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Roboadvisor: Stashaway vs Smartly Performance

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Old 10-01-2018, 10:46 PM   #1
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Roboadvisor: Stashaway vs Smartly Performance

---- PROJECT TERMINATED ----

With effect from 04/08/19, I have decided to terminate this project. I will be embarking on a new comparison thread soon. Thank you all for your support all these while.

In the meantime, do continue to contribute and support:


https://forums.hardwarezone.com.sg/m...#post120835024
Roboadvisors are new in the market and there is little information online to provide us with reliable information on their performance. As such, I have decided to do a mini experiment on the returns of smartly vs stashaway

Experiment Outline
Lump sum investment of $150 to each account to kick start the investment (25th Jan)
Subsequently, to invest $50/mth into both smartly and stashaway portfolios on every 15th of the month beginning 15th Feb 2018

- Smartly Profile : 5/10
- Stashaway Profile 16 (54.5%/45.5%)

Will be updating this thread on the performance on a monthly basis. Stay Tuned

Investment updates (Stashaway vs Smartly) :

1 March 2018 (Total Invested: $200/acc) :$195.76/$196.00
13 March 2018 (Total Invested: $200/acc):$196.43/$195.53
6 April 2018 (Total Invested: $250/acc):$243.84/$242.46
18 April 2018 (Total Invested: $300/acc):$293.67/$293.03
22 April 2018 (Total Invested: $300/acc):$293.20/$293.34
28 May 2018 (Total Invested: $350/acc):$351.67/$351.00

Note: From 29 May 2018, Portfolio changed to StashAway Profile 28, Smartly Profile 10

9 June 2018 (Total Invested: $350/acc):$354.49/$353.14
26 June 2018 (Total Invested: $400/acc):$407.05/$396.29
19 July 2018 (Total Invested: $450/acc):$460.37/$454.75
30 July 2018 (Total Invested: $450/acc):$458.49/$458.28
29 Aug 2018 (Total Invested: $500/acc):$515.63/$512.01

Note: From 29 August 2018, Portfolio changed to StashAway Highest RISK Portfolio, Smartly Profile 10

14 Sep 2018 (Total Invested: $500/acc):$512.68/$509.37
22 Sep 2018 (Total Invested: $550/acc):$563.44/$566.63
08 Oct 2018 (Total Invested: $550/acc):$549.49/$557.14
11 Oct 2018 (Total Invested: $550/acc):$531.56/$542.10
22 Oct 2018 (Total Invested: $600/acc):$578.08/$586.85
30 Oct 2018 (Total Invested: $600/acc):$561.44/$568.42
06 Nov 2018 (Total Invested: $600/acc):$579.62/$588.33
18 Nov 2018 (Total Invested: $650/acc):$629.63/$638.14
27 Nov 2018 (Total Invested: $650/acc):$620.89/$629.91
02 Dec 2018 (Total Invested: $650/acc):$634.54/$639.30
10 Dec 2018 (Total Invested: $650/acc):$614.53/$617.59
20 Dec 2018 (Total Invested: $700/acc):$636.62/$652.76
27 Dec 2018 (Total Invested: $700/acc):$629.77/$633.12
08 Jan 2019 (Total Invested: $700/acc):$634.18/$652.75
11 Jan 2019 (Total Invested: $700/acc):$651.61/$662.79
18 Jan 2019 (Total Invested: $750/acc):$714.71/$719.75
7 Feb 2019 (Total Invested: $750/acc):$746.54/$741.68
13 Feb 2019 (Total Invested: $750/acc):$750.61/$743.82
16 Feb 2019 (Total Invested: $800/acc):$807.27/$800.39
14 Mar 2019 (Total Invested: $800/acc):$815.87/$807.07
21 Mar 2019 (Total Invested: $850/acc):$881.58/$865.69
7 Apr 2019 (Total Invested: $850/acc):$898.76/$876.50
19 Apr 2019 (Total Invested: $900/acc):$949.50/$932.20
25 Apr 2019 (Total Invested: $900/acc):$960.05/$934.76
9 May 2019 (Total Invested: $900/acc):$944.23/$920.46
15 May 2019 (Total Invested: $900/acc):$924.03/$914.23
25 May 2019 (Total Invested: $950/acc):$975.81/$960.29
02 Jun 2019 (Total Invested: $950/acc):$962.02/$938.02
23 Jun 2019 (Total Invested: $1000/acc):$1059.77/$1031.23
27 Jun 2019 (Total Invested: $1000/acc):$1045.70/$1020.43
07 Jul 2019 (Total Invested: $1000/acc):$1076.10/$1041.53
16 Jul 2019 (Total Invested: $1050/acc):$1132.19/$1099.64
25 Jul 2019 (Total Invested: $1050/acc):$1143.17/$1109.52
04 Aug 2019 (Total Invested: $1050/acc):$1117.48/$1092.57
==== Project Terminated ====



