YTD 2026 Networth tracking thread

[bo_tak_chek_bbfa]

Gains are pretty nice for this month, at least there is a slight relief in the current onslaught

 

[revhappy]

I just did my calculations for Sep end.
In SGD terms:
YTD networth excluding new inflows = -8.29%
YTD networth including new inflows = -3.3%

Brutal year so far, but I guess everyone is affected, so it doesnt feel so bad, as all are in it together.
In times like this the value of having a job and income coming in is just invaluable.
I am HODLing on to my job for dear life, lol.

Just calculated my numbers for Oct:
In SGD terms:
YTD networth excluding new inflows = -6.89%
YTD networth including new inflows = -1.53%

 

[limster]

Here's mine. Still hoping for a 10% rally to breakeven for 2022

 

[limster]

One more month left to try to breakeven for 2022....

 

[revhappy]

One more month left to try to breakeven for 2022....

Well done! This is inspite of a very strong SGD relative to other currencies this year.

 

[revhappy]

Just calculated my numbers for Oct:
In SGD terms:
YTD networth excluding new inflows = -6.89%
YTD networth including new inflows = -1.53%

Just calculated my numbers for Nov:

In SGD terms:
YTD networth excluding new inflows = -6.16%
YTD networth including new inflows = -0.28%

Not much progress in November in SGD terms because IWDA is up 4.83% this month but USDSGD is down 3.78% over the same period. I cut a lot of my high beta exposure like Asia and China stocks over the last 2 months, so didnt participate in the China/Asia markets bounce also.

 

[gold_eagle36]

Just calculated my numbers for Nov:

In SGD terms:
YTD networth excluding new inflows = -6.16%
YTD networth including new inflows = -0.28%

Not much progress in November in SGD terms because IWDA is up 4.83% this month but USDSGD is down 3.78% over the same period. I cut a lot of my high beta exposure like Asia and China stocks over the last 2 months, so didnt participate in the China/Asia markets bounce also.

How did you manage only -6% drop that's quite impressive. Thought even fixed income took quite a hit this year

 

[revhappy]

How did you manage only -6% drop that's quite impressive. Thought even fixed income took quite a hit this year

My allocation to equities is about 52%. My Equities are down about 10% and bonds are down about 2%. I did a lot of active management throughout the year, going into 72% equities also at one point. Mostly didnt time it well, but I guess I didnt time it too badly either.

 

[d5dude]

Networth is (thankfully) slightly higher for the year, equities still down about 13%, offset by increase in home value, bonds, interest from cash and salary savings.

I think I'm going to skip my year end rebalancing this year, since my portfolio ratio appears to be unchanged since my last rebalancing in May.

 

[homer123]

YTD liquid networth including new inflows = +0.08%

If include my properties, networth will be hitting record high. To keep it simple, I will still count only my liquid networth.

 

[churnmaster]

My IBKR YTD TWR almost 10% now after being close to 11% last week. Currency exposure limited to USD and SGD only.

 

[revhappy]

My IBKR YTD TWR almost 10% now after being close to 11% last week. Currency exposure limited to USD and SGD only.

Awesome! Would be good if you could share some of the main trades you did this year to generate this return.

 

[churnmaster]

Awesome! Would be good if you could share some of the main trades you did this year to generate this return.

Main trade was short QQQ while being long energy (BP, BNO, UNG) , materials (RIO, LYB, CPER) and precious metals (GLD, SLV). Made some losing bets as well and RSX, QIWI both under trading stop.

