Bonus$aver - the only account that gives you the highest interest rate in town from SCB

revhappy

revhappy

Arch-Supremacy Member
Joined
Mar 19, 2012
Messages
12,200
Reaction score
2,647
itchying said:
without the levelup promo, its over 4% for 100k. No rebate or rewards for that card spend. So u have to factor in rebate opp cost and compare with other banks. Think is a signup promo with salary crediting to get extra $100 and luggage prev. Not sure if still have. U can check scb website.
Click to expand...

Thanks. If there are not much spend exclusions on the credit card, for example top ups or similar loop holes then it is possible for me to hit 500. But with genuine spend, including utilities I struggle to consistently hit 500 a month.

For now I am using MooMoo for cash management. When rates fall, I will take a call.
 
wira

wira

Supremacy Member
Joined
May 6, 2000
Messages
5,732
Reaction score
763
itchying said:
without the levelup promo, its over 4% for 100k. No rebate or rewards for that card spend. So u have to factor in rebate opp cost and compare with other banks. Think is a signup promo with salary crediting to get extra $100 and luggage prev. Not sure if still have. U can check scb website.
Click to expand...
how do you get 4% with just salary credit ?

i checked the website if only credit salary and NO CC spend or investment or bill payment or insurance can only get 2.55% ?
 
T

Trazora

Arch-Supremacy Member
Joined
Apr 19, 2015
Messages
23,275
Reaction score
1,189
wira said:
how do you get 4% with just salary credit ?

i checked the website if only credit salary and NO CC spend or investment or bill payment or insurance can only get 2.55% ?
Click to expand...
think he included salary crediting, card spend and bill payment
 
itchying

itchying

Senior Member
Joined
Dec 28, 2011
Messages
1,209
Reaction score
153
revhappy said:
Thanks. If there are not much spend exclusions on the credit card, for example top ups or similar loop holes then it is possible for me to hit 500. But with genuine spend, including utilities I struggle to consistently hit 500 a month.

For now I am using MooMoo for cash management. When rates fall, I will take a call.
Click to expand...
Card spend not as strict as uob one as u read the list in tnc. U can try 1mth just put min amt n see if the spend counts n get interest following mth. It is not tiered interest unlike 360 or uob1. Think govt txn counts too. Maybe insurance too i din try though. Since no rewards no rebate on spend so they are less strict.
 
You must log in or register to reply here.
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top