It is impossible to time the market. Example I got follow a Singaporean youtuber called Rayner he said (in extract):
Happy New Year! The time when trading gurus disappear faster than David Copperfield when asked about their past year's results.
So, here are my results for 2025…
Account 1: +45.87%
Account 2: +20.32%
To wrap things up, here are some of my takeaways for this year…
𝟏. 𝐌𝐨𝐫𝐞 𝐦𝐚𝐫𝐤𝐞𝐭𝐬, 𝐦𝐨𝐫𝐞 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬
I trade mostly US stocks. However, my biggest gain for the year didn’t come from stocks. Instead, it came from Gold (it made up 30% of my profits). Expanding my market universe gave me opportunities I would otherwise miss.
𝟑. 𝐈𝐟 𝐲𝐨𝐮 𝐟𝐚𝐢𝐥 𝐭𝐨 𝐩𝐥𝐚𝐧, 𝐲𝐨𝐮 𝐩𝐥𝐚𝐧 𝐭𝐨 𝐟𝐚𝐢𝐥
Around April 2025, I thought things could get a lot worse. During those months, I was prepared to…
• Witness my portfolio lose 30% of its value.
• Cut my positions and remain in cash.
• Invest in quality companies if the price comes to my level.
Alas, none of it materialised as the market broke out to a new all-time high. Still, the planning has been invaluable as I know exactly what to do in either a bullish or bearish scenario. When times are good, prepare for the downside. When times are bad, grab the opportunity you’ve planned for.
Many people like him conserve cash when market ATH, but I think need to buy the dip if not will risk ship flying off.