Citibank CC waive annual fee

[Pank85]

hey guys just to check did you guys manage to get waiver off for your citibank cc annual fee ?

Is there any way to waive it ?

thanks.

 

[Ice]

hey guys just to check did you guys manage to get waiver off for your citibank cc annual fee ?

Is there any way to waive it ?

thanks.

Just call them up and ask for waiver... always waive mine

 

[valeon]

I hv never pay annual fee for Citibank CC more than 10 years liao.

 

[fisbike]

Me either.

 

[Pank85]

oh ok. cos i was checking whether is there a min to how much i swipe in order to waive it off.

 

[indexsg]

hi, when do you ask for waiver?

after the annual fee charged in your monthly bill or before ?

sorry, newbie question.

Usually i cancel and re-apply.

 

[arctos]

While it might be a little harder to get them to waive fees if you never used your card at all, most of the time they still will out of "goodwill" to keep you as a customer.

Since I don't keep track of when the annual fee waiver expires, I usually wait till it's charged, then call up the cc companies.

 

[justicesg]

As long as one uses the CC now and then, I think it is no problem getting a waiver. Still, frankly I don't know what is the magic minimum amount needed to be spent before a waiver is allowed.

 

[dlocenot]

Not really necessary to spend on the cc. Most of the time, as highlighted above, they will waive it for you.

 

[justicesg]

Not really necessary to spend on the cc. Most of the time, as highlighted above, they will waive it for you.

OK I had a bad experience with HSBC then as they refused to waive it as I dind't use the cc at all, and unless I made one purchase within a month. Maybe there in my cc record was the word "gullible" next to my name!

 

[shalome]

i heard there are some rules change in waiver guidelines now.

but say, if no change........

1) for manual waiver, can call to request however subject to approval
2) have to see you are being billed on annual fee then can request.
3) for auto waiver, need to spend a min amount for respective cards.
4) clear 500 credit cards only students can waive annual fee

 

[Jarlaxle]

all my expenses are paid thru the dividend card
my clear card has never got any transaction b4

will it be hard to waive the clear card annual fee in this case ?

 

[dlocenot]

all my expenses are paid thru the dividend card
my clear card has never got any transaction b4

will it be hard to waive the clear card annual fee in this case ?

No, I believe they will be most glad to waive it for you.

 

[dlocenot]

i heard there are some rules change in waiver guidelines now.

but say, if no change........

1) for manual waiver, can call to request however subject to approval
2) have to see you are being billed on annual fee then can request.
3) for auto waiver, need to spend a min amount for respective cards.
4) clear 500 credit cards only students can waive annual fee

When did the new guidelines take effect?

 

[kiddzz]

OK I had a bad experience with HSBC then as they refused to waive it as I dind't use the cc at all, and unless I made one purchase within a month. Maybe there in my cc record was the word "gullible" next to my name!

Yes I have prob with hsbc too, call them to waive the fee but they its not their policy to waive the fee. end up terminate the card.

 

[tengjj2000]

just call them to waive off. if not u say u want to cancel. if she say ok, hang up and call again.

because 1 of them will definitely help u waive off

 

[XxlwAteRzlxX]

i heard there are some rules change in waiver guidelines now.

but say, if no change........

1) for manual waiver, can call to request however subject to approval
2) have to see you are being billed on annual fee then can request.
3) for auto waiver, need to spend a min amount for respective cards.
4) clear 500 credit cards only students can waive annual fee

i just called they say cannot waive leh.
i belong to category #4 !

 

[sWirL84]

eh guys if wanna waive annual fee for supp card, need the sup holder to call or I (main holder) can call? Citibank waived for my card but not my supp holder....and she is regularly using the card too...sian..so mafan

 

[dlocenot]

eh guys if wanna waive annual fee for supp card, need the sup holder to call or I (main holder) can call? Citibank waived for my card but not my supp holder....and she is regularly using the card too...sian..so mafan

Main card holder.

 

[valeon]

eh guys if wanna waive annual fee for supp card, need the sup holder to call or I (main holder) can call? Citibank waived for my card but not my supp holder....and she is regularly using the card too...sian..so mafan

Simple way is cut the card into half and posts it back using the return envelope. Few days later they will call you.