Insurance for sole bread winner?

[bendi85]

Hi all just asking for some advice on what kind of protection plans suitable for sole bread winner with 2 kids. I already have life, accident, critical illness coverage.

 

[boredboiboi]

Hi all just asking for some advice on what kind of protection plans suitable for sole bread winner with 2 kids. I already have life, accident, critical illness coverage.

1) Hospital coverage
2) is the coverage enough? If anything happen to you will be a very big impact to your family. Even for disability income
3) wealth acculturation or retirement planning

 

[Okenba]

Disability

 

[sambuca]

I've term insurance 3mill for death
out of the 3, 1mill is from mid grp. Super cheap
Hospitalisation, get a plan that is suitable for your needs.
If you only stay private, make sure you buy the highest tier one.
I got the 100% plan but I feel 95% is enough
Critical illness forgot how much
Not a fan of insurance but I think these are the minimum till one is rich enough to "self insure".