Don't think so.
You only need to pay 1 x law fee. You will need to find Lawyers under the banks panel thou.
Agents will get referral fee as they refer to the banks.
For me I skipped the agent agent part and go direct to a banker introduced by my Friend where I get "special" rates not known to public.

You only need to pay 1 x law fee. You will need to find Lawyers under the banks panel thou.
Agents will get referral fee as they refer to the banks.
For me I skipped the agent agent part and go direct to a banker introduced by my Friend where I get "special" rates not known to public.
