From OA to SA

[edwinttt1978]

Now can try to increase SA as much as possible as eveey cent above FRS can be withdrawn at 55. But best to leave it as long term bond with good yield and safer. From 55, allocation to SA dwindles.

This is not a bad idea but considering all the factors, including the age of the CPF member, the relatively risk-free higher rate of return, and the numerous reports that many CPFIS members failed to beat the CPF rates, it is perhaps better to simply leave the SA funds untouched.