Hospital Bill Sizes

[chopra]

One of the first key steps in insurancing would be to get a shieldplan. Most of us should have a basic one known as the medishield. Also, the current policy allows all newborns to be insured with medishield too.

But you might have someone in your family (usually the old ppl) who are not insured. Hence, it is important for you to know how much it might cost if they are warded.

MOH did a wonderful job to provide some data on that. This thread serves two purposes

1. To educate people on the ballpark figures of hospital bill size.
2. To gather feedback on the accuracy of the MOH data -- how wide are the outliers of these medical fees?

Link as follows:
Hospital Bill Sizes | Ministry of Health

 

[chopra]

Cost of top killers in Ward C:
Hospital 50th Percentile Bill Size/ 90th Percentile Bill Size

Kidney failure
CGH 565/ 920
KTPH 854/ 2,348
NUH 189/ 2,544
SGH 844/ 2,884

Heart surgery (Coronary artery bypass graft) with angiography
NHC 5,183 /7, 987

Stroke with complications
AH 1,545 / 2,986
CGH 1,361/ 2,686
KTPH 1,833/3,305

Lung cancer with complications
CGH 1,338 /2,622
NUH 1,627 /4,616
SGH 1,533 /4,235
TTSH 2,286 /5,543
NUH 1,949 /4,062
SGH 2,385 /7,095
TTSH 1,775 /5,624

 

[lusunshine]

By looking at the bill size, it's better to buy cash rider to cover deductible for your integrated shieldplan.

 

[kebinu]

Curious, chopra, if you ever need to stay in a hospital, which one and which ward will you choose?

 

[chopra]

'p' now.

'a' or 'b' when I reach 60 where I had shown graphically how premium curve shoot up at that age. My life then will also be less valuable (in terms of opportunity cost). And most imptly, the projected higher premium to get insured in higher class when one is above 60.

 

[kebinu]

Due to my work nature, I do travel to a few hospitals. I get to see the environment etc. I must say I have to choose somewhere more comfortable if possible. This is my bill for just dengue fever, a 5-day stay.

All the 120-day before and after related treatment costs are included coz they are claimable.

 

[chopra]

Due to my work nature, I do travel to a few hospitals. I get to see the environment etc. I must say I have to choose somewhere more comfortable if possible. This is my bill for just dengue fever, a 5-day stay.

All the 120-day before and after related treatment costs are included coz they are claimable.

1. sidenote: ur immune system is very strong. typical average stay of current dengue strain is ten days.
2. I have visited ppl in private. its like presidential suite, so I know what you are talking about.
3. it always boils down to $. agree with 'p' if you can afford.

 

[IronMac]

Personal experience with two old folks who were not insured. It cost millions over 20 years. Especially if there are chronic ailments involved. The drug costs are a constant drain. We were looking at medical bills of $1k a month for one person.