Diners Club CASHBACK credit card

[cassowary18]

OK, ignoring the fact that Diners Club isn't widely used in Singapore, this is actually quite a decent credit card.

https://cards.dinersclub.com.sg/cashback
Also comes with 1 free lounge visit for when we can travel again.

 

[cassowary18]

Just FYI, it looks like the first year fee is not waived, so be aware if you're planning on applying.

 

[Shion]

New card or ? Don't recall seeing this.

Thanks for sharing !

 

[TiedInsurer]

OK, ignoring the fact that Diners Club isn't widely used in Singapore, this is actually quite a decent credit card.

https://cards.dinersclub.com.sg/cashback
Also comes with 1 free lounge visit for when we can travel again.

Is it just me, or is there no exclusions for topping up things like Grabpay card and Revolut/ Youtrip? Or maybe it's blocked entirely haha

Anyone wants to pay the Annual Fee to find out?

*EDIT* Youtrip doesn't accept Diner's Club. Most likely will be true for the other two as well. And this will be the main problem of hitting the 5% tier. Diner's club is accepted at too few places.

 

[fr33d0m]

Make sure those accepting Dinner Club Cards first.

it has even lower acceptance than AMEX.

 

[cassowary18]

Is it just me, or is there no exclusions for topping up things like Grabpay card and Revolut/ Youtrip? Or maybe it's blocked entirely haha

Anyone wants to pay the Annual Fee to find out?

*EDIT* Youtrip doesn't accept Diner's Club. Most likely will be true for the other two as well. And this will be the main problem of hitting the 5% tier. Diner's club is accepted at too few places.

Grab doesn't accept DC, I tried using my Donki DC card to top up and failed.

Make sure those accepting Dinner Club Cards first.

it has even lower acceptance than AMEX.

True, but places that accept Unionpay will accept DC, and Unionpay acceptance is quite high these days

 

[silverbomb]

diners card is super rare acceptance rate hence not gonna bother

 

[hclee01]

Based on the earning tiers, first $144.99 does not earn you any cashback, while next tier of $150 earn you 3% and remaining at 5% cashback, subject to cap of $50, you should cap your spending at $1,210 which will yield you $50 and effective cashback of 4.132%.

 

[the.guru]

This is the most attractive feature for me and reason to apply. Can use at hawker centres and coffeeshops. No need to top up like e-wallets (ActiveWallet MyCash, GrabPay...), so it's more convenient.

https://www.dinersclub.com.sg/scan-pay-win

 

[the.guru]

Just FYI, it looks like the first year fee is not waived, so be aware if you're planning on applying.

Emailed to check. Here is the reply:

For your information, any card application to us will be free ONLY for the first year. Any further queries, please feel free to call us at 64160850. Thank you and have a nice day.

 

[cassowary18]

diners card is super rare acceptance rate hence not gonna bother

That's what I thought too but it's actually quite widely accepted. But of course less accepted that Visa, Mastercard, Amex, and Amex.

This is the most attractive feature for me and reason to apply. Can use at hawker centres and coffeeshops. No need to top up like e-wallets (ActiveWallet MyCash, GrabPay...), so it's more convenient.

https://www.dinersclub.com.sg/scan-pay-win

A simpler solution would actually be to sign up for an Amex card. Same thing, no need to top up. You get whatever rewards from the relevant card too (so 1.5% cashback for Amex True Cashback Card, 1.1 mpd for Amex KrisFlyer Credit Card, etc.)
https://www.americanexpress.com/sg/benefits/service-security/ways-to-pay/digital-wallets/amex-pay/

Emailed to check. Here is the reply:

For your information, any card application to us will be free ONLY for the first year. Any further queries, please feel free to call us at 64160850. Thank you and have a nice day.

Thanks for calling! I thought there was no first year free because for the other cards with first year free, the first year free is clearly stated next to the annual fee, eg if you look at the Donki credit card.

And if the second year they charge annual fee, well we all know what to do anyway...call and ask for waiver, if no waive cancel.

