Getting started with insurance

reddevil0728

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how much ECI and CI will you recommend for someone that earns $4k before cpf and have non fixed gross salary based on OT ?

I have 3 plans of ECI , 100k each however 1 of them comes with exclusion , higher late CI payout than other 2 (earliest plan). Am I overinsured ?
What’s your gender?
 
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