Backtesting Portfolio

Backtesting data from 2014-2019.
Initial contribution = $150
Monthly Top up = $50 (Re balanced Yearly)
Portfolio 1 = Stashaway Higher Risk
Portfolio 2 = Smartly (10)
Portfolio 3 = Autowealth (80/20 portfolio)





If you are interested in other comparisons, refer to the links below

- Stashaway vs Syfe : https://forums.hardwarezone.com.sg/m...#post122162786

- DFA vs Stashaway: https://forums.hardwarezone.com.sg/m...#post120835024

Last edited by blurpandasg2014; 09-08-2019 at 11:43 PM..
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Old 11-01-2018, 12:01 PM   #2
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should go max 10/10 and 28 for stashaway. your risk set until damn low and with such a small sum, doubt able see much.
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Old 11-01-2018, 06:32 PM   #3
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Will consider to do so after seeing balanced profile for few mths
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Old 11-01-2018, 06:42 PM   #4
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should go max 10/10 and 28 for stashaway. your risk set until damn low and with such a small sum, doubt able see much.
True. Then can benchmark with an index fund like IWDA.
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Old 11-01-2018, 06:50 PM   #5
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Just buy tfd

No need qny thibkibg

Vtfd btfd

Btfd

Btfd
Btfd
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Old 01-03-2018, 09:23 AM   #6
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Updated for March
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Old 01-03-2018, 04:42 PM   #7
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fap fap fap fwahhh. actually you can use Portfolio Visualizer to track the robos.. save all these effort.. Smartly is better.

Last edited by smoothtalker; 03-03-2018 at 05:51 PM..
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Old 06-04-2018, 06:14 PM   #8
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Updated for April
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Old 06-04-2018, 11:59 PM   #9
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I don't get it. Aren't u at a loss?

Updated for April
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Old 07-04-2018, 02:06 AM   #10
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Interesting to see how they perform.
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Old 07-04-2018, 08:42 AM   #11
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I don't get it. Aren't u at a loss?
He started in January and is now on the fourth month and lose around 0.8%...So what is the issue? I'm interested to see how it perform after a year...So if you lose 0.8% after 3 months, what are you going to do? Sell everything as you expect all investment to make a profit from day one?
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Old 07-04-2018, 11:12 AM   #12
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Not expecting profit from day one but how better is this robo thing compare to POSB investsaver that put in STI ETF monthly also at 1% or less?

He started in January and is now on the fourth month and lose around 0.8%...So what is the issue? I'm interested to see how it perform after a year...So if you lose 0.8% after 3 months, what are you going to do? Sell everything as you expect all investment to make a profit from day one?
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Old 07-04-2018, 02:51 PM   #13
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Not expecting profit from day one but how better is this robo thing compare to POSB investsaver that put in STI ETF monthly also at 1% or less?
Same time frame? Hold on let me pull my records for Jan to Mar 2018 for POSB Invest Saver...

Jan 2018 - Average price with fees $3.577
Feb 2018 - Average price with fees $3.572
Mar 2018 - Average price with fees $3.626

If anyone were to sell it today, price per unit is $3.487...

So anyone who invested with POSB Invest Saver since January 2018 is down 2.897%...
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Old 07-04-2018, 04:19 PM   #14
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why not vs autowealth?
i suspect AW will be the "best" amg the trio
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Old 07-04-2018, 04:29 PM   #15
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why not vs autowealth?
i suspect AW will be the "best" amg the trio
Autowealth need $3k to start an account...If the TS wants to equally compare, he need to put in $9k in January to make a fair comparison between the 3 robo-advisors..
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