Worth to change car before car turns 3 years old?

[tankgunner]

59XXX 2015 Nov 23

Ouch....

 

[Yuanliang]

Yeah... now sell loss a lot $$$$

Ouch....

 

[trento]

very simple. ask dealer take in how much. usually add in a few k if sell direct. lastly, if export how much. then u buy next car also how much.

as long as yr dep is similar or lower than last car, it's worth it.

this is y go with this rule. when high coe, don't buy. wait for coe to drop. or if really need, go 2nd hand.

 

[Yuanliang]

Interested in a 149999 cla AMG now. But dealer only taking in my car at around 75-78k so don't think can at the moment

very simple. ask dealer take in how much. usually add in a few k if sell direct. lastly, if export how much. then u buy next car also how much.

as long as yr dep is similar or lower than last car, it's worth it.

this is y go with this rule. when high coe, don't buy. wait for coe to drop. or if really need, go 2nd hand.

 

[trento]

Interested in a 149999 cla AMG now. But dealer only taking in my car at around 75-78k so don't think can at the moment

wats the dep for amg and yr current car? wats yr current car

 

[Yuanliang]

16k amg mine 10.5k

wats the dep for amg and yr current car? wats yr current car

 

[trento]

16k amg mine 10.5k

I supposw yr current car is a cheaper model. So it's an upgrade. Not about worth or not liao

 

[LioSeah]

Cos now new jap car depreciation close to conti

 

[LioSeah]

Drive for at least 5 years then sell, if not lose quite some money, not worth.

 

[iamveryguailan]

Nowadays with the Min downpayment, how do you guys manage to pay the 40% so easily? Seems like so many people driving BMW MERCEDES AUDI from AD makes me wonder...

Sg a lot of high income earners

Over 200k people have assessable income of more than 200k per annum. Imagine if it's a couple, that's 400k household income. Not to mention those individuals with income above 500k.

Throw a stone and you can hit a household with annual income with more than 500k easily in Singapore. Half of that is 250k, can get a nice e250 already without the need for loan.

 

[mel1888]

72k COE us high but not crazy. My fren Altis at 90+ COE at the freaking peak. Bought new car recently n scrap Altis. I think he got back COE rebate plus body value.

 

[walkofwinners]

Nowadays with the Min downpayment, how do you guys manage to pay the 40% so easily? Seems like so many people driving BMW MERCEDES AUDI from AD makes me wonder...

Conti cars some do offer overtrade too and this results in a higher loan if the game is played well.

Loan amount easily min 2k monthly for 7 years tenure.

Worse are those who buy an entry level conti like Audi A1?!

 

[arctician]

Nowadays with the Min downpayment, how do you guys manage to pay the 40% so easily? Seems like so many people driving BMW MERCEDES AUDI from AD makes me wonder...

you under estimate the no of wealthy ppl in Singapore mate

just go hwz cc thread, all high income earners gg for citi prestige, HSBC VI etc

oxymoron is everyone wants pay in full (not just 40%), yet AD will force you to take on financing for upfront $1-2K discount

 

[sinicker]

Nowadays with the Min downpayment, how do you guys manage to pay the 40% so easily? Seems like so many people driving BMW MERCEDES AUDI from AD makes me wonder...

some buy house cheapest house. BTO 250k.

but buy car 200k for 10 years.

i also cannot understand...

 

[Yuanliang]

Actually buy a new car must drive how Long then sell then won't loss so much money? 3 years 5 years?

 

[trento]

U should be looking at depreciation, not value.

For eg, if yr car bought 100k, after 3 years, sell 72k, means u lost 28k. Each year is about 9k

 

[trento]

Actually buy a new car must drive how Long then sell then won't loss so much money? 3 years 5 years?

If high coe, around 5 to 7 years. A lot of factors. Use depreciation as a guide

 

[doody_]

Start off talking about CLA180, now say can't afford 40% DP. Lucky surfing hwz is free lol

 

[Kula Diamond]

you under estimate the no of wealthy ppl in Singapore mate

just go hwz cc thread, all high income earners gg for citi prestige, HSBC VI etc

oxymoron is everyone wants pay in full (not just 40%), yet AD will force you to take on financing for upfront $1-2K discount

This is call 有钱任性

 

[mel1888]

Conti cars some do offer overtrade too and this results in a higher loan if the game is played well.

Loan amount easily min 2k monthly for 7 years tenure.

Worse are those who buy an entry level conti like Audi A1?!

A1 is my end game car when im old. Its small n cute. I like the design. Its not about entry level or not. It a preference.