Lastest S$ Deposit updates - Part 3

[addict951]

Eh guys, ask yall hor
Those who placed the first time 50K 88-day Ocbc 2.88% fd, when are they crediting us the interest ar? Thx

 

[Potent]

Since when does Bank guarantee auto renewal rates? It will be at the prevailing rate when your FD matures!

Let's put it this way, everyone will like to see that the 2.45% is for 60months. (no such options when we place it, but the website still say can...)
But the reality is... As confirmed, no.

 

[ericcsn]

Eh guys, ask yall hor
Those who placed the first time 50K 88-day Ocbc 2.88% fd, when are they crediting us the interest ar? Thx

per clause 3.2 https://www.ocbc.com/iwov-resources...cbc-deposits-sgd-top-ups-campaign-mar25v2.pdf

Date of Eligible Transaction:- Bonus Interest and/ or Cash Gift Credited by
March 2025:- 31 July 2025
April 2025:- 31 August 2025

 

[Goodintentions]

per clause 3.2 https://www.ocbc.com/iwov-resources...cbc-deposits-sgd-top-ups-campaign-mar25v2.pdf

Date of Eligible Transaction:- Bonus Interest and/ or Cash Gift Credited by
March 2025:- 31 July 2025
April 2025:- 31 August 2025

How about for those who joined in June?

 

[ericcsn]

How about for those who joined in June?

based on the above ie if
Date of Eligible Transaction:- Bonus Interest and/ or Cash Gift Credited by
March 2025:- 31 July 2025
April 2025:- 31 August 2025

Then by inference :
Jun 2025 should be 31 Oct 2025 (for Bonus Interest and/ or Cash Gift Credited by date)

 

[lzydata]

Revision of Singapore Dollar Time Deposit Rate & Mortgage 9-month, 36-month and 48-month Fixed Deposit Rate (FDR)​

From 22 August 2025 (inclusive of this date), please note that Singapore Dollar Time Deposit (“SGD TD”) interest rates (per annum) will be revised as below:

	1 MTHS	3 MTHS	6 MTHS	9 MTHS	12 MTHS	15 MTHS	18 MTHS	24 MTHS	36 MTHS	48 MTHS	60 MTHS
Existing Rate	0.0500%	0.1000%	0.7000%	1.0500%	1.1000%	1.5000%	1.5000%	1.5000%	1.7700%	1.9000%	2.0000%
Revised Rate	0.0500%	0.1000%	0.3000%	0.5500%	0.6000%	1.0000%	1.0000%	1.0000%	1.2700%	1.4000%	1.5000%

The Mortgage 9-month, 36-month and 48-month FDR base rates will be adjusted accordingly. As these rates are linked to your FDR mortgage loan packages, a revision in the SGD TD rates will change the interest rates of your FDR mortgage loans. All other features, as well as the terms and conditions relating to each mortgage loan, will remain unchanged.

https://www.sc.com/sg/important-information/revision-of-td-fdr/

 

[maumu]

good times for those servicing their mortgages..

 

[chrischai101]

good times for those servicing their mortgages..

I am eligible for a loan repricing/refinancing now. Do you think I can do now, or wait another few months expecting loan rates to drop further?

 

[maumu]

I am eligible for a loan repricing/refinancing now. Do you think I can do now, or wait another few months expecting loan rates to drop further?

it's a personal decision... nobody can predict accurately what's going to happen next few months (or even tomorrow).

just go with your hunch after considering the liabilities, penalities, etc. if unsure, wait it out if it's not much difference from your existing contract.

 

[sglandscape]

good times for those servicing their mortgages..

PSA SCB seems to have one of the best mortgage rates out there now, for those with mortgages with the local banks, may want to start shopping around.

 

[vsvs24]

CIMB Fastsaver and Starsaver rate cut wef 20 Sep 2025.

Post in thread 'CIMB FastSaver' https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/post-157144915

 

[swathe]

Is OCBC 88 days topup promo at 2.08% the best now?

 

[sglandscape]

Is OCBC 88 days topup promo at 2.08% the best now?

If you want lock in yes. No lock in SCB Esaver 2.2% (with wealth holdings), or 1.8% (without wealth holdings). HSBC 2.45% (with wealth holding), 2% (without wealth holdings).

 

[TehSi99]

DBS cuts its fixed deposit rates today.

 

[sglandscape]

REVISION OF SGD FIXED DEPOSIT INTEREST RATES

With effect from 19 August 2025, the interest rates for SGD Fixed Deposit will be revised as follows:

Months	Existing (% pa)	New (% pa)
3	1.0000	0.5500
4	1.4000	0.6500
5	1.7500	1.0000
6	2.1500	1.4000
7	2.3000	1.5500
8, 9	2.3500	1.6000
10, 11	2.4000	1.6000
12, 18, 24, 36, 48, 60	2.4500	1.6000

https://www.dbs.com.sg/iwov-resources/media/pdf/deposits/dbs-rate-notices.pdf

DBS cuts its fixed deposit rates today.

Should be since 19 August as per what lzydata shared earlier.

 

[ckman3]

Wef 25 Aug, BOC has reduced its onine FD rates for amt 40K and above.
6mth and 12mth FD rates are now 1.55% and 1.5% respectively.

Above is based on BOC App. Website yet to be updated.

 

[ckman3]

Singapura Finance Vivid FD rates have also been revised wef 25 Aug.
6 mths and 12 mths FD rates are now 1.5% and 1.4% respectively.
Minimum amt is 50K

https://www.sfl.sg/personal_svv_fixed_deposit.php

 

[tiertime]

We are back to precovid bank interest drop to only 1% +

Singapura Finance Vivid FD rates have also been revised wef 25 Aug.
6 mths and 12 mths FD rates are now 1.5% and 1.4% respectively.
Minimum amt is 50K

https://www.sfl.sg/personal_svv_fixed_deposit.php

 

[banyan8]

Does DBS has a new 3M earmark promotion at branches?

 

[sglandscape]

Does DBS has a new 3M earmark promotion at branches?

Should be 1.68% for this month as per

1.68% for 3-month CASA promotion