Never saved up money for rainy days for the past decade due to marriage, BTO, dad's funeral cost, mum's urn & niche slot expenses (buying in advance)
Only this year then I started to save up, also started to give my mum some allowance
Things could have gone much worse but I'm grateful they didn't. I count my blessings for every day that I stay afloat despite the confusion all these months. Thank you.
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