Alipay in China

[gregory_choo]

Yes it work. But need to top up and no withdrawal function. Cannot zerorize the account.

And the rate is slightly worse

 

[s7460597]

You trip transfer to china is coming

 

[lazy999]

Guys, want to check which card offer better rate tied to alipay. Youtrip or instarem? Want to purchase some theme ticket in zhuhai.

 

[froztheart]

Guys, want to check which card offer better rate tied to alipay. Youtrip or instarem? Want to purchase some theme ticket in zhuhai.

YT seems to be better from my experience.

 

[ekardo]

seasonal. They are all quite the same.
Use trust best.

 

[bertrande]

Guys, want to check which card offer better rate tied to alipay. Youtrip or instarem? Want to purchase some theme ticket in zhuhai.

YouTrip and Trust seemed better for me this trip. I tended more towards Trust as I used the CC function when paying and did not have to keep topping up my underlying savings account.

 

[natas]

YouTrip and Trust seemed better for me this trip. I tended more towards Trust as I used the CC function when paying and did not have to keep topping up my underlying savings account.

I prefer debit cause I know my limitation in term of cash in the card.

 

[s7460597]

I prefer debit cause I know my limitation in term of cash in the card.

Me too. Recharging is easy and instantaneous.

 

[gregory_choo]

YouTrip and Trust seemed better for me this trip. I tended more towards Trust as I used the CC function when paying and did not have to keep topping up my underlying savings account.

you can transfer a few hundreds dollars to youtrip. then transfer back when you are back in sg, if you cant spend the full amount. dont need to keep topping up.

 

[commandowolf]

you can transfer a few hundreds dollars to youtrip. then transfer back when you are back in sg, if you cant spend the full amount. dont need to keep topping up.

In the news a few times liao, people keep money in Youtrip, then when card have fradulent charges and spend all their money, they are out of luck lor. Youtrip not really obligated or motivated to help them recover, is customer money, not youtrip money.

Unlike Trust, you spend as Credit card first, is Trust money, they will definitely get their money back.

So for youtrip, better to top up as and when you need to use.

 

[commandowolf]

Just 1 of many, case in point

 

[gregory_choo]

I

Unlike Trust, you spend as Credit card first, is Trust money, they will definitely get their money back.

Don't think it works this way. You spent as credit card, still sending your money.

 

[commandowolf]

Don't think it works this way. You spent as credit card, still sending your money.

I use trust card. If you use credit card, it will only give you statement at end of the month. Then you can use the money in the savings account to pay the credit card. It will not draw directly from the aavings account.

The reddit post you linked above has nothing to do with spending on the credit card, is the person cannot login.

 

[gregory_choo]

I use trust card. If you use credit card, it will only give you statement at end of the month. Then you can use the money in the savings account to pay the credit card. It will not draw directly from the aavings account.

The reddit post you linked above has nothing to do with spending on the credit card, is the person cannot login.

If you check unbilled section, you will find the transaction. Not deducted from your savings account does not mean that your money is not involved. Seems like you don't have other credit card besides trust card.

The Reddit post showed you the problems with it's customer services. You will be having a good time talking to them if there is a minor problem, even a small.

 

[commandowolf]

If you check unbilled section, you will find the transaction. Not deducted from your savings account does not mean that your money is not involved. Seems like you don't have other credit card besides trust card.

The Reddit post showed you the problems with it's customer services. You will be having a good time talking to them if there is a minor problem, even a small.

I have multiple credit cards from different banks, disputed different fraudulent transactions while it is still under the "unbilled section" as you say, didnt pay that in my bill, and banks reversed it, even chose to cancel my card and not pay the fraudulent transaction for Citibank, eventually after investigation done, reversed and cancelled, not a cent out of my pocket. So yes, from my experience, i therefore claim that is bank money, not consumer money.

I think being informed is good, thanks for telling me about Trust bank customer service being ****.

But that still doesnt change the fact that you are recommending a dangerous practice of keeping money in Youtrip, when already multiple news articles about it, you also need to be more informed.

Treat Youtrip as a debit card, only top up as necessary, lock the card when not in use. The point is to avoid the need to fight fraudulent transaction in rhe first place. Prevention first.

 

[jywy2005]

Just lock your cc or dc when not in use or deactivate the overseas transactions.

 

[MangoCAT]

My mum is going china soon. Is it just adding bank cards or need to recharge to balance?

 

[16/8IF]

My mum is going china soon. Is it just adding bank cards or need to recharge to balance?

what bank cards are you talking about... credit card ?

lots of people think that they cant use cash which is not true , here is a video posted on facebook,

you can see local people buying tofu from the hawker, you can see most are using CASH ?

 

[MangoCAT]

what bank cards are you talking about... credit card ?

lots of people think that they cant use cash which is not true , here is a video posted on facebook,

you can see local people buying tofu from the hawker, you can see most are using CASH ?

i travelled and used cash for haidilao all that. mum say online so asking. Credit cards

 

[16/8IF]

i travelled and used cash for haidilao all that. mum say online so asking. Credit cards

Credit Card just linked, you cant top up balance using Credit Card unless you have China bank account or have
other China National to send you red packet.

Opps I didn't see it is Alipay, WeChat is stricter, if you have balance in your own Alipay balance maybe you can try to send it to your mum and see whether it works, apparently some people have done that ?