How much is your total expenditure for the year 2023?

[crimsontactics]

I think as long you keep working

Then got money coming in

Then your cigarette habits u can sustain

Still a waste of money haix...

 

[crimsontactics]

U working now? If working still can sustain the habit

Yeah I got work...

 

[crimsontactics]

More than that wor. 1 pack tax is roughly 10bucks. 60-70% of the price of cigg is tobacco tax.
I spend 4k on ciggy also.

So means I paid $2.5k in taxes just by cigarettes alone?

 

[highsulphur]

mine is $15.8k

top is contribution to parents $7k
starting next year lagi more. top up extra $4k to cpf

You spend less than 1k a month? Living with your parents?

 

[NeonX]

seems like i overspend jialat. Need to save more money

 

[LaiHam]

Wah this question got me actually calculating. Hope to totally cut off Thing 1 and Thing 2 within 5 years.
This is based on 2 income/spending.

	Items	Monthly	Annual
1	Insurance	2,000.0	24,000.0
2	Thing 1 (Apt)	2,000.0	24,000.0
3	Thing 2 (Uni)		60,000.0
4	1Q Trip		10,000.0
5	2Q Trip		5,000.0
6	4Q Trip		30,000.0
7	Phone x 4	300.0	3,600.0
8	Grab/Transport	2,000.0	24,000.0
9	Nonsense	2,000.0	24,000.0
10	Groceries	1,000.0	12,000.0
11	Utilities	150.0	1,800.0
12	Alms	200.0	2,400.0
13	Tax		9,000.0
			220,800.0

 

[testart]

seems like i overspend jialat. Need to save more money

Any meaningful insights from 2023? Care to share?

 

[wutawa]

You spend less than 1k a month? Living with your parents?

i live alone. i dont have insurance. i spend a lot on food because i dont cook.

 

[wutawa]

Wah this question got me actually calculating. Hope to totally cut off Thing 1 and Thing 2 within 5 years.

	Items	Monthly	Annual
1	Insurance	2,000.0	24,000.0
2	Thing 1 (Apt)	2,000.0	24,000.0
3	Thing 2 (Uni)		60,000.0
4	1Q Trip		10,000.0
5	2Q Trip		5,000.0
6	4Q Trip		30,000.0
7	Phone x 4	300.0	3,600.0
8	Grab/Transport	2,000.0	24,000.0
9	Nonsense	2,000.0	24,000.0
10	Groceries	1,000.0	12,000.0
11	Utilities	150.0	1,800.0
12	Alms	200.0	2,400.0
13	Tax		9,000.0
			220,800.0

what is nonsense? hahaha

 

[NeonX]

Any meaningful insights from 2023? Care to share?

spend less on hobbies and women lol

 

[Rathcycle]

So your savings are at least enough for you to sustain your lifestyle without working?

Yes. I got passive income as well. I won't starve, but I might miss out on some entertainment. Kinda first world issues, so I'm really not complaining except it does weird stuffs to your brain.

 

[Rathcycle]

Haha I am going whack too

But not so big

Probably $28 - 4 x system 7

Please bet more. Once a year nia.

 

[buttbERry]

didnt really calculate

 

[testart]

Wah this question got me actually calculating. Hope to totally cut off Thing 1 and Thing 2 within 5 years.
This is based on 2 income/spending.

	Items	Monthly	Annual
1	Insurance	2,000.0	24,000.0
2	Thing 1 (Apt)	2,000.0	24,000.0
3	Thing 2 (Uni)		60,000.0
4	1Q Trip		10,000.0
5	2Q Trip		5,000.0
6	4Q Trip		30,000.0
7	Phone x 4	300.0	3,600.0
8	Grab/Transport	2,000.0	24,000.0
9	Nonsense	2,000.0	24,000.0
10	Groceries	1,000.0	12,000.0
11	Utilities	150.0	1,800.0
12	Alms	200.0	2,400.0
13	Tax		9,000.0
			220,800.0

Very meaningful insights

Can see that you focus alot on education and also going for holiday

 

[testart]

Very hard to reflect on 2023

Very hard

 

[Rathcycle]

So means I paid $2.5k in taxes just by cigarettes alone?

I think more. For every $15 you pay per pack of cigs. At least 10 goes to the gahmen...
Real cost of ciggies is about 3 or 4bucks a pack nia.
I haven't declared at customs for a long long time, last time I did maybe 6 or 7 years ago was alr 9$ per pack to bring in leftover dfs ciggies.

 

[soulz81]

890 km not alot. 1 week min cLock 20km...1 year should be able to achieve.....

U see edmwer bro here clock longer distance than me

https://forums.hardwarezone.com.sg/...end-have-you-managed-to-clock-1000km.6978978/

But what u do to clock 20km a week? Walk to work or run 2km every day?

 

[highsulphur]

i live alone. i dont have insurance. i spend a lot on food because i dont cook.

Less than 1k a month is very little for someone living by himself.

 

[Rathcycle]

Wah this question got me actually calculating. Hope to totally cut off Thing 1 and Thing 2 within 5 years.
This is based on 2 income/spending.

	Items	Monthly	Annual
1	Insurance	2,000.0	24,000.0
2	Thing 1 (Apt)	2,000.0	24,000.0
3	Thing 2 (Uni)		60,000.0
4	1Q Trip		10,000.0
5	2Q Trip		5,000.0
6	4Q Trip		30,000.0
7	Phone x 4	300.0	3,600.0
8	Grab/Transport	2,000.0	24,000.0
9	Nonsense	2,000.0	24,000.0
10	Groceries	1,000.0	12,000.0
11	Utilities	150.0	1,800.0
12	Alms	200.0	2,400.0
13	Tax		9,000.0
			220,800.0

Wah this is definitely successful edmwer that makes over 20k a mth. I cannot fight.

 

[highsulphur]

But what u do to clock 20km a week? Walk to work or run 2km every day?

If you walk a bit more deliberately, can easily hit 5km a day on weekdays going to and from work