group that do well, that's it....chop and never recover back.

 

[akwl88]

this is the benchmark insurers should be beating

otherwise, the products are really useless

 

[Lewis.T]

sti 1 yr performance as of 28 feb 2017 is 19.83%

means what?

Means your asset class of equities did well for the year, you never mentioned the negatives it went in the previous few years? Selective presentation?

 

[OngHuatHuat]

Sometimes they declare special bonus if the performance is good.
I am still waiting for this year's bonus declaration from prudential.

8.3% is the regular premium life sub fund, which we use in the table in the first page. There are other funds as well such as single premium funds.



This is just my take, not Prudential's intentions.

What this means is newer policies probably don't get to enjoy this increase in value, as we still need to 'smooth' bonuses for them over the next 20 years or so.

However we will still maintain bonuses aka everything still as projected and bonuses will be declared as projected in your original B.I for now.

Some older policies will enjoy the increase in projections and additional bonuses.

 

[akwl88]

Means your asset class of equities did well for the year, you never mentioned the negatives it went in the previous few years? Selective presentation?

just check out the 1yr, 5yr, 10yr and since inception performance

alr gpgt for u

same for you failing to mentioned the previous years too

 

[akwl88]

Updated 1st post

Hopefully, my information is correct

up for lewis gor gor reference

 

[akwl88]

Means your asset class of equities did well for the year, you never mentioned the negatives it went in the previous few years? Selective presentation?

and also it doesnt mean consumers will get the same % returns as what the fund performed

 

[OngHuatHuat]

You try take out this year Q1 performance and just focus on 2016 performance.

I think this year insurer's performance up till end 2016 only.

just check out the 1yr, 5yr, 10yr and since inception performance

alr gpgt for u

same for you failing to mentioned the previous years too

 

[akwl88]

You try take out this year Q1 performance and just focus on 2016 performance.

I think this year insurer's performance up till end 2016 only.

hard to time the index sir

give it a broad long term range

 

[OngHuatHuat]

No no, what I meant was, in order to have a fair comparison, your timeframe must be the same.

You are using 2017 Q1 result to compare with insurers' 2016 performance.

hard to time the index sir

give it a broad long term range

 

[akwl88]

No no, what I meant was, in order to have a fair comparison, your timeframe must be the same.

You are using 2017 Q1 result to compare with insurers' 2016 performance.

how chiu calculate?

also, 8.3% will be the % consumers getting?

means i paid 10k in premiums to date, i can get $830 bucks extra this yr?

 

[OngHuatHuat]

Ern.... i don't have any Stand on this.
If you want to show something, you have to show the calculation, not me.

how chiu calculate?

also, 8.3% will be the % consumers getting?

means i paid 10k in premiums to date, i can get $830 bucks extra this yr?

 

[Shion]

Sometimes they declare special bonus if the performance is good.
I am still waiting for this year's bonus declaration from prudential.

Same here

up for lewis gor gor reference

Already updated

 

[Shion]

Any other insurance companies announce their performance yet ?

 

[OngHuatHuat]

Prudential par fund performance

 

[blurpandasg2014]

I jus emailed AXA to provide me with the PAR fund performance for sub fund 2 from 2007 to 2012. Most of the current products such as life exential prime and retirement plan fall under that par fund.

Any AXA agents have those info...care to share?

 

[akwl88]

I jus emailed AXA to provide me with the PAR fund performance for sub fund 2 from 2007 to 2012. Most of the current products such as life exential prime and retirement plan fall under that par fund.

Any AXA agents have those info...care to share?

are you compiling the 2016 par fund performance?

 

[blurpandasg2014]

are you compiling the 2016 par fund performance?

Yes I am compiling par fund performance for 2007-2016. '

I noticed that AXA data is rather unreliable. Those data published online do not tally with the fund performance stated on the product summary.

As such, i decided to email AXA to provide me with the data. It seems that the pinoy lady who followed up on the case does not have a clue on what i wanted and said she will escalate to the other dept.

To add on, AXA fund has sub fund 1 and 2. Most plans fall under sub fund 2. Subfund 1 is for single premium policies or short term investments which are no longer open to new businesses