Trust Bank Credit Card

[sibeiTrolled]

weridly enough trust bank keeps pulling my data from the credit bureau

AFAIK, they are the only one to keep doing monthly checks.

hey reduced my credit limit to 2k

Probably you almost hit the max limit of your 4 months salary worth across your cards?

 

[silentears]

AFAIK, they are the only one to keep doing monthly checks.

Probably you almost hit the max limit of your 4 months salary worth across your card?

Nope. I am a low spender actually. Seldom use this card too

 

[sibeiTrolled]

Nope. I am a low spender actually. Seldom use this card too

Hmm, what i mean was this, limits across all your existing cards. Phrasing was wrong in the earlier sentence

Annual income	Regulatory credit limit
≥S$30,000 to <$120,000	Up to 4 months’ income
≥S$120,000 (or net personal assets exceeding S$2 million, or net financial assets exceeding S$1 million)	No regulatory limit

But who knows, bank will do what bank does best

 

[crystalnox]

weridly enough trust bank keeps pulling my data from the credit bureau and they reduced my credit limit to 2k, no idea what is going on lmao.

They do that to everyone, it's harmless at this point. Every bank would have come across it.

 

[bencheongcm]

Does Trust ATM card have withdrawal fee in South Korea?

 

[Belford]

Does Trust ATM card have withdrawal fee in South Korea?

NH Bank ATMs don’t have fee

 

[twosix]

NH Bank ATMs don’t have fee

Does Trust ATM card have withdrawal fee in South Korea?

And nh bank atms with the global logo are not easy to find. Best is to change some won in sg and the rest charge to cards. Card acceptance is very high. Only street stalls dun take cards.

 

[bencheongcm]

And nh bank atms with the global logo are not easy to find. Best is to change some won in sg and the rest charge to cards. Card acceptance is very high. Only street stalls dun take cards.

NH Bank ATMs don’t have fee

Thanks, I think would be better to change in SG 1st

 

[dgeralds]

Im planning to go Katmandu, Nepal and use TRUST card. Do anybody have experience withdrawing money from ATM and associted fees? Or is it better to exchange Napali Rupees in Singapore or in Kathmandu? Any inputs appreciated.

 

[CrashWire]

Or is it better to exchange Napali Rupees in Singapore or in Kathmandu? Any inputs appreciated.

Probably should take USD and exchange some there. Not many money changers in Singapore would carry Nepalese rupee (I helped a friend look before).

 

[Kitaro9202]

Stupid question i have the trust cc but i do not have any saving account .
So if i withdraw money in jb atm will there be advance cash charges ?

 

[Trazora]

Stupid question i have the trust cc but i do not have any saving account .
So if i withdraw money in jb atm will there be advance cash charges ?

need trust savings account to avoid cash advance interest, though no cash advance fees

 

[coconut1]

In Australia, tried withdrawing from ATMs and all charged fees
Commonwealth - $7.50
NAB - $7.50
HSBC - $5
ANZ - $2

in the end, had to use HSBC premier debit card to withdraw fee free with existing AUD in EGA but had to call to activate overseas ATM withdrawal. Lucky got free IDD with Eight telco. Quite tedious

 

[twosix]

In Australia, tried withdrawing from ATMs and all charged fees
Commonwealth - $7.50
NAB - $7.50
HSBC - $5
ANZ - $2

in the end, had to use HSBC premier debit card to withdraw fee free with existing AUD in EGA but had to call to activate overseas ATM withdrawal. Lucky got free IDD with Eight telco. Quite tedious

Does the hsbc debit card has better exchange rates than trust?

 

[English Teacher]

In Australia, tried withdrawing from ATMs and all charged fees
Commonwealth - $7.50
NAB - $7.50
HSBC - $5
ANZ - $2

in the end, had to use HSBC premier debit card to withdraw fee free with existing AUD in EGA but had to call to activate overseas ATM withdrawal. Lucky got free IDD with Eight telco. Quite tedious

do you use the Cashback or Link card for the withdrawa?

 

[coconut1]

Does the hsbc debit card has better exchange rates than trust?

No slightly worse, but for hsbc ega have to fx convert before withdrawal and i had locked in the exchange rates previously. Trust cannot lock in rates

 

[CrashWire]

In Australia, tried withdrawing from ATMs and all charged fees
Commonwealth - $7.50
NAB - $7.50
HSBC - $5
ANZ - $2

in the end, had to use HSBC premier debit card to withdraw fee free with existing AUD in EGA but had to call to activate overseas ATM withdrawal. Lucky got free IDD with Eight telco. Quite tedious

Westpac is free for DBS.

 

[coconut1]

do you use the Cashback or Link card for the withdrawa?

Trust cashback -> withdrawal from Savings account

 

[coconut1]

Westpac is free for DBS.

Dbs treasures visa debit?

 

[simon_84]

Set up my trust link card with the fair price app and noticed that I cannot pay through the app at kopitiam as I do not have funds in my trust bank savings account.

Need to deposit a minimum amount before I can start using the card ?
Does the cash back card have the same issue ?