 

[deve2545]

If you are a current Diners Club - Delifrance Cobrand cardmember, and/or Diners Club - HomeTeamNS Affinity cardmember, and/or Diners Club – Secret Recipe Cobrand cardmember, with your card(s) being replaced with the DINERS CLUB CASHBACK CARD, please note the updated Annual Fees as follows:

• Principal CardS$58
• Supplementary CardS$38
• ACE CardS$28

The rest of the card fees and charges remain unchanged. Details at: https://www.dinersclub.com.sg/cards-tnc

 

[deve2545]

CASHBACK Benefits​

Enjoy earning up to 5% Cash Rebate for all eligible spending#!

Spending Tiers	Cash Rebate Percentage
First $0 to $149.99	0%
Next $150 to $299.99	3%
Next $300 and up	5%

 

[deve2545]

• #For the purpose of computing the cash rebate(s) eligibility of the CM based on such CM’s spendings, the following charges and/or fees and/or entries as reflected in the monthly SoA for the promotion period shall not be classified as spendings of the CM: a) Entrance and/ or subscription and/or renewal fees; b) Service charges and/or late payment charges; c) All disputed charges unresolved as at DCS’s processing date of the monthly SoA during the promotion period; d) All debit and credit journal entries; e) Casino/access charges and/or cheque encashing charges; f) Stolen/lost/fraud Card charges; g) AXS bill payments; h) Road Tax payment; i) All transactions at LTA; j) All transactions at Singapore Post; k) 0% Interest-free Instalment Payment Plan (also known as BNPL, or Buy-Now- Pay-Later); l) ReadyCA$H; m) DCA$H; n) Balance Transfer.

 

[silverbomb]

That's what I thought too but it's actually quite widely accepted. But of course less accepted that Visa, Mastercard, Amex, and Amex.

A simpler solution would actually be to sign up for an Amex card. Same thing, no need to top up. You get whatever rewards from the relevant card too (so 1.5% cashback for Amex True Cashback Card, 1.1 mpd for Amex KrisFlyer Credit Card, etc.)
https://www.americanexpress.com/sg/benefits/service-security/ways-to-pay/digital-wallets/amex-pay/


Thanks for calling! I thought there was no first year free because for the other cards with first year free, the first year free is clearly stated next to the annual fee, eg if you look at the Donki credit card.

And if the second year they charge annual fee, well we all know what to do anyway...call and ask for waiver, if no waive cancel.

any prominent household brands or anchor tenants that we can use diners card on?

This is the most attractive feature for me and reason to apply. Can use at hawker centres and coffeeshops. No need to top up like e-wallets (ActiveWallet MyCash, GrabPay...), so it's more convenient.

https://www.dinersclub.com.sg/scan-pay-win

provided u hit more spending like above $150-200/mth then make sense to utilise with hawker. less than $150 use this card does not even have any rebate.

 

[cassowary18]

any prominent household brands or anchor tenants that we can use diners card on

The link is in the post you quoted.

https://www.dinersclub.com.sg/merchant/merchant-locator

 

[Aihero77]

Grab doesn't accept DC, I tried using my Donki DC card to top up and failed.

True, but places that accept Unionpay will accept DC, and Unionpay acceptance is quite high these days

In the DC website, it mentioned that it supports Grabfood. Is paying for Grabfood and topup Grab is the 2 different thing?

 

[rider83]

• #For the purpose of computing the cash rebate(s) eligibility of the CM based on such CM’s spendings, the following charges and/or fees and/or entries as reflected in the monthly SoA for the promotion period shall not be classified as spendings of the CM: a) Entrance and/ or subscription and/or renewal fees; b) Service charges and/or late payment charges; c) All disputed charges unresolved as at DCS’s processing date of the monthly SoA during the promotion period; d) All debit and credit journal entries; e) Casino/access charges and/or cheque encashing charges; f) Stolen/lost/fraud Card charges; g) AXS bill payments; h) Road Tax payment; i) All transactions at LTA; j) All transactions at Singapore Post; k) 0% Interest-free Instalment Payment Plan (also known as BNPL, or Buy-Now- Pay-Later); l) ReadyCA$H; m) DCA$H; n) Balance Transfer.

How about monthly insurance premiums?

 

[silverbomb]

In the DC website, it mentioned that it supports Grabfood. Is paying for Grabfood and topup Grab is the 2 different thing?

Grab accepts Diners?

 

[Aihero77]

Grab accepts Diners?

I'm not really sure that is why I'm asking this question. You can refer from their website.

Merchant locator -> Under food delivery "Grab Food" is supported