 

[koolkool]

YTD liquid net worth including new inflow is +3.6%
YTD liquid net worth excluding new inflow is -4.6%
as of 4 Dec.
Keeping fingers crossed that there is no more down turn of the stock markets from now till end of the year. The recent HK rally, bank stocks and high interest in SGD deposits have definitely helped this year. SG REITs are performing badly for me this year. So were HK stocks until the recent rally. US stocks were neutral as I only keep those I bought years ago, selling off stocks I bought in the last 2 years early this year. Still researching if it is a good time to go in UK and Malaysia dividend stocks next year. Overall, it has been a turbulent and disruptive year for me, a year to forget. I am still sticking with the dividend stock investment, for now, since it has worked for me for the past 10 odd years. If the interest rate keep going up the roof next year, I will really need to take a hard look if this strategy is out dated in the current environment. The dilemma is that without the dividends that came in, I will be in much worse state than this. Will like to learn from the gurus here how you look at the current environment, if dividend stock investment is still a viable option going forward if the interest rate keep moving north.

 

[revhappy]

YTD liquid net worth including new inflow is +3.6%
YTD liquid net worth excluding new inflow is -4.6%
as of 4 Dec.
Keeping fingers crossed that there is no more down turn of the stock markets from now till end of the year. The recent HK rally, bank stocks and high interest in SGD deposits have definitely helped this year. SG REITs are performing badly for me this year. So were HK stocks until the recent rally. US stocks were neutral as I only keep those I bought years ago, selling off stocks I bought in the last 2 years early this year. Still researching if it is a good time to go in UK and Malaysia dividend stocks next year. Overall, it has been a turbulent and disruptive year for me, a year to forget. I am still sticking with the dividend stock investment, for now, since it has worked for me for the past 10 odd years. If the interest rate keep going up the roof next year, I will really need to take a hard look if this strategy is out dated in the current environment. The dilemma is that without the dividends that came in, I will be in much worse state than this. Will like to learn from the gurus here how you look at the current environment, if dividend stock investment is still a viable option going forward if the interest rate keep moving north.

Not a Guru, but I think interest rates have peaked or atleast the peak is near and it is priced in. Now the FED is going to hold these rates. Companies which generate free cashflow I think will be very valuable in this environment. Companies which were moonshots and who were born out of free money will struggle.

 

[elvintay07]

Not a Guru, but I think interest rates have peaked or atleast the peak is near and it is priced in. Now the FED is going to hold these rates. Companies which generate free cashflow I think will be very valuable in this environment. Companies which were moonshots and who were born out of free money will struggle.

I don’t think interest have peaked. Likely peaked at 5-6%. I think the next story is about companies EPS dropping massively. Then cause another wave of sell off before it move again.
The current narrative will be more bullish and we can see stocks surging before someone paint the doom and gloom.

 

[elvintay07]

Just calculated my numbers for Oct:
In SGD terms:
YTD networth excluding new inflows = -6.89%
YTD networth including new inflows = -1.53%

My wife’s portfolio losses this year is -1.6%. ! Freaking impressive and she did nothing apart from DCA lesser when market is ultra bullish and DCA aggressively when market is ultra bearish.

 

[elvintay07]

Damn funny. From 2022 keep writing how I will invest if market crash. I think by 2024, he would have been the Michael Burry of SG. For guessing correctly and making the right move.

https://financialhorse.com/how-i-wi...2023s-market-crash-as-a-singapore-investor-2/

 

[limster]

Damn funny. From 2022 keep writing how I will invest if market crash. I think by 2024, he would have been the Michael Burry of SG. For guessing correctly and making the right move.

https://financialhorse.com/how-i-wi...2023s-market-crash-as-a-singapore-investor-2/

yup its for entertainment. This format of "How I will invest $xxxxx" seems to originate from Motley Fool which is another blog not to be taken seriously.

if you see the list of his previous articles, he got several "How I will invest $xxxxxx" type of articles, and the stocks on the list seems to be always changing - if his list of stocks constantly changes, thats trading rather than investing

 

[revhappy]

yup its for entertainment. This format of "How I will invest $xxxxx" seems to originate from Motley Fool which is another blog not to be taken seriously.

if you see the list of his previous articles, he got several "How I will invest $xxxxxx" type of articles, and the stocks on the list seems to be always changing - if his list of stocks constantly changes, thats trading rather than investing

Atleast Kyith from Investmentmoats shares his portfolio openly. This guy is a typical charlatan newsletter seller.