help to have a better future

[gv122184]

Hi All,

In my early 30 s only with a dip cert, in roof of the salary and my career now
how to do to continue to improve future

+ Study? what course?
+ find a better job
+ Invest more ?

Thanks

 

[Happygirlzz]

Hi All,

In my early 30 s only with a dip cert, in roof of the salary and my career now
how to do to continue to improve future

+ Study? what course?
+ find a better job
+ Invest more ?

Thanks

whats ur current salary now? 10s dip cert.. study mehh?? study degree, the pay at most also not much nowadays... my frens fresh degree.. hard to find a 2.2k salary.. ppl offer him like 2k salary... no exp...

 

[gv122184]

whats ur current salary now? 10s dip cert.. study mehh?? study degree, the pay at most also not much nowadays... my frens fresh degree.. hard to find a 2.2k salary.. ppl offer him like 2k salary... no exp...

2.5 ~ 2.6k

 

[akwl88]

Hi All,

In my early 30 s only with a dip cert, in roof of the salary and my career now
how to do to continue to improve future

+ Study? what course?
+ find a better job
+ Invest more ?

Thanks

1) Earn more
2) Spend Less
3) Invest the rest

 

[Perisher]

All 3 are viable options. It depends more on what you wanna do.
Are you able to juggle studies with work if you are not intending to study full time?
Are you planning to switch job to a different industry?
Are you willing to learn more about investing or just wanna do the lazy man's way of investing?

 

[Darkzi0n]

Avoid financial mistakes such as buying ILP, endowment, under/over insure, fall prey to get rich scheme.

 

[haoKRR]

2.5 ~ 2.6k

change job la, got experience confirm get pay rise.
Wait, what industry are you in

 

[Maeda_Toshiie]

Hi All,

In my early 30 s only with a dip cert, in roof of the salary and my career now
how to do to continue to improve future

+ Study? what course?
+ find a better job
+ Invest more ?

Thanks

Current diploma in which discipline?
What kind of position do you hold now?
What kind of firm are you working in?
What are you interested in?

Current liabilities?
Married? Kids? Parents to care for?

Current assets?



It is a complex personal problem that has no simple answer based on the little amount of information that you have provided.

 

[havetheveryfun]

whats ur current salary now? 10s dip cert.. study mehh?? study degree, the pay at most also not much nowadays... my frens fresh degree.. hard to find a 2.2k salary.. ppl offer him like 2k salary... no exp...

Keyword : fresh degree

 

[gv122184]

Current diploma in which discipline?
What kind of position do you hold now?
What kind of firm are you working in?
What are you interested in?

Current liabilities?
Married? Kids? Parents to care for?

Current assets?



It is a complex personal problem that has no simple answer based on the little amount of information that you have provided.

Diploma in Electronic
R & D ~ QA Engineer in a MNC
Interested in those hand on job

Liabilities,
soon to be Married, no kid, Parent to take care

Asset
House, ETF, bond stock

Thanks

 

[gv122184]

All 3 are viable options. It depends more on what you wanna do.
Are you able to juggle studies with work if you are not intending to study full time?
Are you planning to switch job to a different industry?
Are you willing to learn more about investing or just wanna do the lazy man's way of investing?

i want more income
I willing to switch if is a better prospect
Currently invested in the ETF and Bond Stock

 

[alexchia01]

Diploma in Electronic
R & D ~ QA Engineer in a MNC
Interested in those hand on job

Liabilities,
soon to be Married, no kid, Parent to take care

Asset
House, ETF, bond stock

Thanks

You are in Engineering, so I suggest that you improve your qualification in this area, maybe a higher diploma, degree or special engineering certification.

Engineering is an area where as long as you willing to be hands on, you'll always able to get a job. So, stick to this industry, can switch job but don't switch industry.

Take some time to learn investing and invest as you learn. Be patience, invest for the long-term and you'll be able to build a good portfolio for old age.

Avoid all "Get-Rich-Quick" and "Too-Good-To-Be-Truth" scheme and you will avoid getting scammed or cheated.

 

[peterchan75]

i want more income
I willing to switch if is a better prospect
Currently invested in the ETF and Bond Stock

You are quite advance already.. ETF and bond..
If you are in electronics... you may to consider software engineering.

 

[shareholder]

The title is an impossible dream. The future is a human concept. It starts in the mind and stays there. If you aim for a better future, you will never attain it, forever chasing after an illusion. Focus on Now. How can you achieve a better Now? Live the moment, be truly conscious. The answer is already there when you ask the question. Since you ask this question in this forum, it means you are seeking an answer on money matters. How to be rich? Easy, but yet difficult. Easy because the process is straightforward, cash-in > cash-out. The greater the cash coming in and the lesser the cash going out, the faster you get rich. Sounds easy but yet difficult because of habits. Are you able to let go of wasteful habits, cut off negative influence, relationships? Sometimes you need to sacrifice or go against your love ones expectations. It may or may not be worth it. Only you know the best path for yourself.

 

[Maeda_Toshiie]

Diploma in Electronic
R & D ~ QA Engineer in a MNC
Interested in those hand on job

Liabilities,
soon to be Married, no kid, Parent to take care

Asset
House, ETF, bond stock

Thanks

You can try to do a part time degree course in engineering*, but that will involve a very heavy burden in terms of time and energy. Your partner must be 200% behind you on this. Also, check with your company and see if they support their employees study part time, and if they actually have higher paying positions for you when you finished. Look beyond what is said at face value by the management though, and if possible check behind the scenes**.

*Note that no all degrees are made equal. NUS still calls their part time degrees B.Tech, unlike B.Eng for full time students. This is despite efforts to align module code and content.

**Some diploma level technical positions, with overtime, can possibly pay more than a degree holding engineering fresh grad. They may also be too many degree holders in the company.

-----------------------------------------

A career change*** is probably too risky, unless you can convince backers.

*** Eg. starting your own business, or you decide that you can somehow become a superstar real estate agent or insurance agent.

 

[Mecisteus]

Find shifting jobs in a manufacturing environment. You can claim for OT and shift allowances. Your gross will be higher.