Popping SG - She’s 26 with $50K saved… I’m 26 wondering if I can afford bubble tea

[hoolala]

Can you show me how much savings you have?

 

[Atilas]

Heng ah, moi no go jalan jalan at town area. Or else tio sexposed.

 

[FlyGuardX]

At first thought she is 月光族

 

[sseasea]

Her eyes Pak jiao

 

[westtraveller]

Yeah so tough to be cabin crew

 

[nasilemak100]

26 years old worked 6 years already

if is guy and study uni, 26 years old just started working or worked 1 year nia

 

[ToonBlue]

That is why hard to compete with girls for jobs

26 years old worked 6 years already

if is guy and study uni, 26 years old just started working or worked 1 year nia

 

[Hyruga]

People is cabin crew lei. Earn gao gao

 

[hachi]

50k? Just buy some blue chips. The dividends can drink till she become bui bui.

 

[hachi]

To save 8-9k is hard for them? Especially the one wanted to change job?

 

[Heriophant]

Moi wanna marry her

 

[EJB]

It's not that we no savings, is we fail to save.

Monthly salary come in, we only concerned how much we can spend, telling ourselves, whatever is left, we will save - in the same account.

Naturally, you end up saving nothing. 50K is not hard to save in 6 years. I managed a lot more times than 50K in 6 years.

Salary come in, take out 50% put into a savings account first. Over time, you will see it grow. If you can't take out 50%, do 30%, minimally you should be able to save 20-40% initially.

If you can't, you're overspending and over relying on credit cards.

 

[FlyGuardX]

It's not that we no savings, is we fail to save.

Monthly salary come in, we only concerned how much we can spend, telling ourselves, whatever is left, we will save - in the same account.

Naturally, you end up saving nothing. 50K is not hard to save in 6 years. I managed a lot more times than 50K in 6 years.

Salary come in, take out 50% put into a savings account first. Over time, you will see it grow. If you can't take out 50%, do 30%, minimally you should be able to save 20-40% initially.

If you can't, you're overspending and over relying on credit cards.

Have some side income.. Save 100% of salary.. When retrench, u still can survive

 

[hachi]

People is cabin crew lei. Earn gao gao

Cabin crew basic very low.... Is the flight allowance.. My ex gf told me. I think her basic in 2000. 1.5k only. Even 4-6 months bonus not that much...

 

[kennysme]

Her name is Kevin Khoo?

 

[rider83]

Cabin crew is not suka suka you choose one, it is they choose you.

U think i also dont want to be cabin crew meh?

 

[krikering]

It's not that we no savings, is we fail to save.

Monthly salary come in, we only concerned how much we can spend, telling ourselves, whatever is left, we will save - in the same account.

Naturally, you end up saving nothing. 50K is not hard to save in 6 years. I managed a lot more times than 50K in 6 years.

Salary come in, take out 50% put into a savings account first. Over time, you will see it grow. If you can't take out 50%, do 30%, minimally you should be able to save 20-40% initially.

If you can't, you're overspending and over relying on credit cards.

I put most of my money in ETFs and UTs too, now jobless. So is every time need money then liquidate abit e.g insurance bills coming in, give parents money for groceries and other stuff or pay for parents' medical bills, etc. I try not to take transport (unless meet former colleagues, friends or go interviews, etc.) each week and keep my 1 meal on average (if home no cook) around $7.

Frankly speaking, if start early and putting your funds in S&P tracking funds or even those fixed deposits, etc. is possible to accumulate savings one. But in the meantime, live within your means and track your expenditures well. When time to pay your bills, need to liquidate around 2 weeks in advance.\

Main issue is place to stay, frankly speaking cannot keep living with parents. Hopefully I find a job soon then can properly rent a place.

 

[EJB]

One cai png, if you take 5 hours to eat, like one mouth here and there... usually can last whole day one. I tried before, is can de.

I put most of my money in ETFs and UTs too, now jobless. So is every time need money then liquidate abit e.g insurance bills coming in, give parents money for groceries and other stuff or pay for parents' medical bills, etc. I don't take transport usually and keep my 1 meal on average (if home no cook) around $7.

 

[krikering]

One cai png, if you take 5 hours to eat, like one mouth here and there... usually can last whole day one. I tried before, is can de.

Most cai png stalls, the oil is quite unhealthy. I rather spend more go Sukiya eat the $9.30 gyudon set meal, got miso soup and barley drink some more. I personally find their rice a bit more filling than the cai png rice.

Can really last from morning e.g 11am to 6.30 - 7pm one. Then 7pm eat something else to stay until night.

 

[1982-1994]

I was 26 exactly in 2006, had my first full time job as a data entry clerk at DHL, took home $1300, never saved